Krisette

Articles by Krisette Capati

Krisette Capati has been hustling in the online media industry since 2011. Formerly money dumb and a work in progress to be MoneySmart. With an extensive background in the intersections of digital marketing, culture, China markets, cryptocurrencies, and emerging technologies, her curiosity always leads her to try new things.

best security bank credit cards in the philippines
Credit Card
Best Security Bank Credit Cards in the Philippines Review (2019)
Owning a credit card is both a privilege and responsibility. Before you start fantasising about the rewards or the air miles you’ll earn, make sure that you’re looking at a card which offers the perks and discounts that match your interests, lifestyle, and income. It can be tempting to just go for the first credit…
7 August 2019
Best Credit Cards for Petron Fuel Rebates in the Philippines (2019)
Credit Card
Best Credit Cards for Petron Fuel Rebates in the Philippines (2019)
Petron is one of the biggest oil companies in the Philippines. As a motorist, it’s best to get a credit card that will maximise its benefits or rewards with every Petron purchase that you make. Thankfully, there are quite a few credit cards that offer fuel rebates whenever you gas up. However, we have yet…
4 August 2019
best metrobank credit cards in the philippines
Credit Card
Best Metrobank/PSBank Credit Cards in the Philippines – Credit Card Reviews 2019
It can be daunting to choose the right credit card, especially if it’s your first time to get one. With a lot of credit card offers online and in malls, you need to take a step back and give it a lot of thought before you fill out the application form. Here’s a rundown of…
26 July 2019
best AUB credit cards in the philippines
Credit Card
Best AUB Credit Cards in the Philippines Review (2019)
AUB isn’t that loud and aggressive when it comes to promotions and credit card offers. But did you know that AUB is one of the local banks that offer low monthly interest rates on their credit cards? The Gold and Platinum credit cards offer a 2.25% monthly interest rate. It’s lower than PNB Alumni Association…
26 July 2019
best citibank credit cards in the philippines
Credit Card
Best Citibank Credit Cards in the Philippines – Credit Cards Review (2019)
Citibank offers generous welcome gifts to entice new credit cardholders. But can exciting promos match your expectations when it comes to key benefits and privileges? Let’s find out. Citibank doesn’t offer a lot of credit card options to Filipinos. You get to choose from seven cards based on your spending habits, annual income, and lifestyle.…
25 July 2019
best cashback credit cards in the philippines
Credit Card
12 Best Cashback Credit Cards in the Philippines (2019)
Excited about how much cash you can get from a cashback credit card? Before you get your hopes up, better read about how cashback credit cards work. If you don’t like going through the long lists of rewards in rewards brochures or doing the math for air miles, this article can be a helpful guide…
16 July 2019
Citi Rewards vs Security Bank Rewards Mastercard – Which Reward Catalogue is Better?
Credit Card
Citi Rewards vs Security Bank Rewards Mastercard – Which Reward Catalogue is Better?
When it comes to picking the right rewards credit card, the rewards catalogue is definitely something that you should take a look at before making the commitment. What’s the point of receiving 5x rewards points, for example, if you can’t redeem them at your favourite shops and restaurants? It’s enticing to see those high multiplier…
15 July 2019
best credit card promotions july 2019 philippines
Credit Card
Best Credit Card Promotions (July 2019) – Free Luggage, Flights, Gift Certificates & More
Nearly half a year has gone by, and now it’s time to think about the many ways you can reward yourself for all your hard work! If you’re thinking of getting a new credit card to buy the best mid-year treat for yourself, check out the best credit card promotions in this article. You can…
15 July 2019
best prepaid debit cards in the philippines
Smart Money
The Best Prepaid Debit Cards in the Philippines (2019)
Can’t resist topping up game credits for Mobile Legends? Catching up the sale on Lazada or Shoppee and you want to make sure you pay what’s in your cart before the sale ends? You probably won’t go out at midnight to a nearby 7-Eleven store to pay for game credits or shopping items. Why not…
1 July 2019
best shopping credit cards in the philippines
Credit Card
7 Best Shopping Credit Cards in the Philippines (2019)
Do you look forward to SM’s 3-day sale? Do you stop by and “window shop” at Uniqlo but at the end up walking away with your hands full of items? Do your pupils dilate whenever you see the red tags at Forever 21, H&M or Mango? If the answer is “Yes!” then you’re a certified…
26 June 2019
cashback vs air miles vs rewards credit cards in the philippines
Credit Card
Cashback vs Air Miles vs Rewards – Which is the Best Credit Card Type to Use in The Philippines?
Choosing the best credit card can be overwhelming. It depends on your lifestyle and spending habits. You’re the only one who can decide which is the best. These days banks are doing the best they can to entice Filipinos to apply for a new card with freebies, promos, and welcome e-gifts. You have probably seen…
25 June 2019
best rewards cards in the philippines
Credit Card
The 7 Best Rewards Cards in the Philippines (2019)
What could be more rewarding than redeeming points from every peso you spend using your credit card? No wonder rewards cards are one of the popular credit card types in the Philippines. If you love collecting rewards points and exchanging them for vouchers or merchandise and even cash rebates, you’re in the right place. Who…
14 June 2019
best credit cards for dining in the philippines
