GCash Alternatives Worth Exploring for Cashless Transactions

gcash alternatives

Are you one of the many Filipinos who rely on GCash for your cashless transactions? You may have seen the recent news about unauthorized transactions and hacking issues, causing alarm and frustration among users.

According to a recent statement by GCash, all affected e-wallets have been adjusted as of 4:00 pm on May 9th. However, this incident serves as a reminder to always be vigilant when using e-wallets. Whether this was an inside job, as other consumers say, or a technical glitch, we’re glad that Globe has sorted it out.

Payments to merchants and suppliers may have disrupted your transaction. But there are other GCash alternatives you can also download and use for free.


  1. Maya by SMART
  2. GrabPay
  3. CoinsPH
  4. ML Wallet

1. Maya by SMART

Maya by SMART is a mobile wallet app allowing users to conduct cashless transactions conveniently.

With Maya, you can easily send and receive money, pay bills, purchase loads, and even invest in cryptocurrencies. It boasts an easy-to-use interface, making it an excellent option for those who aren’t tech-savvy.

Why is Maya a better option for GCash?

You’ll earn 6% interest on your first ₱100,000 with Maya Savings and 4.5% on anything after that. Plus, unlike Gcash and CIMB, Maya is a digital bank, so you get a better banking experience.

2. GrabPay

This payment platform from the same company behind the famous ride-hailing app Grab offers many features and benefits that GCash users might want to consider.

GrabPay is a mobile wallet that lets you pay for Grab’s services, including rides, food delivery, and parcels, as well as other merchants and online stores that accept GrabPay.

Why is GrabPay a better option for GCash?

GrabPay lets you top up your e-wallet via Mastercard and VISA credit and debit cards. In contrast, GCash only supports online banking, e-wallet transfer, and payment centers.

You can also use it to pay for your Grab rides and GrabFood orders without using cash or your credit card.

3. CoinsPH

CoinsPH is an online platform that allows you to store, send and receive digital currencies like Bitcoin, Ethereum, XRP, and Philippine pesos.

But CoinsPH isn’t just for cryptocurrency enthusiasts — it’s a versatile and user-friendly app perfect for anyone who wants to simplify fund transfers.

Why is CoinsPH a better option for GCash?

The Discover tab includes features such as cash in, cash out, and other ways to top up, from online banking and remittance centers to 7-Eleven CLiQQ. You can even book your flights, hotels, and bus rides within the app.

If you’re looking for another option to pay billers, CoinsPH has a handful of major companies — more than 90 billers — on its list for convenient settlement of your dues.

4. ML Wallet

ML Wallet is a mobile application developed by M Lhuillier, a financial services company. The app allows users to send and receive money, pay bills, purchase airtime credit or load, and access other digital offerings using a smartphone.

Why is ML Wallet a better option for GCash?

ML Wallet is better than GCash because it offers free transfers between ML Wallet accounts. It is also a convenient way to send and receive money, especially for those without or less access to banks.

ML Wallet gives users automatic access to M Lhuillier’s 3,000-physical branch network, which aims to improve overall customer experience. They can also withdraw up to ₱40,000 per day from any of the branches nationwide.

Final thoughts

And there you have it, four incredible GCash alternatives for cashless transactions.
These platforms offer something different that can make your transaction experience more convenient.

Whether it’s speed, budget-friendly fees, or dependability – there’s something to consider when deciding which is the best fit for your needs.

So if you’re looking for a great way to send money without an ATM card and without having to hold cold hard cash, then definitely give one of these alternative payment solutions a try.

Have you tried one of these options? Let us know your experience in the comments below.