Anyone who has tried to save money knows it takes discipline to reach your goals. Unexpected expenses always seem to pop up, and it can be tempting to dip into savings when times are tough. However, building good financial habits makes it possible to grow your money over time. One way to do this is…

There’s always some new financial advice out there to follow — save more, spend less, invest here, don’t invest there. It can be challenging to keep up and more difficult to figure out which one is worth following. To save you the trouble, we have compiled a list of the top eight common mistakes people make…

Looking for ways to grow your hard-earned money? What if we told you there’s a local bank that offers 5.00% per annum interest? Say hello to the SeaBank Peso savings account. SeaBank is a rural bank with digital banking features. It means you can open a savings account without visiting a branch. Let’s take a…

Do you want to open a savings account without going to the bank? Thanks to digital banks like CIMB Bank, Tonik, and Maya Bank (formerly PayMaya), they let you open an account through their mobile apps. You can even submit the required documentation in real time. Even traditional banks like Maybank, UnionBank, and RCBC have…

The internet has made information more accessible than ever. This is especially true for those looking to learn new skills and gain knowledge. Countless websites and platforms offer free online courses. You can access them anytime and learn at your own pace. Online courses are a great way to learn new skills, stay up-to-date on…

Do you frequently shop online? Are you looking for ways to get cashback from your purchases? Worry no more. You might want to check UnionBank Cashback Gold Mastercard that lets you earn cashback without limit. Whether you’re planning to get your first credit card or want to apply for another one, here’s a helpful review…

Ever heard of BNPL? If you ever shop online, you must have encountered it. It’s an acronym for Buy Now, Pay Later, an agreement where a store lets you buy now and pay for your purchase over time. It’s like getting a loan, but without having to go through the hassle of applying for one.…

If you’re new to using credit cards, you’re in for a pleasant surprise. That mostly coveted plastic card provides plenty of opportunities to rack up rewards. But there are also a few things you need to be aware of before indulging yourself with a new pair of kicks or the latest iPhone model. A credit…

Does the possibility of earning rewards get your heart racing? Let’s take a look at the HSBC Red Mastercard. This rewards card offers up to 4x bonus points when you use it for online transactions, shopping, dining, and overseas transactions. Rewards cards are ideal for spenders who love to redeem merchandise items, cash vouchers, or…

Did you know that the Social Security System (SSS) in the Philippines offers a handful of benefits to its members? It’s not just the pension you get once you retire. If you’re a first-time member, or even if you’ve been a member for years, it’s important to know what they are. When in need, you…

The pandemic has changed how we buy products and services. Thanks to Grab app, you can now shop for groceries online or order food — all in just a few clicks. What’s more, you can enjoy discounts and free shipping on certain days, saving you money as a loyal user. One thing’s for sure, now…

Have you ever wondered if there was a way to invest in something that you love and also make a profit? Well, luxury handbags may be the answer. In recent years, the world of high-end fashion has seen a surge in popularity, with designer brands becoming increasingly sought-after. This has led to a corresponding increase…

When it comes to credit cards, there is no one-size-fits-all solution. The best credit card for you will depend on your individual financial situation and spending habits. Having one is not just a privilege but also a huge responsibility. With proper handling of purchases, you can actually build your credit score. To help you out,…

As a solo parent, you are familiar with the challenges of juggling work and family responsibilities independently. Let’s face it. You need all the help you can get. Thankfully, here’s some good news. The Expanded Solo Parents Welfare Act was passed to provide benefits, privileges, and financial assistance. This article will discuss its benefits and…

In these tough economic times, being mindful of your spending is more important than ever. But let’s face it, keeping track of every peso can be a real pain. If you’re spending on fuel regularly, news about price rollbacks gives you that sense of relief. But what if there’s an app that lets you save…

Inflation can be a pain, especially when you’re starting a family on a budget. Prices for essential goods and services seem to go up every day, making it harder and harder to make ends meet. Fuel price hikes seem endless as weeks pass by, and watching the news can make you worry more. The inflation…

Borrowing money is always a tricky topic. You want to get the best deal possible, but you don’t want to get into too much debt. So, where should you go when you need some extra cash? You can go to a bank and take out a personal loan or go to a licensed moneylender and…

There’s no question that the best way to become financially literate is to read books about investment and personal finance. Unfortunately, not all of us have the time (or patience) to read through a bunch of them. But when it comes to financial literacy, books are still one of the best teachers. You learn the…

There’s no escaping inflation. It’s like a pesky fly that buzzes around your head, refusing to go away. The more you try to swat it down, the more it seems to multiply. Inflation is a natural occurrence in any economy, and there’s nothing we can do about it. It’s no secret that the cost of…

Are you planning to get a cashback credit card this year? Look no further. The Security Bank Complete Cashback Mastercard is an excellent option for credit cardholders to earn up to 5% cashback from different spending categories. Cashback credit cards can be a great way to get cash rebates each month from the things you buy…

What if we told you that there is a bank where you could open an account without having to deposit a single peso? What if this bank offers some of the competitive interest rates in the country? If this sounds too good to be true, then you’re in for a surprise because Tonik digital bank…

Do you have a Philippine Social Security System (SSS) account? If so, did you know that you can take advantage of the SSS online services once you have activated your online account? It’s cumbersome to visit a branch and wait in a queue these days. Fortunately, you can request assistance online. But you have to…

Are you in the market for an insurance plan but don’t know where to start? You’re not alone. Buying insurance can be confusing, especially if it’s your first time. One of the most important decisions a person can make is choosing the right insurance plan. There are many different plans and factors to consider that…

Looking for the best cashback credit card? Well, you’re in the right place as Metrobank Cashback Visa is more than just a plastic card with an EMV chip. Smart spending is made possible with this credit card to earn up to 8% cashback from your purchases. But before you get excited and start computing how…

Are you struggling to keep up with your monthly credit card payments? Do you find yourself constantly running out of money at the end of the month? If so, you’re not alone. While the banks love to tell you that your credit card is a great way to fund a shopping spree, a new gadget,…