Security Bank’s Gold Circle – Benefits & Preferential Rates (2019)

Security Bank’s Gold Circle – Benefits & Preferential Rates (2019)

Take your banking to the next level with Security Bank’s Gold Circle, a product bundle that offers their clientele with higher account balances and some of the most exclusive perks and privileges.

A quick glance of Security Bank’s Gold Circle benefits

As a member of the Gold Circle, you get preferential rates on loans and Term Deposit products, as well as in-depth financial advice from a team of experts.

  • You can withdraw for free at any ATM in the Philippines – and absolutely zero fees when you request for your bank statements or bank certifications.
  • When you apply for a pre-qualified personal, housing, or car loan, you can avail of lower or discounted interest rates.
  • You can also enjoy higher interest rates on your peso or dollar time deposit accounts.
  • Gold Circle customers enjoy personal concierge services by dialing +632 879 04778, and there’s a customer advisor that will assist you with all your banking needs.
  • Because Security Bank values your time, you are also given your very own VIP lane whenever you visit and transact at Security Bank branches.
  • Security Bank will also provide you with a yearly complimentary checkbook.

Minimum requirements to become a Gold Circle customer

To be a part of the Gold Circle, you only need to meet the 100,000 PHP minimum balance in a single CASA (Current and Savings Account), or a TRB (Total Relationship Balance) of 500,000 PHP across CASA, Trust products, and Term Deposits.

You can refer to this table below:

100,000 PHP Single Balance based on Monthly Average Daily Balance on any of these account types 500,000 PHP TRB based on consolidated Monthly Average Daily Balances on any of these account types 
Build-Up Savings Account Build-Up Savings Account
Jr. One Savings Account Premium Build-Up Savings Account
eSecure Savings Account Jr. One Savings Account
Easy Account eSecure Savings Account
MoneyBuilder Savings Account Easy Account
Dollar Savings Account MoneyBuilder Savings Account
3rd Currency Savings Deposit Dollar Savings Account
All Access Account 3rd Currency Savings Deposit
BusinessPlus Account (for Sole Proprietorship only) All Access Account
BusinessPlus Account (for Sole Proprietorship only)
Time Deposit
Trust Products (UITF) except for Treasury and SB Equities

You can visit any Security Bank branch and speak to a customer advisor about enrolling your account to the Gold Circle so you can start enjoying your membership perks.

Your Gold Circle membership will be active after 7 banking days from successful registration.

If your account falls below the required minimum balance for 3 consecutive months, your account will be subject to a 1,000 PHP monthly service fee.

The Digital Gold Circle Card

Image screenshot from Security Bank

Your Digital Gold Circle Card will be sent via email. Just save the email or take a screenshot and show it to a customer advisor at any Security Bank branch for assistance.

With your Digital Gold Circle Card, you can also proceed directly to the designated lane for Gold Circle members.

Keep in mind that it’s nontransferable, and only the account holder can enjoy the exclusive perks and privileges.

The Gold Circle preferential rates

To avail of preferential rates on different Security Bank products, simply speak to any customer advisor and present your Digital Gold Circle Card.

You will then need to accomplish certain forms and submit specific documents.

 

Now that you know how to be a part of Security Bank’s Gold Circle and the things you can enjoy as a member, is it something that appeals to you? If you’re already maintaining a few accounts with Security Bank and meet the requirements, then joining the Gold Circle is the next best thing to do!