Looking for a credit card that will reward you for your dining, shopping or traveling expenses? Check out BDO Visa Gold and learn about the many exciting features that it offers.
|BDO Visa Gold at a Glance|
|Principal Card Annual Fee||
|First Supplementary Card Annual Fee||
|Other Supplementary Cards||
|Monthly Finance Charge||
|Late Payment Fee||
|Cash Advance Fee||
|Foreign Currency Conversion||
|Minimum Income Requirement||
What can you enjoy with your BDO Visa Gold?
Annual Fee Waivers
New cardholders of the BDO Visa Gold get to enjoy free annual membership fees for the first year. You can continue to enjoy waived annual fees if you spend at least 300,000 per year. Otherwise, your annual membership fee will be 2,400 PHP per year.
With every 50 PHP that you spend on your BDO Visa Gold, you earn 1 Credit Card Point.
When you spend on dining and entertainment, you earn 2x Credit Card Points. Both your local and international transactions are eligible to earn twice the Credit Card Points.
Check out the table below for the qualified merchant categories.
|Dining||Fast food restaurants
Bars and cocktail lounges
Billiards and pool
Dance halls and dance studios
Establishments and bowling alleys
Golf courses and sports clubs
Plays and concerts
Sports promoters and professionals
Theme and amusement parks
Video and music stores
As a BDO Visa Gold cardholder, you are also eligible for 10x Credit Card Points when you spend at least 10,000 PHP or 200 USD on entertainment, dining, and hotel accommodations during long weekends or special occasions.
Avail of this promotion this upcoming Halloween Long Weekend on November 1 to 3, 2019. Enrollment period is until November 4, 2019.
Visa Gold Exclusive Privileges
Enjoy as much as 50% discount when you dine at partner restaurants. Get year-round perks and privileges at different destinations in the world. Also enjoy rebate promos when you shop overseas, online, or in-store.
Free Travel Insurance Coverage
When you charge your travel expenses to your BDO Visa Gold, you can receive up to 5 million PHP travel accident and inconvenience insurance. This is offered for both principal and supplementary cardholders. You can learn more about it here.
What can you redeem from your Credit Card Points?
|Reward Item||Credit Card Points Needed|
|Principal Card Annual Membership Fee Waiver||5,500 Points|
|Supplementary Card Annual Membership Fee Waiver||2,750 Points|
|250 GetGo Points||750 Points|
|250 Asia Miles
250 Mabuhay Miles
|500 PHP Rustan’s Gift Certificate
500 PHP Anson’s Gift Certificate
500 PHP Mercury Drug Gift Certificate
500 PHP Abenson Gift Certificate
500 PHP Landmark Gift Certificate
500 PHP SM Gift Card
500 PHP Sodexo Premium Pass
|500 PHP Globe Prepaid Card
500 PHP Smart Prepaid Card
What are the current promotions that you can avail with your BDO Visa Gold?
|Unlimited Wi-Fi access with Big Sky
|Discounts on Flytpack
|2019 Visa Epic Experiences
|Buy One Get One on Chicken Teriyaki at Izakaya Sensu
|Buy One Get One California Roll at Motto Motto
|30% discount at Saboten Express
|A chance to win up to 100,000 Robinson’s gift certificates
|40% discount at Vikings group
What are the requirements to apply for a BDO Visa Gold?
To be eligible for this credit card, you should meet the following criteria:
- Must be 21 to 70 years old for principal cardholders
- Must be a Filipino citizen or foreigner with permanent residency of more than 2 years
- Must be a regular employee
- Self-employed individuals should be operating a business for over 2 years
- Must own a landline telephone and be residing or working near a BDO branch
- Must be earning 420,000 PHP per year
Should you get the BDO Visa Gold?
What makes the BDO Visa Gold so appealing is the reward points that you can earn with your spending. When you spend at a given period, you can even earn 10x the reward points.
The income requirement is also just right for the working Filipino. If you put a premium on cards that rewards you with your lifestyle spending, the BDO Visa Gold is truly a card worth having.