Articles by Krisette Lim

Maria Krisette Capati-Lim is a contributing writer at MoneySmart since 2019. With an extensive background in the intersections of SEO, digital marketing, technology, lifestyle and personal finance, she believes that learning is a lifetime pursuit to become better ever day. When she's not writing, she's either checking her income and expenses on a spreadsheet or tinkering with her personal websites.

Metrobank Rewards Plus Visa Card - MoneySmart Review 2021
Credit Card
Metrobank Rewards Plus Visa Card - MoneySmart Review 2021
Looking for a rewards card for more points? Here comes the Metrobank Rewards Plus Visa card that offers double (2x) rewards points whenever you spend...
3 December 2021
RCBC Bankard Flex Visa Rewards - MoneySmart Review 2021
Credit Card
RCBC Bankard Flex Visa Rewards - MoneySmart Review 2021
Are you a millennial looking for the best credit card that has flexible features? Look no further. We got you covered. It can be daunting to browse al...
2 December 2021
How to Tell if an Investment is a Scam in the Philippines?
Investing
How to Tell if an Investment is a Scam in the Philippines?
It can be hard to know if an investment is a scam or not. If you are new to investing, you might fall for some old tricks that will end up costing you...
18 November 2021
How to Buy Bitcoin, Ethereum, and Other Cryptocurrencies in the Philippines
Investing
How to Buy Bitcoin, Ethereum, and Other Cryptocurrencies in the Philippines
The cryptocurrency market has been seeing rapid growth in the past few years, and it is only expected to grow with countries such as El Salvador, whic...
15 November 2021
7 Things You Need to Know About Personal Loans Before Getting One
Borrow Money
7 Things You Need to Know About Personal Loans Before Getting One
A personal loan may seem like a lifesaver during an emergency, whether it’s unexpected confinement in the hospital, losing a job, or a broken car. How...
22 July 2021
UnionBank Lazada Mastercard Rewards Card Review 2021
Credit Card
UnionBank Lazada Mastercard Rewards Card Review 2021
Heads up to all the shopaholics and points collectors out there! UnionBank Lazada rewards card gives you access to great deals, discounts, and promos...
28 May 2021
8 Ways to Protect Your Credit and Debit Cards When Shopping Online
Shopping
8 Ways to Protect Your Credit and Debit Cards When Shopping Online
Fraudsters and scammers are always on the lookout for opportunities to deceive consumers. As cashless payments become part of the new normal, adding e...
15 May 2021
How to Open a Checking Account in the Philippines - MoneySmart Guide 2020
Smart Money
How to Open a Checking Account in the Philippines - MoneySmart Guide 2020
Are you thinking of opening a checking or current account? In case you’re planning to do so, here’s a simple guide to walk you through the steps — inc...
29 December 2020
Updated Credit Card Rates, Cap and Fees in the Philippines 2020 - 2021 by BSP
Credit Card
Updated Credit Card Rates, Cap and Fees in the Philippines 2020 - 2021 by BSP
Heads up to all credit cardholders. Here’s an early Christmas gift for you. Banko Sentral ng Pilipinas (BSP) caps the annual interest rate of credit...
1 December 2020
Fixed Deposits or High Interest Rate Savings Accounts - Which One Should You Choose?
Saving
Fixed Deposits or High Interest Rate Savings Accounts - Which One Should You Choose?
If you’re looking for a safe, low-risk investment option, a fixed deposit or time deposit can be one of your options. Alternatively, you can also gro...
30 November 2020