Rouselle

Articles by Rouselle Isla

Rouselle is a quirky midlifer who loves the hustle of writing. She is also passionate about books, food, and Netflix. While she may not have a lot of money in the bank, she's perfectly happy collecting life moments and indulging in guilty pleasures every now and then.

GCash eWallet Review: What’s New in 2023?
Smart Money
GCash eWallet Review: What’s New in 2023?
Speed and convenience are the favorite words of digitally savvy consumers who love using e-wallets. Whether buying a new pair of sneakers on Shopee or Lazada or satisfying your late-night ramen cravings at Hanamaruken, nothing beats getting things done in a snap. Imagine paying bills, transferring funds, requesting payments, buying cellphone loads, or investing in…
3 November 2023
The Best Secured Credit Cards in the Philippines
Credit Card
The Best Secured Credit Cards in the Philippines
Looking for a way to increase your spending power without the risk of falling into credit card debt? If you’re one of the applicants who can never get an approved credit card, secured credit cards are the best option. This is also an excellent way to build a credit score and history, especially if you’re…
27 April 2023
Security Bank Home Loan Review Philippines 2022 – Comparing the Most Affordable Home Loan Rates from Security Bank
Property
Security Bank Home Loan Review Philippines 2022 – Comparing the Most Affordable Home Loan Rates from Security Bank
A stable roof over your head provides not only physical security but also emotional stability – something that every family needs, especially in these uncertain times. This article is for you if you plan to take out a home loan in the next few years. Owning your place is a big step towards financial security…
7 October 2022
RCBC Home Loan Review Philippines 2022 – Comparing the Most Affordable Home Loan Rates from RCBC
Property
RCBC Home Loan Review Philippines 2022 – Comparing the Most Affordable Home Loan Rates from RCBC
When it comes to home mortgages, there are many things to think about. For example, what’s the interest rate? What fees are associated with the loan? How long will it take me to repay the loan? These are all important questions that need answering before you take on any type of home loan. With an…
23 September 2022
The Best Video Conferencing Platforms – MoneySmart 2020
Lifestyle
The Best Video Conferencing Platforms – MoneySmart 2020
During this pandemic, video conferencing platforms have made it possible for everyone to keep face-to-face interactions alive and businesses running. Anyone who’s working remotely can tap into all the great benefits of these video conferencing providers. There are several options available out there, and each comes packed with great features. For the uninitiated, it can…
8 December 2020
Don’t Let That Life Insurance Policy Lapse ― Here’s Why (MoneySmart 2020)
Insurance
Don’t Let That Life Insurance Policy Lapse ― Here’s Why (MoneySmart 2020)
As a policyholder, your main responsibility is to pay off your insurance premiums on time. But there are certain events in life that you can’t control, like this pandemic, or getting laid off. As a result, you are unable to pay your premium until your insurance policy lapses. In this Moneysmart article, find out what…
7 December 2020
These Insurance Companies Offer Acts of God / Acts of Nature Coverage
Insurance
These Insurance Companies Offer Acts of God / Acts of Nature Coverage
Filipinos are no strangers to natural calamities. In the Philippines, if it’s not an earthquake or volcanic eruption, it’s a typhoon or a flash flood. This is why vehicle owners are advised to be prepared whenever they travel on the road. Even if it’s not typhoon season, a short heavy downpour can quickly flood roads,…
7 December 2020
You Need Acts of God Coverage ASAP and Here’s Why
Insurance
You Need Acts of God Coverage ASAP and Here’s Why
Earlier this year, the Taal Volcano erupted and spewed ash as high as 14 kilometers in the air. The eruption caused damage to thousands of homes and properties and affected the lives of residents and business owners in neighboring towns. Just this November, the Philippines was battered by typhoons Rolly and Ulysses, the world’s most…
7 December 2020
BDO Installment Card – Moneysmart Review 2020
Credit Card
BDO Installment Card – Moneysmart Review 2020
If you’re looking for a credit card that can convert your credit limit to cash and allows you to pay in easy installments of up to 36 months, you don’t need to look too far. The BDO Installment Card offers financial flexibility and accessible cash whenever you need it. Learn more about its features and…
7 December 2020
13 Moneysmart Ways to Spend Your 13th Month Pay (2020)
Lifestyle
13 Moneysmart Ways to Spend Your 13th Month Pay (2020)
There’s a ray of sunshine for employed Filipinos in this otherwise dark and difficult year ― the 13th month pay. The Department of Labor and Employment have declared that all workers in the Philippines will be receiving their 13th month this year, even employees of distressed companies or companies that have folded up. They are…
7 December 2020
EastWest Dolce Vita Titanium Mastercard – MoneySmart Review 2020
Credit Card
EastWest Dolce Vita Titanium Mastercard – MoneySmart Review 2020
Are you ready for your life to get a lot sweeter? With the EastWest Dolce Vita Titanium Mastercard, you can enjoy the most exciting deals and offers and get the sweetest rewards that are tailor made just for you. Learn more about it in this Moneysmart review. EastWest Dolce Vita Titanium Mastercard at a glance…
7 December 2020
Are You Financially Overextended? Here Are The Signs (2020)
Smart Money
Are You Financially Overextended? Here Are The Signs (2020)
Do you dread that time of the month when your utility and credit card bills come in? Because when you start doing the math, you realize that you will be short in cash again? The Covid-19 pandemic has brought this on to a lot of Filipinos. Jobs and businesses have been affected, so there will…
7 December 2020
Where Should Your Money Go in Your Thirties? MoneySmart Philippines (2020)
Lifestyle
