Articles by Krisette Capati

Krisette Capati has been hustling in the online media industry since 2011. Formerly money dumb and a work in progress to be MoneySmart. With an extensive background in the intersections of digital marketing, culture, China markets, cryptocurrencies, and emerging technologies, her curiosity always leads her to try new things.

How to Get and Top Up Your Easytrip RFID (MoneySmart Guide 2020)
Heads up to all motorists. Starting November 2, 2020, NLEX and SLEX toll road operators will only allow RFID stickers in settling your toll fees as mandated by the Department of Transportation. This transition to a full RFID system will facilitate cashless transactions, so you don’t need to panic every time you reach the toll…
21 October 2020
10 Things Filipinos Should Know About Fixed Deposits in the Philippines
Thinking of how you can grow your hard-earned money? If neither stocks, real estate investment, nor Bitcoin is your cup of tea, you may want to explore fixed deposits (also known as time deposits). A fixed deposit is one of the simplest ways to invest at low risk. However, your earnings will depend on your…
6 October 2020
Credit Card
Best Credit Cards for New Cardholders in the Philippines (2020)
So you’re ready to apply for a credit card. You already have the requirements, but now you’re wondering what type of credit card to get. There are three common types of credit cards in the market you can choose from: rewards, air miles, and cashback. Your choice depends on the features and benefits you want.…
5 October 2020
CLiQQ eWallet MoneySmart Review 2020
Smart Money
CLiQQ eWallet MoneySmart Review 2020
Electronic wallets are a must in this new normal. They allow us to manage our bills payments, money transfers, and other cashless transactions on the go. Thankfully, GCash, PayMaya, and Coins.PH help us settle payments without queues and branch visits. Alternatively, there’s an app called CLiQQ that you may want to explore. It’s useful if…
3 October 2020
Credit Card
Compare the Lowest Interest Rates of Credit Cards in the Philippines (2020)
Planning to apply for a new credit card? Not satisfied with your existing credit card? Whether you’re a first-time cardholder or would like to switch, you need to compare credit cards first before signing up. Moneysmart folks keep an eagle eye on credit cards with the lowest interest rates and fees. With that said, here’s…
2 October 2020
Budgeting 101: The Best Apps to Track Your Expenses
Smart Money
Budgeting 101: The Best Apps to Track Your Expenses
If you find it hard to budget your money or worse, you’ve recently been retrenched, it’s time to step back and assess your finances. Fortunately, it’s never too late to learn financial management skills, especially during this crisis. One of the things you can do to efficiently manage your expenses is to keep a record.…
1 October 2020
Abra wallet review pros and cons
Smart Money
Abra Wallet MoneySmart Review 2020
Bitcoin, Ethereum, Ripple are some of the popular cryptocurrencies that are making rounds on the internet. If you know a little about them, you should also know that a digital wallet is a must-have to store these digital assets. If you’re looking for other digital wallet options, you may want to explore the Abra wallet.…
18 September 2020
AUB HelloMoney review
AUB HelloMoney Prepaid Banking Account – MoneySmart Review 2020
Banking is made easy these days as banks shift to digital platforms. For instance, ING Philippines and CIMB Bank have gone branchless on new applications. Simply download the mobile app, and you can open a savings account right on your phone. With unending community quarantines in different cities and increasing numbers of COVID-19 cases, it’s…
3 September 2020
10 best savings accounts with life insurance in the Philippines
10 Best Savings Account with Free Life Insurance in the Philippines – MoneySmart Review 2020
Saving money requires a lot of discipline and sacrifice. It’s even more challenging to save money if you have been retrenched during this pandemic and you’re only just about to start building your emergency fund. Luckily for you, there are several commercial banks that offer regular savings accounts with free life insurance without monthly premium…
1 September 2020
Top 8 Websites to Find Workout Essentials & Gym Equipment (MoneySmart 2020)
Top 8 Websites to Find Workout Essentials & Gym Equipment (MoneySmart 2020)
It’s tempting to be a couch potato and binge watch Netflix shows during this quarantine period. While there’s nothing wrong with entertainment, your health and physical well-being are more important these days. According to experts, people who are overweight are more susceptible to fatal conditions if they are infected by COVID-19. To strengthen your immune…
3 August 2020
Gcash vs Paymaya transaction fees
GCash vs PayMaya: Comparing Transaction Fees 2020
Mobile wallets like GCash and PayMaya have made it easier to send and receive money these days. Cashless payments have never been so essential, especially in our new normal. But while they offer ease and convenience, there are also transaction fees involved. Every centavo counts, so check out GCash and PayMaya’s transaction fees here and…
1 August 2020
Maybank iSave (MoneySmart Philippines Review 2020)
Opening a savings account isn’t as hard as you think. With digital banks, you don’t even have to visit the branch anymore, given that most of us would rather stay home these days. Yes, you still go through the same process of filling out forms and submitting the required documents. Only this time, it’s quick,…
17 July 2020
10 Things to Do if You’ve Been Retrenched During COVID-19 Pandemic
The Department of Labor and Employment expects that by the end of this year, 4 million Filipinos will lose their jobs because of COVID-19. The numbers are staggering. However, retrenchment is not unheard of during economic crises and global pandemics like what we’re currently experiencing. After all, companies need to downsize and cut expenses to…
15 July 2020
CIMB Digital Bank Savings Account – MoneySmart Review 2020
CIMB Digital Bank Savings Account – MoneySmart Review 2020
Saving money takes a lot of discipline and making moneysmart choices, and having savings in the bank is a huge relief when you have unexpected expenses during uncertain times. Fortunately, opening a savings account is easy and can now be paperless, thanks to digital banking. It’s certainly worth exploring as we all embrace the new…
16 June 2020
ING Digital Bank Peso Savings Account – MoneySmart Review 2020
ING Digital Bank Peso Savings Account – MoneySmart Review 2020
Opening a bank account these days can be a hassle because of the stay-at-home orders. Thankfully, digital banks like ING Philippines are offering convenient, branchless ways to do it. Instead of visiting a local branch where you are more likely to be exposed to people, you can do it on a mobile app. Digital banking…
15 June 2020
which digital bank is better ING Philippines or CIMB Bank
ING Bank vs. CIMB Digital Banks – Which is Better?
