Articles by Krisette Lim

Maria Krisette Capati-Lim is a contributing writer at MoneySmart since 2019. With an extensive background in the intersections of SEO, digital marketing, technology, lifestyle and personal finance, she believes that learning is a lifetime pursuit to become better ever day. When she's not writing, she's either checking her income and expenses on a spreadsheet or tinkering with her personal websites.

Freelancer Tax Guide Philippines 2026: How to File and Pay Your Taxes Without the Headache
Business
Freelancer Tax Guide Philippines 2026: How to File and Pay Your Taxes Without the Headache
If you're earning money as a freelancer in the Philippines — whether it's writing, design, virtual assistance, or consulting — the BIR considers you s...
4 March 2026
BIR Tax Forms Explained: Which One Should You File in 2026?
Business
BIR Tax Forms Explained: Which One Should You File in 2026?
The Bureau of Internal Revenue requires every Filipino taxpayer to file specific BIR tax forms depending on how they earn income. Whether you are an e...
3 March 2026
How to File Your Income Tax Return in the Philippines (2026 Step-by-Step Guide)
Business
How to File Your Income Tax Return in the Philippines (2026 Step-by-Step Guide)
Filing your annual income tax return is one of those things most Filipinos dread — but it doesn't have to wreck your March. Whether you earn purely co...
2 March 2026
10 Signs That You Are Financially Prepared to Get Married
Lifestyle
10 Signs That You Are Financially Prepared to Get Married
Marriage isn’t just a romantic milestone. It’s one of the biggest financial decisions you’ll ever make as a couple. You’re not only sharing a life, b...
4 February 2026
How to Invest in the Stock Market in the Philippines
Business
How to Invest in the Stock Market in the Philippines
Did you know for as low as P1,000 "every Juan" can start investing in the Philippine stock market? Curious but don't know where or how to start? Here...
3 February 2026
10 Ways to Make 2026 Your Best Financial Year
Smart Money
10 Ways to Make 2026 Your Best Financial Year
If the past few years felt like financial turbulence, you’re not alone. As February kicks into gear, you still have time to reset your money habits an...
3 February 2026
7 Types of Bank Accounts Every Filipino Should Open in 2026
Saving
7 Types of Bank Accounts Every Filipino Should Open in 2026
Only 25.6% of Filipino households reported having savings in late 2024, the lowest in over three years. At the same time, digital bank deposits in th...
3 January 2026
Forget About New Year's Resolutions: 7 Financial Habits in 2026 to Master
Smart Money
Forget About New Year's Resolutions: 7 Financial Habits in 2026 to Master
New year, new financial goals? Not so fast. While 49% of people aim to save money every new year, 80% of resolutions fail within weeks. But don't let...
1 January 2026
Holiday Shopping Tips 2025: 10 Ways to Avoid Impulse Buying (and Spend Less)
Shopping
Holiday Shopping Tips 2025: 10 Ways to Avoid Impulse Buying (and Spend Less)
It's that time of year again. The holiday season is around the corner, and with it comes all the joys of giving gifts to loved ones. But if you're on...
2 December 2025
10 Best Christmas Gifts That Don't Create Clutter
Lifestyle
10 Best Christmas Gifts That Don't Create Clutter
It's that time of year again when your inbox is full of ads for the latest gadgets or appliances. Even your cabinets are stuffed with items you haven'...
1 December 2025