Where Should Your Money Go in Your Thirties? MoneySmart Philippines (2020)
Being in your thirties will make you realize that it’s time to get your finances in order. Unlike in your twenties where you work to enjoy and reward yourself, your thirties are more focused on working to save up for the future and meet financial obligations. This is the time to figure out what kind…
7 December 2020
Do You Own Too Many Credit Cards? MoneySmart Philippines (2020)
Credit Card
Do You Own Too Many Credit Cards? MoneySmart Philippines (2020)
Should you have just one or several credit cards? If you’re the type of person to be swipe-happy whenever they go somewhere with anything for sale, whether online or offline, the answer is a hard no. But for everyone else who can keep their credit card spending in control, the answer may not come so…
7 December 2020
Reasons Why You Should Get a Prepaid Debit Card (MoneySmart 2020)
Smart Money
Reasons Why You Should Get a Prepaid Debit Card (MoneySmart 2020)
A prepaid debit card gives you the benefits of both a debit and a credit card,  but without the drawbacks. Just fund your debit card so that you can use it like a credit card. Cool, right? There are many more advantages to using a prepaid debit card, and we’ve listed them down in this…
7 December 2020
The Pros and Cons of Online Learning in the Philippines – MoneySmart 2020
Lifestyle
The Pros and Cons of Online Learning in the Philippines – MoneySmart 2020
As Covid-19 cases continue to rise in the Philippines, most schools have adapted online teaching and learning to keep students safe and help control the spread of the virus. The online learning set-up is a combination of synchronous learning (learning at the same time with classmates and a teacher) and asynchronous learning (learning at any…
17 September 2020
Set Up Your Own Online Business – MoneySmart Guide 2020
Earn Money
Set Up Your Own Online Business – MoneySmart Guide 2020
So you’ve decided to be an entrepreneur and put up your own online business. Congratulations for making this decision to create a new stream of income! Connections on Facebook and Instagram make it look so quick and easy. But there are still a lot you need to know and prepare for to have a successful…
17 September 2020
A Parent’s Checklist for Your Child’s Online Learning Success – MoneySmart (2020)
Lifestyle
A Parent’s Checklist for Your Child’s Online Learning Success – MoneySmart (2020)
The Department of Education recently announced that it’s pushing back the opening of classes this year to October, giving more time for teachers, parents, and students to prepare for the online learning set-up. It’s a big change that will require time, preparation, and yes, money. To facilitate online learning at home, you will need to…
16 September 2020
Self-Care Check: Ways to Take Care of Yourself Without Really Spending
Lifestyle
Self-Care Check: Ways to Take Care of Yourself Without Really Spending
When we hear the words ‘self-care’, we instantly think about lush beauty products, luxurious getaways, boutique exercise classes, and Instagram-worthy meals. They all sound wonderful for your stressed out mind, tired body, and weary soul. Especially if you have a lot of money to spare. Some of you may think self-care practices during this pandemic…
16 September 2020
How To Manage Money Successfully As a Couple – MoneySmart 2020
Smart Money
How To Manage Money Successfully As a Couple – MoneySmart 2020
When it comes to talking about money matters with your significant other, it can get a little tricky. But there’s a way to have real talk about money without feeling stressed, embarrassed, or emotional. Every relationship is different. Building a good system that will help you manage your finances as a couple takes work. But…
16 September 2020
MoneySmart Tips for First-Time Credit Cardholders (2020)
Credit Card
MoneySmart Tips for First-Time Credit Cardholders (2020)
Are you a first-time credit cardholder? It’s such a thrill to finally own this little plastic and buy the things you’ve always wanted. However, there are limitations to a credit card and responsibilities as a credit cardholder. Before you activate your card and start swiping, it’s important to know that with each swipe, you owe…
16 September 2020
Online Barter During Covid-19  (MoneySmart Philippines 2020)
Smart Money
Online Barter During Covid-19 (MoneySmart Philippines 2020)
Everyone has been financially affected by the pandemic, so people are finding creative ways to get what they need without having to spend money. More and more people are joining online barter groups and posting things they no longer need in exchange for food or items. If you are decluttering and have items that you…
7 July 2020
Homeschooling in the Philippines: The Pros and Cons (Moneysmart 2020)
Lifestyle
Homeschooling in the Philippines: The Pros and Cons (Moneysmart 2020)
Parents are now considering homeschooling their children to keep them safe from coronavirus and ensure their continued learning amidst this pandemic. But what exactly is homeschooling, how do you get started, and is it ideal for everyone? In this MoneySmart article, we’ll talk about the basics of homeschooling, as well as its pros and cons.…
7 July 2020
Making the Most of Weddings During Covid-19 (MoneySmart 2020)
Lifestyle
Making the Most of Weddings During Covid-19 (MoneySmart 2020)
Because of the Covid-19 pandemic, engaged couples have to face the reality that their dream weddings will need to be put on hold or cancelled altogether. But some couples are also coming up with creative ways to make it happen while observing health safety protocols and practicing social distancing. While these quarantine or lockdown weddings…
7 July 2020
10 Tips to Work Effectively From Home (MoneySmart Philippines 2020)
Lifestyle
10 Tips to Work Effectively From Home (MoneySmart Philippines 2020)
It’s so easy to get distracted when working from home. Every space is your comfort zone after all. You can work on the kitchen counter, or even on your bed. There’s no boss looking over your shoulder and no coworkers who can see you. But as a result, you slack off or get distracted at…
7 July 2020