Online banking isn’t new to Filipinos. With most commercial banks continuously upgrading their systems, you can practically do all your banking transactions online. Why waste time queuing when you can just go online to transfer funds and pay bills, right? But online banking has its limitations, and this is where digital banking comes in. ING…
19 May 2020
What Filipinos Should Know About Digital Banking in the Philippines During COVID-19
What Filipinos Should Know About Digital Banking in the Philippines During COVID-19
Digital banking almost shares the same concept as online banking. But full digital banking allows you to open a bank account without going to a branch. No long lines. No printed forms. Everything is online by registering on the mobile app. Let’s find out how useful digital banking is in the time of COVID-19 and…
18 May 2020
best music streaming services in the Philippines - which one should I get
Music Streaming Services in the Philippines (Spotify, Apple Music, and SoundCloud) – Which One Should You Get?
Do you remember playing those cassette tapes in the ‘80 and the ‘90s? And then using a pencil to rewind them? Have you also downloaded mp3s and burned them in CDs? Now, you can effortlessly listen to all the music that you want on your gadgets, thanks to music streaming services. You can create all…
14 May 2020
COVID-19 list of ECQ Financial Support Packages in the Philippines
COVID-19: List of Enhanced Community Quarantine Financial Support Packages in the Philippines
You are probably feeling the financial impact of the extended ECQ by now. It definitely has affected the way we earn money and how we find new earning opportunities, and not in a good way. Thankfully, the government is extending its financial support through its Social Amelioration Programs (SAP) under the mandate of the Republic…
29 April 2020
5 money lessons for filipinos during covid-19
5 Money Lessons for Filipinos During COVID-19 and Enhanced Community Quarantine
Days before the government imposed the Enhanced Community Quarantine (ECQ) in NCR and across provinces in Luzon, a lot of Filipinos resorted to hoarding and panic buying. As COVID-19 cases increased, people also flocked to the supermarkets and drugstores for food and health supplies. Local government units began to work round the clock to ensure…
18 April 2020
part time jobs in the philippines during covid19
Earn Money
5 Part-Time Jobs in the Philippines During Enhanced Community Quarantine
As we face this global pandemic and scientists are racing to create a vaccine, you just can’t help but wonder when all this will end. The impact of this virus has already resulted in losses estimated to P91 billion. The Philippine government rolled out a P27.1 billion spending plan, and conservative estimates see this budget…
15 April 2020
10 Best Job Search Websites and Apps to Find Work From Home Jobs in the Philippines
10 Best Job Search Websites and Apps to Find Work From Home Jobs in the Philippines
Searching for an online job during the Enhanced Community Quarantine? Or staying at home have you decided to stay and adopt work from home? Work from home is the new normal during the Enhanced Community Quarantine. Unfortunately, there are Filipinos who are under the “no work, no pay” contract. This certainly poses a huge financial…
11 April 2020
Cashless Payments in the Philippines - What are the Best E-Wallets for Filipinos?
Smart Money
Cashless Payments in the Philippines – What are the Best E-Wallets for Filipinos?
With most places in Luzon on enhanced community quarantine, Filipinos are relying on cashless payments more than ever. It’s highly recommended today, especially when you go to the grocery or pharmacy and pay at the counter or when paying for your food deliveries. Filipinos have already been using e-wallets like GCash, Paymaya, and GrabPay to…
8 April 2020
Best Credit Cards in the Philippines with No Annual Fees - MoneySmart 2020
Credit Card
Best Credit Cards in the Philippines with No Annual Fees – MoneySmart Review 2020
Tired of calling customer support every year to request for a waiver of your credit card annual fees? Don’t worry, because these credit cards with no annual fees will spare you from the frustration. We have listed down credit cards from AUB, Bank of Commerce, BDO, China Bank, and Citibank, just to name a few.…
5 April 2020
Best home loans Philippines
Borrow Money
Best Home Loans Philippines (2020) – Most Affordable Housing Loans Reviewed
Still looking for the best home loans in the Philippines? Are you comparing interest rates and looking for the most flexible payment terms? But before you choose the one with the lowest rates, make sure you read the fine print and understand what a long-term home loan entails. Buying a home is a very exciting…
3 April 2020