Krisette

Articles by Krisette Capati

Krisette Capati has been hustling in the online media industry since 2011. Formerly money dumb and a work in progress to be MoneySmart. With an extensive background in the intersections of digital marketing, culture, China markets, cryptocurrencies, and emerging technologies, her curiosity always leads her to try new things.

best china bank time deposit promotional rates
Smart Money
Best China Bank Time Deposit Promotions & Rates in the Philippines – MoneySmart Review 2020
If you’re not satisfied with the interest rates you’re getting from your savings account, you may want to explore interest rates from time deposits. We have already compared BDO and Maybank’s time deposit promotions and rates. Whether you’re a short-term or long-term investor and wouldn’t mind holding off your money for a year or so,…
20 February 2020
BDO Time deposit promotional rates 2020
Smart Money
Best BDO Time Deposit Promotions & Rates in the Philippines – MoneySmart Review 2020
Are you looking for an investment vehicle that’s stress-free and low risk? You may want to explore the benefits of having a time deposit account at your preferred bank. There are a lot of time deposit offers and rates in the market. It’s best to compare rates and the minimum initial placement. Let’s check BDO…
10 February 2020
Best Maybank Time Deposit Promotions & Rates in the Philippines – MoneySmart Review 2020
Smart Money
Best Maybank Time Deposit Promotions & Rates in the Philippines – MoneySmart Review 2020
Have extra cash lying around somewhere? If you have more than enough savings and would like to explore time deposits, this is the perfect time to compare rates. Earn higher interests whether you choose a short-term or long-term holding period. We have already compared BDO time deposit promotions and rates. Now let’s check what Maybank…
6 February 2020
Security-Bank-Peso-Savings-Accounts-Reviews-in-the-Philippines
Saving
Security Bank Peso Savings Accounts – MoneySmart Review 2020
The day you say goodbye to milk teas and samgyeopsals will also be the day you can finally start building good financial habits. We know how hard it is to say no when friends invite you to eat out. But this time, why not strive to save more and consider preparing for your future? Before…
6 February 2020
BPI-Peso-Savings-Accounts-Reviews-in-the-Philippines.
Saving
BPI Peso Savings Account – MoneySmart Review 2020
Start the year right with good habits. Start saving for 2020 and make it your top priority. To encourage you to save more and help build your future, let’s explore the different types of BPI Peso Savings accounts. Then you can decide where to put your hard-earned money. What are the types of BPI Peso…
14 January 2020
China Bank peso savings account
Saving
China Bank Peso Savings Account – MoneySmart Review 2020
Thinking about where to put your hard-earned money? Start the year right and build good financial habits by saving your money. Check out China Bank’s Peso Savings Accounts and see whether they fit your money-saving goals. What are the types of China Bank Peso Deposit Accounts? China Bank offers 4 types of Peso Deposit Accounts…
6 January 2020
BDO Peso Savings Accounts Reviews 2020
Saving
BDO Peso Savings Account – MoneySmart Review 2020
Are you looking for a savings account that can help you build good habits for the long-term? Nothing beats having good financial habits. Saving money is a way to invest in yourself. It’s certainly a great way to start your 2020, too. Check out our review of the BDO Peso Savings account and see if…
1 January 2020
The-Best-Hotel-Buffet-Dining-Credit-Card-Promotions-in-the-Philippines-2019
Credit Card
The Best Hotel Buffet & Dining Credit Card Promotions in the Philippines (2019)
“Food is life” is an adage for every Filipino. From buffets to Samgyeopsal meals and unlimited rice, one thing’s for sure: Filipinos love to eat. As the holiday season kicks in and the 13th (and even 14th month) bonuses get credited, you may want to check these hotel buffet dining credit card promotions. Treat your…
10 December 2019
cashback from bill payments in the philippines
Credit Card
Cashback From Bill Payments In the Philippines (2019) – Best Cards For Telco, Medical, and Utilities Bills
Wondering how you can settle your bills with your credit card and still earn rebates? Read up on these cashback credit cards if you’re planning to apply for a new credit card. Moneysmart folks will go for a credit card that will help them manage their expenses. If this sounds a lot like you, then…
8 November 2019
agoda credit card promo codes philippines 2019
Credit Card
Best Agoda Promo Codes & Credit Card Promotions in the Philippines (2019)
Thinking of where to go next or how you can travel without breaking the bank? The later months of the year are the busiest months in the Philippines, but these are also the months that you can find great deals for holiday bookings! Moneysmart folks often browse on travel aggregators to get the best rates.…
4 November 2019
china bank cash rewards review
Credit Card
China Bank Cash Rewards Credit Card Review 2019 – Get Rewarded with Your Daily Spend
China Bank is well-known for offering competitive rates on housing and auto loans. But when it comes to China Bank credit cards, you only have five to choose from, whether it’s for daily spending, shopping, or travelling. Now here’s a new entry-level cash back credit card that’s lenient with minimum spend requirements for earning rebates.…
23 October 2019
citi simplicity card review
Credit Card
Citi Simplicity+ Card Review 2019 – No Annual Fee Card for Life
Citi Simplicity+ card is an entry-level interest-back credit card that allows you to get 10% interest back on interest charges. So far, this is the only credit card in the Philippines that offers this. What’s more – you don’t need to worry about your annual fees because they are free for life. Aside from these…
17 October 2019
citi cash back review card 2019 philippines
Credit Card
Citi Cash Back Card Review 2019 – Get Rebates from Daily Dose of Expenses
