Best EastWest Credit Cards in the Philippines – Credit Card Reviews 2019

Best EastWest Credit Cards in the Philippines – Credit Card Reviews 2019

EastWest offers several credit cards designed for every kind of Filipino spender. There are currently 11 cards in their roster, and each caters to different. Which one is right for you? Let’s find out!

EastWest Credit Card Annual Fee / Monthly Interest / Monthly Income Best Features
EastWest Priority Visa Infinite
  • Waived perpetually
  • 1.99%
  • minimum of 2,500,000 million PHP combined deposits and investments with EastWest Bank
  • Priority Pass
  • Up to 20 million PHP travel insurance coverage
  • 1 Infinite Rewards Point = 10 PHP spend
EastWest Platinum Mastercard
  • Waived perpetually
  • 2.75%
  • 150,000 PHP monthly income
  • Priority Pass
  • Up to 20 million PHP travel insurance coverage
  • Platinum Rewards

1 Platinum Reward = 40 PHP spend

EastWest Visa Platinum Credit Card
  • 2,750 PHP / year
  • 3.50%
  • 40,000 PHP monthly income
  • Priority Pass
  • Up to 20 million PHP travel insurance coverage
  • 3% Cash Rewards on straight charges at department stores
EastWest EveryDay Titanium Mastercard
  • Waived first year annual fees
  • 2,800 PHP / year
  • 3.50%
  • 40,000 PHP monthly income
  • Up to 5% cash rebate on your everyday essential spending
EastWest Dolce Vita Titanium Mastercard
  • 2,000 PHP / year
  • 3.50%
  • 25,000 PHP monthly income
  • Discounts and privileges at beauty, health and wellness merchants
  • 1 Dolce Vita Charm = 100 PHP spend
EastWest Visa and Mastercard
  • Gold 2,500 PHP / year
  • Classic 1,500 PHP / year
  • 3.50%
  • 15,000 PHP monthly income
  • Limitless Rewards
  • 1 Reward Point = 100 PHP
EastWest Practical Mastercard
  • 1,400 PHP / year
  • 3.25% for supermarket, drugstore, and gasoline purchases
  • 3.49% for other purchases
  • 10,000 PHP monthly income
  • Low monthly payments
  • Flexible payment options for annual fees
EastWest 1st Mastercard
  • 1,200 PHP / year
  • 3.50%
  • 15,000 PHP monthly income
  • Annual membership fees can be billed quarterly
EastWest Singapore Airlines KrisFlyer Platinum Mastercard
  • 4,000 PHP / year
  • 3.50%
  • 100,000 PHP monthly income
  • 3 KrisFlyer Miles = 45 PHP spend
  • Welcome Bonus Miles
  • Anniversary Bonus Miles
Hyundai Mastercard
  • 2,000 PHP / year
  • 3.50%
  • 15,000 PHP monthly income
  • 5% rebate on fuel purchases
  • 0.5% on retail purchases
DLSAA Mastercard
  • 1,600 PHP / year
  • 3.50
  • 15,000 PHP monthly income
  • 1 Reward Point = 100 PHP spend
  • 5% off on DLSAA merchandise

EastWest Priority Visa Infinite – For the global elite

It’s a credit card that offers premium benefits that match your lifestyle and your status.

There are no annual fees to pay for both principal and supplementary cardholders. Some of the benefits and privileges of the Priority Visa Infinite include VIP airport lounge access, up to 20 million PHP travel insurance coverage, and VIP privileges in luxury properties in the world.

You are also eligible to earn rewards with all your spending.  Receive 1 Infinite Rewards Point with every 10 PHP that you spend.

Your points can be redeemed for miles (Asia Miles, KrisFlyer Miles, Mabuhay Miles), Infinite Rewards Vouchers, or cash rebates.

EastWest Platinum Mastercard – Premium perks and privileges

Like the EastWest Priority Visa Infinite, the EastWest Platinum Mastercard offers a world of perks and benefits. Annual fees are waived for life, too.

Cardholders enjoy Priority Pass Membership with access to over 1,200 airport lounges in the world.

When you use this card for all your travel expenses, you are insured to as much as 20 million.

You also earn one Platinum Reward Point with every 40 PHP you spend which you can use to redeem cash rebates, vouchers, or air miles.

