Rouselle

Articles by Rouselle Isla

Rouselle is a quirky midlifer who loves the hustle of writing. She is also passionate about books, food, and Netflix. While she may not have a lot of money in the bank, she's perfectly happy collecting life moments and indulging in guilty pleasures every now and then.

The Best Travel Insurance for You – MoneySmart Philippines Review 2020
Travel
The Best Travel Insurance for You – MoneySmart Philippines Review 2020
Covid-19 has certainly ground everyone’s travel plans to a halt. For now, we can only make travel plans and pray that this pandemic will soon be over so that these plans can turn into reality. While we stay at home and get used to the new normal, why not learn about how travel insurance works?…
22 May 2020
The MoneySmart Guide to Creating a Pandemic-Proof Financial Plan
Saving
The MoneySmart Guide to Creating a Pandemic-Proof Financial Plan
The Covid-19 pandemic has everyone all over the world in full crisis mode. While most Filipinos carry on with work-from-home setups, a lot of Filipinos are struggling  financially, especially those who receive wages on a daily basis. With their earning capacity severely affected by the Enhanced Community Quarantine, not all Filipinos are financially prepared to…
22 May 2020
How to Avoid Work From Home Burnout – MoneySmart Philippines
Career
How to Avoid Work From Home Burnout – MoneySmart Philippines
As days turn to weeks and weeks turn to months, more and more people are experiencing work from home burnout. You may be finding it hard to get up from bed to begin your work day. Maybe you just don’t have the desire to work at all. Or you may be having trouble logging off…
22 May 2020
Job Hunting for Fresh Graduates While on Enhanced Community Quarantine
Career
Job Hunting for Fresh Graduates While on Enhanced Community Quarantine
Even if commencement exercises were cancelled because of the Covid-19 pandemic, it’s not reason enough for you to sulk, feel angry, or forgo your celebrations at home. You’ve earned that diploma, and this milestone is something that merits a celebration! So go ahead and celebrate in your own way, graduate! And even if everyone is…
22 May 2020
Know Your PhilHealth Benefits – MoneySmart Philippines Guide 2020
Smart Money
Know Your PhilHealth Benefits – MoneySmart Philippines Guide 2020
Utilizing your PhilHealth benefits is the last thing you want to do, mainly because no one wants to visit or stay at the hospital for injury or illness. But if you do get hospitalized, PhilHealth is a great thing to have because it will save you money on hospital expenses and doctor’s fees. This is…
21 May 2020
PayMaya Mobile Wallet MoneySmart Philippines Review 2020
Smart Money
PayMaya Mobile Wallet MoneySmart Philippines Review 2020
Despite being on Enhanced Community Quarantine for almost two months now, we still have some semblance of normalcy in our lives. We can still do a lot of things online, like catch up with friends and loved ones, work with colleagues, stream a new TV series, buy groceries, and pay bills. Mobile wallets like PayMaya…
21 May 2020
Here’s Where You Can Order Groceries and Essentials During Enhanced Community Quarantine – MoneySmart Philippines
Lifestyle
Here’s Where You Can Order Groceries and Essentials During Enhanced Community Quarantine – MoneySmart Philippines
With the Enhanced Community Quarantine still in place, online groceries and delivery services have never been more in demand. Not only is it quick and convenient, it also keeps us safe at home, right where we should be. Just add to your cart, set a delivery schedule, make your payment, and wait for your groceries…
21 April 2020
Is Covid-19 Covered By Your Insurance? – MoneySmart Philippines Guide 2020
Insurance
Is Covid-19 Covered By Your Insurance? – MoneySmart Philippines Guide 2020
Aside from following our country’s strict Enhanced Community Quarantine measures, having the protection of a life or health insurance will help in easing your worries. It’s good to know that you have financial back-up if ever you get sick during this health crisis. Learn about your insurance coverage and what to do in case you…
16 April 2020
How Travel Insurance Works – The MoneySmart Guide for Filipinos
Insurance
How Travel Insurance Works – The MoneySmart Guide for Filipinos
It’s very easy to overlook this thing called travel insurance when you’re so busy planning your itinerary or looking for the cheapest airfares. A lot of travelers even think it’s just an added expense. But if you knew just how important it is to have travel insurance coverage whenever you travel, it would be the…
16 April 2020
Battle of the Streaming Services in the Philippines (Netflix, Amazon Prime, Apple TV+ etc.) – Which Should You Get?
Lifestyle
Battle of the Streaming Services in the Philippines (Netflix, Amazon Prime, Apple TV+ etc.) – Which Should You Get?
Gone are the days when you’d sit down in front of the TV and watch something you don’t even like just because it’s the only good show on. Streaming services can now provide you with what you want to watch when you want. For a fee, of course. Which streaming service should you get, and…
16 April 2020
GCash MoneySmart Review Philippines 2020
Smart Money
GCash MoneySmart Review Philippines 2020
These days, it’s all about speed and convenience. From purchasing something that you want online or satisfying that food craving at 11pm, the quicker the better. With virtual wallets like GCash, that’s exactly what you get. Pay your bills, transfer funds, request payments, buy cellphone load, shop online, or even buy movie tickets using just…
16 April 2020
The Best Secured Credit Cards in the Philippines
Credit Card
The Best Secured Credit Cards in the Philippines
If you’re one of those who can never get approved for a credit card, perhaps it’s time to consider getting a secured credit card. Read on to find out more about it. What’s a secured credit card? A secured credit card has your savings account or time deposit as collateral. And because it’s linked to…
