Are you planning to buy that dream home? Make sure you compare interest rates before moving forward. If you’re on the lookout for flexible payment terms, you may want to explore the rates of the BDO Home Loan. What can BDO Home Loans do for you? Here are the things you need to know about…

Are you looking for flexible payment terms and low rates for your home loan? If you plan to build your dream home, renovate an existing one, or refinance a property, here’s a guide on BPI’s home loan rates and everything else it offers. Overview of BPI Home Loan Philippines packages As an established commercial bank,…

Disappointed with the low-interest rates you get from your regular savings account? You can still grow your hard-earned money from time deposits, whether it’s for a short or long-term holding period. The longer you hold off your money, the higher the interest rate you get, depending on the type of time deposit account. We’ve already…

If you’re not satisfied with the interest rates you’re getting from your savings account, you may want to explore interest rates from time deposits. We have already compared BDO and Maybank’s time deposit promotions and rates. Whether you’re a short-term or long-term investor and wouldn’t mind holding off your money for a year or so,…

Are you looking for an investment vehicle that’s stress-free and low risk? You may want to explore the benefits of having a time deposit account at your preferred bank. There are a lot of time deposit offers and rates in the market. It’s best to compare rates and the minimum initial placement. Let’s check BDO…

Have extra cash lying around somewhere? If you have more than enough savings and would like to explore time deposits, this is the perfect time to compare rates. Earn higher interests whether you choose a short-term or long-term holding period. We have already compared BDO time deposit promotions and rates. Now let’s check what Maybank…

The day you say goodbye to milk teas and samgyeopsals will also be the day you can finally start building good financial habits. We know how hard it is to say no when friends invite you to eat out. But this time, why not strive to save more and consider preparing for your future? Before…

Start the year right with good habits. Start saving for 2020 and make it your top priority. To encourage you to save more and help build your future, let’s explore the different types of BPI Peso Savings accounts. Then you can decide where to put your hard-earned money. What are the types of BPI Peso…

Thinking about where to put your hard-earned money? Start the year right and build good financial habits by saving your money. Check out China Bank’s Peso Savings Accounts and see whether they fit your money-saving goals. What are the types of China Bank Peso Deposit Accounts? China Bank offers 4 types of Peso Deposit Accounts…

Are you looking for a savings account that can help you build good habits for the long-term? Nothing beats having good financial habits. Saving money is a way to invest in yourself. It’s certainly a great way to start your 2020, too. Check out our review of the BDO Peso Savings account and see if…

“Food is life” is an adage for every Filipino. From buffets to Samgyeopsal meals and unlimited rice, one thing’s for sure: Filipinos love to eat. As the holiday season kicks in and the 13th (and even 14th month) bonuses get credited, you may want to check these hotel buffet dining credit card promotions. Treat your…

Wondering how you can settle your bills with your credit card and still earn rebates? Read up on these cashback credit cards if you’re planning to apply for a new credit card. Moneysmart folks will go for a credit card that will help them manage their expenses. If this sounds a lot like you, then…

Thinking of where to go next or how you can travel without breaking the bank? The later months of the year are the busiest months in the Philippines, but these are also the months that you can find great deals for holiday bookings! Moneysmart folks often browse on travel aggregators to get the best rates.…

China Bank is well-known for offering competitive rates on housing and auto loans. But when it comes to China Bank credit cards, you only have five to choose from, whether it’s for daily spending, shopping, or travelling. Now here’s a new entry-level cash back credit card that’s lenient with minimum spend requirements for earning rebates.…

Citi Simplicity+ card is an entry-level interest-back credit card that allows you to get 10% interest back on interest charges. So far, this is the only credit card in the Philippines that offers this. What’s more – you don’t need to worry about your annual fees because they are free for life. Aside from these…

Do you have a sweet spot for rebates? The Citi Cash Back Card offers up to 6% rebate on supermarket purchases and more. It’s recommended for day-to-day spending for moneysmart folks who love to receive rebates instead of rewards. We explored the best cashback credit cards in the Philippines and listed down the highest cashback…

Fluctuating fuel prices in the Philippines spark worry in motorists. Thankfully, fuel rebates offered by credit cards help in easing this worry. Each rebate, no matter how small, goes a long way! We came up with this list of the best credit cards in the Philippines that offer up to 5% of Caltex fuel rebates.…

If you have a family vacation coming up or planning a getaway in the coming year, this article can be handy in finding out which type of Filipino traveller you are and which travel credit cards are best for you. #1 The “What’s In It For Me?” Traveler This type of Filipino traveler does not…

Looking for an entry-level credit card that offers rewards? Take a look at China Bank Prime Mastercard key features and start building a good credit history. China Bank isn’t as aggressive compared to other banks when it comes to sign-up bonuses for new cardholders. But when you check their promotions, you will find that they…

Daydreaming about your next getaway? If you get approved for the RCBC Bankard AirAsia credit card, you can use the bonus 8,000 BIG Points to book your next destination. This credit card can be your ticket to free flights. It serves as both rewards and air miles card. You earn 1 BIG Point for as…

If you want to save money, you’d listen to what your parents are telling you: just stay at home. We don’t know if this is still good advice, though. After all, even if you’re just at home, you can still browse on Shopee, ShopBack, Zalora, and Lazada on your gadget. That item which caught your…

Free e-gift certificates, merchandise items, and annual fee waivers as rewards? Why not? Redeem different merchandise items, cash vouchers, air miles, and so much more. Here are some of the best rewards credit cards in the Philippines that you can choose from. Credit Card Minimum Annual Income Requirement  Spending Category Security Bank Classic Rewards Mastercard…

HSBC Gold Visa Cashback is a great card for foodies. Your endless lists of “what to eat” and “where to eat” are a perfect match for this cashback credit card that offers 5% cashback on dining transactions. The 5% cashback rate is quite enticing. Not to mention the 0.50% cashback on other spending categories. You…

Security Bank Classic Rewards is best for first-time credit cardholders. If you’re planning on building a good credit history and earn rewards while spending, the features of this card are worth checking. The Classic Rewards is an entry-level credit card for shopping, dining, and travelling. If you’re eligible and you submit complete documents, it promises…

Shell is one of the largest oil companies in the Philippines. Whether you’re off to Baguio or to Batangas, there’s never a shortage of Shell petrol stations on the major roads you will be passing through. If you’re a loyal Shell customer and want to apply for a credit card that will earn rebates and…