BPI Visa Signature Card – MoneySmart Review 2019

BPI Visa Signature Card – MoneySmart Review 2019

The BPI Visa Signature card is perfect for people who love to travel and live the luxurious lifestyle. It’s a credit card that offers signature rewards, exclusive privileges, and global services to an elite clientele. It allows you to enjoy the best things in this world that truly complement your premium lifestyle.

BPI Visa Signature Card at a Glance
Annual Fee 5,500 PHP
Supplementary Card Annual Fee Free for life
2nd to 6th Supplementary Card Annual Fee 2,750 PHP
Finance Charge 3.50%
Minimum Income Requirement 80,000 PHP / month

What can you enjoy with your BPI Visa Signature Card?

24/7 Visa Worldwide Concierge

As a cardholder, you have access to 24/7 Visa worldwide concierge services online or over the phone. You can avail of this service to book flights or hotel rooms, reserve a table at a restaurant, rent a car, purchase event tickets, and for any other general request that can arise during your trip.

DragonPass Airport Lounge Program

Enjoy up to 50% discount on the global lounge membership program that gives you access to over 850 lounges in the world.  This means you get to use free WiFi and have complimentary food and drinks while waiting to board.

As a BPI Visa Signature cardholder, you can also access the Fast Track or Priority Lanes at airport security checkpoints.

To give you the ultimate travel experience, your BPI Visa Signature card also gives you discounts when you avail of the Luxury Airport Transfer Service. Simply use the voucher code “VS2019” with the destination and date you want to avail of the transfer service.

Visa Luxury Hotel Collection

When you book a room at any hotel from the Luxury Hotel Collection, you can enjoy the best available rates and receive complimentary continental breakfasts daily.

There’s also a $25 food or beverage credit for you. What’s more, you enjoy VIP Guest status and you can get an automatic room grade when available.

You can also request for a late checkout, especially when it’s the off-peak period.

What can you redeem with your Real Thrills Rewards Premium Points?

You earn one (1) Real Thrills Rewards Premium Point for every 20 PHP you spend on shopping, traveling, dining, leisure, or relaxation. Just to give you an idea of what you can exchange for your points, here are some of them.

Shopping

1,000 PHP Rustan’s Gift Certificate = 6,250 RTR Premium Points

1,000 PHP The Travel Club Gift Certificate = 6,250 RTR Premium Points

1,000 PHP PowerMac Gift Card = 6,250 RTR Premium Points

1,000 PHP Shangri-La The Fort Gift Certificate = 6,250 RTR Premium Points

700 PHP Starbucks Gift Certificate = 4,500 RTR Premium Points

Travel

2 Real Thrill Rewards Premium Point = 1 AirAsia BIG Point

2,000 Real Thrill Rewards Premium Points = 1,000 BIG Points

 

3 Real Thrill Rewards Premium Points = 1 GetGo Point

1,250 Real Thrill Rewards Premium Points = 500 GetGo Points

 

3 Real Thrill Rewards Premium Points = 1 KrisFlyer Mile

1,250 Real Thrill Rewards Premium Points = 500 KrisFlyer Points

 

3 Real Thrill Rewards Premium Points = 1 Mabuhay Mile

2,500 Real Thrill Rewards Premium Points = 1,000 Mabuhay Miles

Dining

1,000 PHP Bizu Patisserie and Bistro E-Gift = 5,000 Points

1,000 PHP Barcino E-Gift = 5,000 Points

500 PHP Royce’ E-Gift = 2,500 Points

500 PHP Wildflour Cafe E-Gift = 2,500 Points

Lifestyle

1,000 PHP Barre3 E-Gift = 5,000 Points

1,000 PHP The Mandara Spa Gift Certificate = 5,950 Points

1,000 The Spa Gift Card = 6,250 Points

Ayala Cinemas Tickets for Two = 2,200 Points

Annual Fee

Visa Signature Principal Card = 22,000 Points

Visa Signature Supplementary Card = 11,000 Points

Charities

100 PHP BPI Foundation Donation = 500 Points

100 PHP Caritas Manila Donation = 500 Points

100 PHP Children’s Hour Donation = 500 Points

What are the current promotions that you can avail with your BPI Visa Signature Card?

Here are just some of the promos offered to cardholders of the BPI Visa Signature:

Lung Hin at Marco Polo Ortigas Manila (valid until October 15, 2019)
  • 50% discount when you charge your total dine in bill to your BPI Visa Signature
Marco Polo Ortigas Manila

  • Booking period from August 7 until October 15, 2019
  • Stay period from August 7 until October 31, 2019
  • 50% discount on the daily bed and breakfast rate (Superior, Deluxe, Premier)
  • Buffet breakfast for two adults and 2 kids (6 years old and younger)
  • Unlimited internet access, free use of gym and swimming pool
  • Late checkout at 2 pm
Cucina at Marco Polo Ortigas Manila (valid until October 15, 2019)
  • 35% discount at Cucina’s lunch and dinner buffet
Lemuria Gourmet Restaurant (valid until November 9, 2019)
  • 50% discount when you spend a minimum of 5,000 PHP and a maximum of 10,000 PHP on a la carte dine-in food orders
The Manor (valid until March 31, 2020)
  • 50% discount on published room rates on off peak season
  • 30% discount on published room rates
Apulit Island El Nido (valid until March 31, 2020)
  • 50% discount on your third night except for peak periods (December 22-31, 2019, and January 1-5, 2020)
Movenpick Resort & Spa Boracay (valid until December 15, 2019)
  • 30% discount on best available rates online for all room categories
  • 50% discount on your third night for select room categories
  • Late checkout until 2 pm
  • 20% discount on food and drinks at The Market, Brezza, and Ssäm
  • 20% discount on Sagay Spa’s signature massage
Crimson Resort & Spa Mactan, Cebu (valid until March 31, 2020)
  • 60% discount on hotel accommodations
  • 30% discount on massages at AUM spa
  • Complimentary cake when you celebrate your birthday at the resort
Crimson Resort & Spa Boracay (valid until March 31, 2020)
  • 50% discount on deluxe and suite accommodations on select published rates

What are the requirements to apply for a BPI Visa Signature credit card?

Aside from the filled out BPI credit card application form and government-issued ID, these are the documents that you also need to submit for your credit card application.

You should be between 21 to 60 years old to be eligible for this card.

Screenshot image from BPI as of August 21, 2019

Should you get the BPI Visa Signature card?

The BPI Visa Signature card offers one of the lowest conversion rates in the Philippines. You earn 1 reward point for every 20 PHP you spend with this card.

These reward points are non-expiring, allowing you to save up for your dream rewards. However, there are no reward points multipliers, so redeeming big ticket items can take a lot longer.

It’s a great card to have when you do a lot of traveling and foreign spending because of its low foreign exchange conversion fees.

It offers a wider choice of reward options, including miles, rebates, and free gifts. But the annual fee is quite hefty, so it’s really a credit card that caters to high net-worth individuals.

 

If you qualify, do you think the BPI Visa Signature is a credit card that you will frequently use? Which features do you like most about it? Let us know in the comments!