EastWest Visa Platinum – Cash rewards on your spending

The EastWest Visa Platinum pays you to spend. You can earn up to 3% Cash Reward on your straight charges at department stores and dining establishments, and 0.3% elsewhere.

Like the other EastWest Bank credit cards, you also enjoy up to 20 million free Comprehensive Travel Accident & Inconvenience Insurance when you book your travel with your EastWest card.

You also get access to EastWest Premium Perks at restaurants, hotels, resorts, and golf clubs.

EastWest EveryDay Titanium Mastercard – Cash rebates for your essentials

It’s a cash rebate card that lets you earn as much as 5% cash rebate on your essential spending (gas, supermarket, drugstore purchases).

And the more you spend on non-essential items (10,000 PHP and above), the higher rebates you earn (5%).

Spend between 5,000 PHP and 10,000 PHP and you can earn a 3% rebate.

Spend 5,000 PHP and below and you earn 0.5% rebates.

EastWest Dolce Vita Titanium Mastercard – Shopping, relaxation, and pampering privileges

This is a credit card that caters to women who like enjoying luxurious perks and exclusive pampering deals in health, beauty, and wellness.

With every 100 PHP you spend, you also earn 1 Dolce Vita Charm.

Collect and save Charms to redeem vouchers that you can use at different partner merchants. You can also use them to pay for your annual fees or to make donations to different charities.

Check how many Charms are needed to redeem different items here.

EastWest Visa and Mastercard – Rewards and privileges

With the EastWest Visa and Mastercard, you can earn 1 Reward Point for every 100 PHP that you spend.

You can exchange your Reward Points for dining, shopping, travel, leisure, or health and wellness vouchers at partner establishments.

Gold Cardholders also receive free travel accident and inconvenience insurance with up to 20 million worth of coverage when you charge your travel spending on your card.

EastWest Practical Mastercard – For the practical spender

It’s a practical, no-frills credit card that lets you avail of low monthly interest rates for your supermarket, drugstore, and gasoline spending.

Enjoy 3.25% interest for your essentials, and 3.49% for all your other purchases.

There’s also an option to pay for your membership fees monthly, quarterly, or annually.

EastWest 1st Mastercard – First taste of perks and privileges

It’s a great option as a first credit card because of its many perks and privileges. You can do cashless shopping when you want, where you want, and pay your total amount due on your due date.

You also have the option to pay for your annual fees of 1,200 PHP on a quarterly basis.

EastWest Singapore Airlines KrisFlyer Platinum Mastercard – Miles and spending milestones

It’s a card designed for travelers, especially if you often fly via Singapore Airlines, Scoot, or SilkAir.

Your international travel expenses, as well as your international or online cash advance, also earn you 3 KrisFlyer Miles with every 45 PHP you spend.

All local spending earns you 1 KrisFlyer Mile.

If you get approved for this card and spend 100,000 PHP within 3 months from credit card activation, you will receive 3,000 bonus KrisFlyer Miles.

You can also get 5,000 anniversary KrisFlyer bonus miles when you spend 100,000 PHP within one year from credit card approval.

Hyundai Mastercard – Rewards and motorist exclusives

With the Hyundai Mastercard, you can enjoy a 5% rebate on your fuel transactions at any gasoline station in the country.

You also receive an exclusive 10% off on PMS parts & labor and accessories.

Use your Hyundai Mastercard for all other retail purchases at any merchant here or abroad and receive 0.5% rebate.

You can earn as much as 1,000 PHP worth of rebates every month, and you can use them to redeem Hyundai vouchers to buy products or avail of services at Hyundai dealerships.

You can also exchange them for Rustan’s gift certificates, cash credits, or annual fee waivers.

From shopping, dining, travel, leisure, and health and wellness, you can receive special discounts all year round.

You can also avail of emergency 24/7 roadside, travel, or medical assistance through your One Hyundai Family membership.

DLSAA Mastercard – Animo and a lot more

Receive reward points for your spending and redeem annual fee waivers and cash rebates.

You can also use your points to make donations to various De La Salle Alumni Association projects.

Get 5% off when you spend on DLSAA merchandise at the DLSAA office in De La Salle University-Manila.

Furthermore, when you spend on dining and shopping, or travel and beauty, and you will also receive special perks and privileges.


Now that you have an idea what different credit cards EastWest has to offer, are you ready to apply for one of them? Which credit card stood out for you?