Articles by Krisette Lim

Maria Krisette Capati-Lim is a contributing writer at MoneySmart since 2019. With an extensive background in the intersections of SEO, digital marketing, technology, lifestyle and personal finance, she believes that learning is a lifetime pursuit to become better ever day. When she's not writing, she's either checking her income and expenses on a spreadsheet or tinkering with her personal websites.

What is Cash Advance and Should You Use this Credit Card Feature?
Credit Card
What is Cash Advance and Should You Use this Credit Card Feature?
Imagine you just checked your credit card mobile app and saw that your bank increased your credit limit to six figures. Are you happy? I bet you are....
19 April 2024
How to Cancel a Credit Card in the Philippines (2024)
Credit Card
How to Cancel a Credit Card in the Philippines (2024)
That shiny plastic card inside the mailing envelope can make or break your finances. Some credit cardholders often get it for the wrong reasons, like...
10 April 2024
Is Dropshipping a Profitable Business?
Business
Is Dropshipping a Profitable Business?
Have you seen an ad or random post on your feed where a seller brags about a six-figure income on the dashboard and credits dropshipping? Perhaps that...
2 April 2024
What Is Your Risk Tolerance As an Investor: Low, Moderate, or Aggressive?
Investing
What Is Your Risk Tolerance As an Investor: Low, Moderate, or Aggressive?
Have you ever thought about the financial risk you’re comfortable with? Well, it’s a big deal if you’re exploring investment options. If you're aiming...
2 April 2024
10 Digital Banks in the Philippines That Let You Open a Savings Account in 2024
Saving
10 Digital Banks in the Philippines That Let You Open a Savings Account in 2024
Thanks to digital banks like CIMB Bank, SeaBank, GoTyme Bank, and Maya Bank (formerly PayMaya), opening a savings account takes about ten minutes or l...
18 March 2024
What Is a Prenuptial Agreement: Is It Necessary in Managing Finances?
Lifestyle
What Is a Prenuptial Agreement: Is It Necessary in Managing Finances?
Getting married and starting a new life together with your significant other should be an exciting time filled with hope, dreams, and plans for the fu...
14 March 2024
7 Best Passive Income Ideas to Explore in 2024
Investing
7 Best Passive Income Ideas to Explore in 2024
Make money work for you. This is typical financial advice from veteran investors, but it’s easier said than done. Imagine making a singular investmen...
17 February 2024
7 Expert-Backed Tips on Teaching Kids About Saving Money
Smart Money
7 Expert-Backed Tips on Teaching Kids About Saving Money
Discussing finances with young individuals isn't always an enjoyable subject. However, acknowledging the importance of addressing money matters, espec...
5 February 2024
Top 15 Best Investment and Personal Finance Books Every Filipino Should Read in 2024
Investing
Top 15 Best Investment and Personal Finance Books Every Filipino Should Read in 2024
As a voracious reader, I believe that reading books about investments, personal finance, and real estate is the best way to become financially literat...
3 February 2024
What Is PERA Voluntary Retirement Program: How to Get Started?
Smart Money
What Is PERA Voluntary Retirement Program: How to Get Started?
Retirement might be the least you have in mind in your 20s and 30s. But if there’s one thing you can do to secure your future, prepare for it as soon...
3 January 2024