Articles by Krisette Lim

Maria Krisette Capati-Lim is a contributing writer at MoneySmart since 2019. With an extensive background in the intersections of SEO, digital marketing, technology, lifestyle and personal finance, she believes that learning is a lifetime pursuit to become better ever day. When she's not writing, she's either checking her income and expenses on a spreadsheet or tinkering with her personal websites.

UNO Digital Bank Review 2025: Check and Compare Savings, Time Deposits, and Loan Offers
Saving
UNO Digital Bank Review 2025: Check and Compare Savings, Time Deposits, and Loan Offers
If you’re a regular GCash user, you probably have seen UNO Digital Bank ads on your screen, prompting you to open a new savings account. Like you, I w...
29 November 2025
How to Compute and Spend Your 13th Month Pay 2025: Complete Guide + 14 Moneysmart Tips
Smart Money
How to Compute and Spend Your 13th Month Pay 2025: Complete Guide + 14 Moneysmart Tips
Are you counting the days ‘til your 13th-month pay and Christmas bonus? For Filipino workers, that well-earned extra month's salary, mandated by Phili...
29 November 2025
HSBC Live+ Cashback Credit Card in the Philippines Review (2025)
Credit Card
HSBC Live+ Cashback Credit Card in the Philippines Review (2025)
HSBC’s Live+ Credit Card has officially replaced the HSBC Gold Visa Cashback in the Philippines, promising to maximize your savings on groceries, dini...
1 November 2025
How Can I Invest in Government Bonds Using GCash?
Investing
How Can I Invest in Government Bonds Using GCash?
You can now invest in government bonds through GCash. With just a few taps, you can own a piece of the country's public debt and start earning interes...
22 October 2025
BPI Amore Cashback Card - MoneySmart Review 2025
Credit Card
BPI Amore Cashback Card - MoneySmart Review 2025
In a world where change remains constant, managing finances requires discipline and smart choices. Rising prices and growing family needs make finding...
14 October 2025
Credit Card Use in the Philippines: Swipe Right or Swipe Wrong?
Credit Card
Credit Card Use in the Philippines: Swipe Right or Swipe Wrong?
Remember the days when credit cards felt like a teleserye prop? A mark of wealth, a plot device for the villain's downfall. In those scenes, the hero'...
26 September 2025
The Real Deal on Instant Approval Credit Cards in the Philippines (2025 Edition)
Borrow Money
The Real Deal on Instant Approval Credit Cards in the Philippines (2025 Edition)
Raise your hand if you've ever frantically searched for "instant approval credit cards Philippines" because you needed that plastic ASAP. Been there,...
17 September 2025
Cashless Payments in the Philippines - What are the Best E-Wallets for Filipinos?
Smart Money
Cashless Payments in the Philippines - What are the Best E-Wallets for Filipinos?
Who remembers the days when we’d say, “Can you split my ₱500 bucks for some hundreds and twenties?” and get the “wala po, ma’am” stare? Let’s be real:...
17 September 2025
A Filipino's Guide to Low-Budget Simple House Design
Lifestyle
A Filipino's Guide to Low-Budget Simple House Design
Have you ever caught yourself scrolling through beautiful house designs on social media, only to sigh and think, "That's way beyond my budget"? You're...
8 September 2025
How to Handle Relatives Borrowing Money in the Philippines: Practical Tips, Boundaries, and Cultural Insights (2025 Guide)
Smart Money
How to Handle Relatives Borrowing Money in the Philippines: Practical Tips, Boundaries, and Cultural Insights (2025 Guide)
“Sisz, kamusta?” Does that trigger worry when someone — out of nowhere check in on you “sincerely” but to borrow money? Have you ever experienced that...
4 September 2025