Best Credit Cards for Entertainment in the Philippines 2019

Best Credit Cards for Entertainment in the Philippines 2019

Are you looking for the best credit cards for entertainment in the Philippines? There are quite a lot to choose from, but we have rounded up a few to help you choose one.

Whether your idea of entertainment is shopping online, or going on a road trip, or spending a whole day outdoors perfecting your swing, or lazing indoors with a new book, there’s a credit card out there that’s just perfect for your needs.

BPI Edge Mastercard

It’s the credit card that’s perfect for those who put a premium on wearing the hottest trends and being at the most happening events.

If you love to shop at the hippest stores or party all night at the coolest clubs, the BPI Edge Mastercard is a handy card to have in your wallet whenever, wherever!

With every 50 PHP you charge to your card, you earn 1 Real Thrills Reward Point. Accumulate these points and you can redeem cool dining and shopping rewards.

It’s a credit card that any new young professional can own because you only need to earn at least 15,000 monthly to qualify.

The annual fee is also quite easy on the pocket at 110 PHP per month, or 1,320 PHP per year.

When your cash is running low, you can opt for its cash advance feature and withdraw up to 30% of your credit limit.

You can even make big purchases at partner establishments and pay for them at zero interest in monthly installments.

The BPI Edge Mastercard comes with the cool Contactless Technology that allows you to just tap and pay. Paying for your purchases has never been so quick, easy, and high-tech!

BPI Edge Mastercard
Free annual membership fee on the first year
Annual fee of 110 PHP / month
Finance charge of 3.50%
First supplementary card annual fee is for life

55 PHP / month for second to sixth supplementary cards

Minimum income requirement of 15,000 PHP per month

BPI Ayala Malls Amore Visa Card

If shopping is your cardio and treating yourself to nice things is a regular thing, you will enjoy using your BPI Ayala Malls Amore Visa Card when you shop or dine at participating Ayala Malls merchants.

It’s both a credit card and a privilege card, so you get more perks the more you use your card for shopping and dining.

For example, every 1,000 PHP you spend, you get 4% rebates on restaurants, 3% when you shop for clothes, shoes, leather goods, and accessories, and 1% for everything else.

If your fear of missing out is real, you don’t need to worry anymore because you get exclusive invitations to special events and promos as a cardholder and member.

This credit card is also your ticket to accessing the customer and family lounges in all Ayala Malls. Pretty useful when you just want to take a breather from all that shopping and relax those tired feet!

Movie fans, you can rejoice, too. There’s an express lane for cardholders when you purchase movie tickets at Ayala Malls cinemas, with 5% discount on your tickets.

Beat the queue while enjoying savings when you treat yourself, your special someone, or the whole family to the latest blockbuster or critically acclaimed movie.

Ayala Malls also hold great live acts and concerts. As a cardholder, you can reserve your seats to these free concerts and mall shows on a first come first served basis

It also comes with Contactless Technology, so shop and tap away to your heart’s (or wallet’s) content!

BPI Ayala Malls Amore Visa Card
Annual fee of 2,050 PHP
Minimum income requirement of 180,000 PHP per annum
Finance charge of 3.50%
Annual fee for first supplementary card is free for life

Annual fee for second to sixth supplementary card is 1,025 PHP

Cash advance feature of as much as 30% of your credit limit
0% interest on installment plans with participating merchants
Balance transfer rate of 0.79% monthly
Card must be swiped on a BPI POS terminal to earn rebates automatically
Maximum of 15,000 PHP in rebates per calendar year only

Metrobank Classic

No fanfare, and no sleek and fancy design on the Metrobank Classic credit card. Just a clean and classic look that’s packed with ease, convenience, and rewards.

Every time you use your Metrobank Classic on movie tickets, concert tickets, food, groceries, shopping, sports, relaxation, or any other entertainment items, you earn one reward point for every 20 PHP spend.

You also get free gifts, big discounts, and exclusive deals with partner establishments.

Choose from different rewards, like gift cards from different restaurants, lifestyle stores, appliance stores, shopping sites, and health and diagnostic clinics.

You can also choose air miles (Mabuhay Miles, Asia Miles, and KrisFlyer Miles), fee waivers and rebates (500 PHP cash credit for 10,100 points, or 15,800 points for full fee waiver on principal cards, and 8,500 points for supplementary cards), or even donations to different charities and organizations, like Unicef, Metrobank Foundation, and icanserve Foundation Inc., just to name a few.

Your card comes with the Metrobank chip to protect you from fraudulent transactions and prevent your card from being cloned. Now that will put your mind at ease when you shop, dine, or party!

