Articles by Krisette Lim

Maria Krisette Capati-Lim is a contributing writer at MoneySmart since 2019. With an extensive background in the intersections of SEO, digital marketing, technology, lifestyle and personal finance, she believes that learning is a lifetime pursuit to become better ever day. When she's not writing, she's either checking her income and expenses on a spreadsheet or tinkering with her personal websites.

Platinum Credit Cards in the Philippines: Are They Worth It in 2025?
Credit Card
Platinum Credit Cards in the Philippines: Are They Worth It in 2025?
Have you ever wondered if those shiny platinum credit cards are actually worth the hype? What if they're just another way for banks to get you to pay...
7 August 2025
Should You Take Out an Investment Loan? Here's What Filipino Investors Need to Know
Borrow Money
Should You Take Out an Investment Loan? Here's What Filipino Investors Need to Know
Ever found yourself scrolling through real estate listings? How you wish you had enough money to buy that condo unit in BGC? Or you've been eyeing tho...
29 July 2025
How Many Credit Cards Should I Have (2025)
Credit Card
How Many Credit Cards Should I Have (2025)
Raise your hand if you’ve ever stared at your BPI Blue Classic or EastWest Classic card and wondered: “Can I handle another one? Or will I end up drow...
22 April 2025
5 Credit Card Hacks from Kaskasan Buddies Facebook Group (And Should You Follow Them?)
Credit Card
5 Credit Card Hacks from Kaskasan Buddies Facebook Group (And Should You Follow Them?)
Credit cards have been vilified by personal finance experts like Dave Ramsey. For example, Ramsey often tells his audience on his radio show to use de...
30 November 2024
How to Register for My.SSS Online in the Philippines (2024 Update)
Lifestyle
How to Register for My.SSS Online in the Philippines (2024 Update)
Do you have a Philippine Social Security System (SSS) account? Skip the hassle of branch visits and long queues—everything you need is just a few clic...
28 November 2024
What Is an Effective Interest Rate (EIR)?: Why It Matters to Credit Cardholders
Borrow Money
What Is an Effective Interest Rate (EIR)?: Why It Matters to Credit Cardholders
Credit cards have become more than just a convenient payment method—they're also key to financial management for many. Plus, proper credit card use is...
13 November 2024
10 Best Credit Cards in the Philippines
Credit Card
10 Best Credit Cards in the Philippines
Credit cards unlock the door to discounts, perks, and flexible payment options like 0% installment and Buy Now Pay Later (BNPL). When choosing a credi...
18 October 2024
7 Popular Personal Finance Influencers in the Philippines to Follow
Smart Money
7 Popular Personal Finance Influencers in the Philippines to Follow
I believe knowledge is power. What you consume online reflects what you value as an individual. For example, if you follow influencers who talk about...
14 October 2024
How to Find a Yaya or Kasambahay: A Comprehensive Guide on Hiring, Costs, and Other Expenses (2024)
Lifestyle
How to Find a Yaya or Kasambahay: A Comprehensive Guide on Hiring, Costs, and Other Expenses (2024)
Finding a reliable and trustworthy kasambahay and yaya is no small feat. Juggling a career, children's needs, and household responsibilities can sap a...
28 May 2024
Security Bank Cashback Platinum Mastercard (Updated 2024)
Credit Card
Security Bank Cashback Platinum Mastercard (Updated 2024)
One of the best things about having a cashback credit card is earning cash rebates on your spending. If you’re looking for one that covers almost all...
27 May 2024