Are you considering a new laptop for work or school? Reality check — gadgets have become essential to our daily lives. However, buying new devices can be a significant financial burden to some. This is where gadget loans come in as a potential solution. Unsurprisingly, the number of downloads of online lending apps in the…

Are you ready to take control of your financial future? Investing in the stock market is a great way to grow your wealth, and there are a handful of choices. So, how would you know which investment brokerage to choose? But before that, let’s get some facts about investments in the Philippines. In 2022, online…

Shopee, Spotify, and Netflix are shaping how we pay for services, as you can do it online with GCash, Maya, or GrabPay. But while cash is still king in wet and flea markets, having a debit card for online shopping and in-store purchases is still convenient for those who prefer cashless transactions. In 2022, 126…

Congratulations on your upcoming bundle of joy. With all the excitement and anticipation, we hope you have taken the time to ensure that you are financially ready for the baby’s arrival. On average, the cost of giving birth in the Philippines ranges from ₱25,000 to ₱60,000 for normal delivery in a hospital. That doesn’t include…

Online shopping is booming in the Philippines as more Filipinos flock to e-commerce for a wide range of products and services. As of March 2023, there are 74.91 million monthly online shoppers, most of whom shop for electronics, personal care, and household goods. With this trend, new payment alternatives such as Atome have emerged. Atome…

The Philippines is located in a region where typhoons are frequent and intense. With the rainy season that starts in June and lasts until November, it’s crucial to have an emergency kit that is well-stocked and ready in case of calamities. While heatwaves are unlikely to happen this time, according to the Philippine Atmospheric, Geophysical…

Are you looking for an easy way to shop on ZALORA and save simultaneously? Look no further than the RCBC co-branded credit card, ZALORA Mastercard. This rewards card offers multiple benefits to make shopping more enjoyable than ever: great deals and discounts, free shipping, contactless payments, and much more. Whether you’re a family of savers…

Debt. We know it’s not exactly a thrilling topic, but the lack of knowledge is a recipe for disaster. It’s essential to understand the difference between good debt and bad debt to take control of your finances. In fact, 70% of Filipinos are stressed because of debt. But of course, we’re not here to bore…

Mobile wallets are becoming a staple in our lives. They have made life more convenient, from buying groceries online to settling bills with just a few taps. With a few notable mobile wallet options available, you want to ensure you’re in the know with the latest ones. Notably, GrabPay Philippines offers beyond just a convenient…

Pasalo or assume balance is a term that has become popularized among those seeking to transfer ownership of cars, homes, and other properties through online platforms, especially in the Philippines. But with this newfound popularity comes cautionary tales of fraudulent schemes and scams that have left many unsuspecting individuals in financial ruin. To help you…

Are you feeling the sting of the 8.7% inflation rate in the Philippines? If so, you might need help to fund big-ticket items or long-term goals you’ve been dreaming of. Enter home equity loan. This financing option allows homeowners to borrow their property’s market value. With this type of loan, you can fund medical bills,…

Saving money requires self-control, focus, and commitment. Whether you’re a student, young professional, or parent, planning your finances is like walking on a tightrope. But life will also surprise you with unexpected events, whether a job loss, medical emergency, or accident. It’s just a matter of when. Nothing beats being prepared for these situations. What…

Are you one of the many Filipinos who rely on GCash for your cashless transactions? You may have seen the recent news about unauthorized transactions and hacking issues, causing alarm and frustration among users. According to a recent statement by GCash, all affected e-wallets have been adjusted as of 4:00 pm on May 9th. However,…

It’s that time of the year again to celebrate our beloved mommies. If you’re looking for the perfect gift to make your supermom feel extra special this Mother’s Day, you’ve come to the right place. We know how hard it is to think of great ideas, so we put together a comprehensive guide with gifts…

Debt can overwhelm struggling consumers, whether with piled-up bills or personal loans. According to Banko Sentral ng Pilipinas, consumer debt is surging to 30%, particularly with credit card loans. One thing’s for sure — anyone into multiple debts would like to get out of them sooner. But can debt consolidation provide another avenue for relief?…

Building wealth and ensuring financial security for the future is everyone’s wish list. If money grows on trees, how easy would it be to pluck bills without working? But that’s not the case, and that’s why adding a new layer of understanding on earned and passive income is a moneysmart way to get started. Both…

Are you looking for ways to buy an item via installments without a credit card? Well, Buy Now Pay Later (BNPL) services are your answer. BNPL provides customers with short-term funding and zero to low interest payments that prioritize flexibility and convenience. Atome, Billease, and HomeCredit are three of the most popular BNPL service providers…

Planning to purchase your ultimate dream home? Choosing the right housing loan could be a dilemma as financing is complicated and confusing to some. But it shouldn’t be if you research and compare interest rates and offers. You could also take the in-house financing option, but the interest rates are higher. Another option is to…

It’s hard to resist the seductive lures of impulse buying. Scrolling through online shops and landing on a must-have item at an unbeatable price can excite our hearts. The sense of joy may be short-lived, especially when the financial consequences – from mounting credit card bills to empty wallets – become a reality. Fortunately, there…

Franchising can be an attractive venture for any aspiring entrepreneur. You can access a well-established brand, an existing support system, and a targeted customer base. If you’re considering this route, you’ve come to the right place. This article will discuss the basics of franchising and others things to do as a franchisee. Are you willing…

Do you dream of a well-deserved summer vacation but worry it won’t fit your budget? Good news: you don’t have to be a travel expert or spend all your savings to make the most of your next summer getaway. While traveling is good for your mental health, you want to ensure it won’t cause stress…

Calling all smart and savvy ladies! If you’re on the hunt for a new credit card, now’s your chance to compare and score some of the best deals around. With capped interest rates at 3.00% per month and low flat fees on cash withdrawals, there are plenty of awesome options — each offering different overlimit…

Have you considered starting a leasing business, but you’re not sure if it’s for you? It can be tempting to jump into a new venture — after all, it’s a dream come true to be the boss and earn passive income. But before taking that leap, there are some hard truths about owning and operating…

Goodbye to the 2% credit card interest charge. If you’re an existing credit cardholder, chances are, you have already received a notification from your issuer about the interest rate adjustments. Yes, and it’s back to the 3% monthly interest rate. Banko Sentral ng Pilipinas has already released Circular No. 1165, which contains an advisory on…

Are you looking for ways to balance your budget now that you have a baby? Navigating the financial aspects of parenthood can be tricky because, primarily, the baby’s expenses go beyond diapers and formula milk. You must consider your little one’s well-being and provide them everything they need, from clothing, food, toiletries, and checkups. It…