16 April 2020
7 Must Have Rewards Cards in the Philippines – MoneySmart 2020
Lifestyle
7 Must Have Rewards Cards in the Philippines – MoneySmart 2020
Doesn’t it annoy you when you shop or eat at an establishment all the time, but they don’t have a frequent shopper or a loyalty program? Loyalty cards, also known as rewards cards, can go a long way, especially if you want the most bang for your buck. But don’t fret — here are some…
16 April 2020
The Best Balance Transfer Credit Cards – MoneySmart Philippines Review
Credit Card
The Best Balance Transfer Credit Cards – MoneySmart Philippines Review
If you want to consolidate your balance from several credit cards into just one credit card, a balance transfer may be just what you need. This way, you don’t need to keep track of several due dates and feel the strain on your finances each month. You can just pay a certain amount per month…
16 April 2020
Gold vs Silver Prices – Is It Worth Investing in Silver?
Investing
Gold vs Silver Prices – Is It Worth Investing in Silver?
Sometimes referred to as the ‘poor man’s gold,’ you will be surprised to know that silver is more than just an affordable gold proxy. They say that its intrinsic value makes it appealing to investors in the event of a sudden economic crisis. But is silver worth investing in? Read on to find out more…
15 February 2020
Investing In Gold In The Philippines – How To Get Started
Investing
Investing In Gold In The Philippines – How To Get Started
Gold is a tangible asset that can protect you in times of economic crises or financial failures. You can store gold coins or gold bullions in your safety deposit box. And knowing that you have bonds, stocks, or mutual funds backed by gold can also put your mind at ease. It’s a real investment, and…
15 February 2020
The Best Fixed Deposit Accounts in the Philippines
Saving
The Best Fixed Deposit Accounts in the Philippines
If you’re looking for a traditional and reliable way of growing your money in the bank, you can place your money in a fixed deposit account (also referred to as time deposit). It offers higher interest rates compared to a regular savings account. The bigger your deposit and the longer you keep your money in…
15 February 2020
Security Bank All Access Checking Account – MoneySmart Review 2020
Saving
Security Bank All Access Checking Account – MoneySmart Review 2020
Security Bank’s All Access account won The Asian Banker’s Philippine Country Awards in 2017 for Deposit Product of the Year. Read on to find out more about this award-winning savings and checking account. It might be just the savings or checking account that you need. All Access Checking Account at a glance It’s a savings…
15 February 2020
Security Bank Build Up Savings Account – MoneySmart Review 2020
Saving
Security Bank Build Up Savings Account – MoneySmart Review 2020
Are you looking to level up your savings game this year? Why not open a savings account with Security Bank? If you have 5,000 PHP or 50,000 PHP to spare, you can go and open a Regular or Premium Build Up Savings Account. Read on to find out more. Build Up Savings at a glance…
15 February 2020
Citibank Peso Bonus Saver Account MoneySmart Review 2020
Saving
Citibank Peso Bonus Saver Account MoneySmart Review 2020
Do you want a savings account that rewards you for saving? You might want to check out Citibank’s Peso Bonus Saver Account. Enjoy high bonus interests that will help you meet your financial goals faster. Citibank Peso Bonus Saver at a glance Minimum balance of 50,000 PHP Increase your Peso Bonus Saver account balance by…
15 February 2020
PSBank Savings Accounts  – MoneySmart Review 2020
Saving
PSBank Savings Accounts – MoneySmart Review 2020
These days, there are many options available to Filipinos to save money. You can go to different banks and financial institutions or browse through their websites to find out which products are best for your savings goals and earning capacity. With the many options available out there, there are still savings accounts that are traditional,…
15 February 2020
Philippine Expats – Which is the Best Local Bank for You? (2020)
Saving
Philippine Expats – Which is the Best Local Bank for You? (2020)
If you are an expat in the Philippines, you need a bank that will meet all of your banking needs. You’re in luck because there are quite a few global banks that have branches in key cities here, as well as local banks that provide world-class services. This certainly makes it easier for you to…
15 February 2020
First Jobbers, Which Savings Account Should You Save With? — 3 Factors To Consider
Saving
First Jobbers, Which Savings Account Should You Save With? — 3 Factors To Consider
Receiving your salary from your first job is truly an incredible feeling. The sense of pride and accomplishment will make you want to splurge on yourself for your hard work and on your loved ones for helping you reach this point in your life. But you don’t need to spend your entire salary every time…
15 February 2020
Your Savings Account Sucks, Here Are Some That Don’t – 2020 Edition
Saving
Your Savings Account Sucks, Here Are Some That Don’t – 2020 Edition
Savings accounts these days offer more than just competitive interest rates. Some also provide extra features that will not only make you financially secure but also protect you and your family from the unexpected. If you’re looking for something more in your savings account, check out these five savings accounts and what they have to…
15 February 2020
The Best Valentine’s Day Credit Card Promotions in the Philippines 2020
Credit Card
The Best Valentine’s Day Credit Card Promotions in the Philippines 2020
For singles, it’s the most dreaded date in the calendar. For people who are happily in a relationship, it’s a day they can be cheesy, sweet, and romantic to the person they love. Regardless of your current relationship status, Valentine’s Day is still worth celebrating because of the many hotel deals and restaurant offers that…
11 January 2020