Metrobank Classic Credit Card
Annual fee of 1,500 PHP
Minimum income requirement of 180,000 PHP per annum
Finance charge of 3.54% per month
Up to 4 supplementary cards can be enrolled and assigned spending limits
Balance transfer feature for 12, 18, and 24 months at 0.68%
Cash advance option of 30% of your credit limit
Zero interest installment plans from 3 to 24 months from partner establishments
SMS balance inquiry

Security Bank World Mastercard

If you love rewarding yourself with all things relaxing, exciting, fun, delicious, fashionable, or cool, the Security Bank World Mastercard is a must-have.

For every 20 PHP you spend on entertainment, you earn one reward point. Collect points and enjoy exclusive entertainment deals and privileges all year round.

You can enjoy the concierge service when you purchase concert tickets or rent movies using your Security Bank World Mastercard.

If you’re a foodie and just love to celebrate life moments with food, heads up! You get to enjoy dining deals all year round when you dine at partner restaurants.

Do you travel a lot for work, or do you simply travel for the pleasure it yields? Enjoy year-round travel deals and privileges when you book using your card and earn reward points for every 20 PHP spend.

Shopping with this card is secure, especially when you like to purchase things online. You can even set spending limits on it so that you don’t go over your budget without realizing it.

There’s a ChargeLight option when you make big purchases, and you can pay them in 3 months or up to 24 monthly installments.

It’s not just a great credit card for entertainment purposes, though. Use it for paying your utility bills and for groceries. Every 20 PHP spend earns you one reward point.

Security Bank World Mastercard
Annual fee of 5,000 PHP
Minimum income requirement of 250,000 PHP per annum
Finance charge of 2.5% per month
Balance transfer at 1.9% interest rate
Cash advance features of up to 50% of your credit limit
Dual currency billing options when you pay in US dollars
Bills Assist feature online so you can conveniently pay for your bills

RCBC Bankard Fully Booked Credit Card

It’s the credit card for the real book lover, especially when you buy all your books, book-inspired toys, or reading accessories from Fully Booked.

You receive a 500 PHP welcome gift when you accumulate a 12,000 PHP spending within the first 3 months.

Cardholders enjoy a 10% discount on all Fully Booked buys the whole year. That’s a good discount, considering how expensive books are these days and how long your reading list must be!

You can also avail of the Easyterm Installment with zero interest for a minimum purchase of 3,000 PHP and 5,000 PHP. You can pay it off in 3 months and 6 months respectively.

There’s no limit on how much you avail of the installment terms, either. You can go ahead and plan your book purchases so that you will never run out of books to read but not go broke in the process!

Having this credit card also means getting exclusive access to book sales and invitations to events. You’re the first to know about book signings, workshops, and exhibits, or any other bookish events like these.

RCBC Bankard Fully Booked Credit Card
Annual fee of 1,500 PHP
Minimum income requirement of 156,000 PHP per annum
Secure shopping when you purchase online (password protection and SMS via Shop Secure)
10% rebate at Fully Booked, even for outstore spending for an accumulated 20,000 PHP per billing statement
.50% rebate for gas, groceries, or travel
Cash advance of 30% of your credit limit

Union Bank Riviera Golf Club Visa Credit Card

Fancy a game of golf? Do you secretly think that you are the hidden and undiscovered gem of the golfing world?

The Union Bank Riviera Golf Club Visa Card is perfect for golf enthusiasts living in the south. With this card, you can enjoy exclusive perks and benefits that will help you level up your game.

The Riviera Golf Club is located in Silang, Cavite, and it has become one of the top golfing destinations in the south because of its courses and facilities. You can pay your annual golf club fees with this card in 12 monthly installments at zero interest.

You also earn 1 reward point for every 20 PHP you spend on entertainment, shopping, travel, or dining, even if it’s got nothing to do with golf.

Union Bank Riviera Golf Club Visa Credit Card
Annual fee of 1,500 PHP
Minimum income requirement of 600,000 PHP per annum
Finance charge of 3.50%
Cash advance option of 30% of your credit limit
Installment of up to 36 monthly installments at zero interest
Unlimited supplementary cards that you can share with family members or friends
Auto charge bills payment option
Credit life insurance with coverage of up to 400,000 PHP of your outstanding balance in case of death or disability (permanent or temporary)

Choosing the best credit cards for entertainment will still depend on what you personally consider as entertainment.

Some people prefer to shop, eat out, watch movies, go to concerts, or relax in a spa.

Some opt for long drives or travel overseas. Others also look forward to sweating it out in the gym or the hardcourt.

As long as your credit card offers extra perks and exclusive deals with your spending, that’s a great enough choice already.

Use this article as a guide to choose the best credit card to get huge savings and enjoy a lot of perks and privileges as well!