Credit Card
5 Best Credit Cards for Dining in the Philippines (2019)
Eating is part of Filipino culture. It’s not just about savouring the food but eating together – your dining experience wouldn’t be complete without your friends and family. So, whether you just recently got promoted at work, received a huge commission, or you want to celebrate a family milestone, make sure you get the most…
13 June 2019
Best payWave Debit and Cash Back Credit Cards, and Other Cashless Payments in the Philippines
Lifestyle
Best payWave Debit and Cash Back Credit Cards, and Other Cashless Payments in the Philippines
Dreaming about cashless payments when shopping? While cash is still the preferred mode of payment in the Philippines, there’s still hope! The journey to becoming a cashless society is still a way in the Philippines. However, the collaboration of commercial banks and fin-tech companies are unlocking the opportunities for Filipinos to enjoy the convenience of…
13 June 2019
best debit cards in the philippines
Smart Money
The Best Debit Cards in the Philippines (2019)
Online shopping, gaming, and subscriptions are shaping the digital and buying habits of Filipinos. While cash remains the “King of the Hill” when paying merchants (especially in wet markets and flea markets), debit cards offer convenience for online transactions and while shopping at larger brick-and-mortar shops. You can open an account, whether savings or checking,…
12 June 2019
citi rewards review
Credit Card
Citi Rewards Card Review – Shopaholics Delightful Treats
The Citi Rewards Card is a shopper’s delightful treat, offering 3x points when you use it to shop, dine, or book a ticket via Cebu Pacific Airlines. You earn (1) point for every P30 you spend. Citi Rewards also offers a generous Welcome e-gift for new cardholders, which you redeem once you meet the minimum…
5 June 2019
best cash back credit cards in the philippines
Credit Card
3 Things to Watch Out When Choosing a Cash Back Credit Card
Cash from a credit card? You’re not dreaming, though. If you “swipe wisely” you can earn a meaningful amount every month. Here’s a summary of cashback credit cards in the Philippines. Credit Card Minimum Annual Income Requirement Spending Category HSBC Gold Visa Cash Back Credit Card P200,000 Dining & Others Citi Cashback Card P250,000 Utility…
3 June 2019
pag-ibig or bank loan which is better
Property
PAG-IBIG vs Bank Loan – Which Is Better? 4 Things to Know Before You Commit
So, you want to live your ultimate dream and buy a home. But choosing the right housing loan could be a dilemma for you. Which one should you choose? You could take the in-house financing option, but the interest rates are higher. You can also apply for a home loan with the commercial banks, but…
31 May 2019
property loans in the philippines
Property
Home Loans in the Philippines – The Complete Guide to Property Loans
Are you ready for a huge financial commitment this year? This guide will help you navigate the process of acquiring a home loan in the Philippines. The type of property, location, income, principal amount, and tenure of your loan are significant factors to consider. There are also questions you need to ask yourself – for…
30 May 2019
best credit cards for fuel rebates in the Philippines
Credit Card
6 Best Credit Cards for Fuel Rebates and Auto Services in the Philippines
Paying in cash is common among Filipinos when refuelling the tank. But as a motorist travelling in and out of Metro Manila, you’d consider paying using your credit card as long as you know how to maximise the rebates and discounts. Knowing which credit cards offer fuel rebates and discounts on toll fees and car…
28 May 2019
best credit cards in the philippines
Credit Card
7 Best Credit Cards in the Philippines
The word “best” is subjective when choosing a credit card. What’s best for you may not be best for others – therefore, selecting the best credit cards isn’t easy. You need to take into account your own spending habits, as well as the rewards and the potential benefits you’ll receive. Note, some cards offer low…
27 May 2019
how to apply for credit cards in the Philippines
Credit Card
How to Apply for Credit Cards in the Philippines
If it’s your first time applying for a credit card, you may not be aware that banks have stringent requirements when it comes to credit card applications. Here’s a simple guide on how to successfully apply as well as how to maximise your first credit card as a principal holder. Just make sure you don’t…
27 May 2019
how to invest in a condominium in the philippines
Investing
How to Invest in a Condominium in the Philippines
Thinking how to grow your hard-earned money? Investing in properties is one of the wisest ways to create a stable income. Real estate investments in the Philippines offer opportunities for you to explore different types of assets which you can buy and sell. Property developers are also aware of the demands of Filipinos, especially those…
20 May 2019
how to save money with auto servicing in the philippines
Smart Money
How to Save Money with Your Auto Servicing in the Philippines
Whether you bought it second-hand or a brand new, there’s that joy and excitement on your face when you’ve just purchased a car. You’re probably thinking of your next vacation and how you’re going to drive all the way to Baguio or Tagaytay. But reality will strike after a few months (especially if you bought…
14 May 2019
how to invest in foreign exchange trading
Investing
How to Invest in Foreign Exchange in the Philippines
If you’re planning to invest in foreign exchange trading, you really need to read do your research. This article will act as your starting point. We’ll give you an overview of what FOREX is, how it works, the pros and cons, and we’ll help you decide on if it’s really for you. If you decide…
8 May 2019