Do you have a sweet spot for rebates? The Citi Cash Back Card offers up to 6% rebate on supermarket purchases and more. It’s recommended for day-to-day spending for moneysmart folks who love to receive rebates instead of rewards. We explored the best cashback credit cards in the Philippines and listed down the highest cashback…
8 October 2019
best credit cards for caltex fuel rebates
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Best Credit Card for Caltex Fuel Rebates in the Philippines – Which Credit Card is Best?
Fluctuating fuel prices in the Philippines spark worry in motorists. Thankfully, fuel rebates offered by credit cards help in easing this worry. Each rebate, no matter how small, goes a long way! We came up with this list of the best credit cards in the Philippines that offer up to 5% of Caltex fuel rebates.…
7 October 2019
best credit cards for travelers in the philippines
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The Best Travel Credit Cards of 2019 and the 3 Types of Filipino Travelers Who Will Benefit From Them
If you have a family vacation coming up or planning a getaway in the coming year, this article can be handy in finding out which type of Filipino traveller you are and which travel credit cards are best for you. #1 The “What’s In It For Me?” Traveler This type of Filipino traveler does not…
6 October 2019
citi grab rewards credit card review
Credit Card
Citi Grab Rewards Card Review 2019 – Up to 10X Rewards Points
Do you frequently use Grab services? Find out if the Citi Grab Rewards card can help you manage your transportation expenses. Let’s face it. Booking from your pick-up point to your destination can go as high as P300-P500 for one way ride during peak hours for only a few kilometres. You’re always at the mercy…
25 September 2019
China Bank Prime Mastercard Review
Credit Card
China Bank Prime Mastercard Review (2019) – Rewards Card for Day-to-Day Spending
Looking for an entry-level credit card that offers rewards? Take a look at China Bank Prime Mastercard key features and start building a good credit history. China Bank isn’t as aggressive compared to other banks when it comes to sign-up bonuses for new cardholders. But when you check their promotions, you will find that they…
23 September 2019
hsbc red mastercard review 2019
Credit Card
HSBC Red Mastercard Review – Lifestyle Rewards Card with 4X Earning Points (2019)
Does the possibility of earning rewards get your heart racing? Let’s take a look at the HSBC Red Mastercard. This rewards card offers 4x earning points when you shop and dine, both locally and overseas! Rewards cards are ideal for spenders who love to redeem merchandise items, cash vouchers, or e-gift certificates. If you apply…
4 September 2019
RCBC Bankard AirAsia credit card review
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RCBC Bankard AirAsia Credit Card Review (2019) – Traveller’s Must-Have
Daydreaming about your next getaway? If you get approved for the RCBC Bankard AirAsia credit card, you can use the bonus 8,000 BIG Points to book your next destination. This credit card can be your ticket to free flights. It serves as both rewards and air miles card. You earn 1 BIG Point for as…
27 August 2019
The Best Online Shopping Coupons & Promo Codes in the Philippines (2019)
Shopping
The Best Online Shopping Coupons & Promo Codes in the Philippines (2019)
If you want to save money, you’d listen to what your parents are telling you: just stay at home. We don’t know if this is still good advice, though. After all, even if you’re just at home, you can still browse on Shopee, ShopBack, Zalora, and Lazada on your gadget. That item which caught your…
27 August 2019
What to look for when choosing a rewards card
Credit Card
What to Look Out For When Choosing a Rewards Card
Free e-gift certificates, merchandise items, and annual fee waivers as rewards? Why not? Redeem different merchandise items, cash vouchers, air miles, and so much more. Here are some of the best rewards credit cards in the Philippines that you can choose from. Credit Card Minimum Annual Income Requirement  Spending Category Security Bank Classic Rewards Mastercard…
27 August 2019
HSBC-Gold-Visa-Cashback-Review
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HSBC Gold Visa Cashback Review – When Food is Life (2019)
HSBC Gold Visa Cashback is a great card for foodies. Your endless lists of “what to eat” and “where to eat” are a perfect match for this cashback credit card that offers 5% cashback on dining transactions. The 5% cashback rate is quite enticing. Not to mention the 0.50% cashback on other spending categories. You…
23 August 2019
Security-Bank-Classic-Rewards-Review
Credit Card
Security Bank Classic Rewards Review – Ideal for New Cardholders (2019)
Security Bank Classic Rewards is best for first-time credit cardholders. If you’re planning on building a good credit history and earn rewards while spending, the features of this card are worth checking. The Classic Rewards is an entry-level credit card for shopping, dining, and travelling. If you’re eligible and you submit complete documents, it promises…
23 August 2019
Best Credit Card for Shell Fuel Rebates in the Philippines (2019)
Credit Card
Best Credit Card for Shell Fuel Rebates in the Philippines (2019)
Shell is one of the largest oil companies in the Philippines. Whether you’re off to Baguio or to Batangas, there’s never a shortage of Shell petrol stations on the major roads you will be passing through. If you’re a loyal Shell customer and want to apply for a credit card that will earn rebates and…
23 August 2019
The Highest Cashback Rates You Can Get Using Philippine Credit Cards
Credit Card
The Highest Cashback Rates You Can Get Using Philippine Credit Cards
When it comes to credit cards, MoneySmart folks have a sweet spot for cashback credit cards. Nothing beats high cashback rates and automatic rebates credited to your account. But which one is the best? After all, banks aren’t charities, so they also have their own T&Cs (terms and conditions). They have restrictions on how much…
8 August 2019