Rouselle

Articles by Rouselle Isla

Rouselle is a quirky midlifer who loves the hustle of writing. She is also passionate about books, food, and Netflix. While she may not have a lot of money in the bank, she's perfectly happy collecting life moments and indulging in guilty pleasures every now and then.

Phoenix RCBC Bankard Mastercard – MoneySmart Review 2019
Credit Card
Phoenix RCBC Bankard Mastercard – MoneySmart Review 2019
If you gas up at Phoenix stations frequently, we recommend that you get a credit card that offers savings and rewards. There are not a lot of credit cards that offer exclusive perks and privileges for Phoenix Petroleum customers. Although we’ve only got the Phoenix RCBC Bankard Mastercard, it’s packed with great features. Phoenix RCBC…
11 January 2020
How to Invest in Luxury Watches & ROI of Top Watch Brands Like Rolex, Patek Philippe and Omega
Investing
How to Invest in Luxury Watches & ROI of Top Watch Brands Like Rolex, Patek Philippe and Omega
Over the years, luxury watches have proven to be a very smart and profitable investment. You need a significant amount of money to collect and invest in luxury watches, but having millions of pesos in the bank is not necessary to start investing. Before parting with your hard-earned money for this type of investment, it’s…
11 January 2020
Philippine REITs (2019) – MoneySmart Guide to Investing in REITs
Investing
Philippine REITs (2019) – MoneySmart Guide to Investing in REITs
If you’ve been looking to diversify your investment portfolio, you may have heard something about REITs. Invest in commercial real estate and be paid off as an investor. Sounds good? Here’s what we know so far about REITs in the Philippines. What are REITs? A Real Estate Investment Trust or REIT can be a public…
11 January 2020
Citi Priority – Benefits and Preferential Rates (2019)
Credit Card
Citi Priority – Benefits and Preferential Rates (2019)
With Citi Priority, you can simplify your banking and create your wealth with the help of an expert team. Enjoy global access and get a taste of privilege. Read on to find out more about this priority banking service that Citibank has to offer. Why Citi Priority? Citi Priority offers a tailored suite of products…
11 January 2020
BPI Preferred – Benefits and Preferential Rates (2019)
Saving
BPI Preferred – Benefits and Preferential Rates (2019)
For high net worth Filipinos who often make big transactions at BPI, get rewarded and enjoy more benefits by being a BPI Preferred client. Here’s what you need to know to be one. BPI Preferred benefits at a glance Enjoy highly personalized service as a BPI Preferred client. You will have your very own Relationship…
11 January 2020
Security Bank’s Gold Circle – Benefits & Preferential Rates (2019)
Saving
Security Bank’s Gold Circle – Benefits & Preferential Rates (2019)
Take your banking to the next level with Security Bank’s Gold Circle, a product bundle that offers their clientele with higher account balances and some of the most exclusive perks and privileges. A quick glance of Security Bank’s Gold Circle benefits As a member of the Gold Circle, you get preferential rates on loans and…
11 January 2020
10 Philippine Investment Blogs, Websites & Resources to Follow
Smart Money
10 Philippine Investment Blogs, Websites & Resources to Follow
When it comes to money and investments, we’d take all the help and information that we can get to help us save or grow our money. Which is why we’re giving you this list of financial blogs and websites to help you become better and wiser with your money. If you want to become more…
6 December 2019
P2P Lending Philippines: What Is It & Which Peer to Peer Lending Platforms Should You Choose?
Investing
P2P Lending Philippines: What Is It & Which Peer to Peer Lending Platforms Should You Choose?
Peer to peer lending, also known as P2P, brings regular people together to participate in one transaction as borrower and lender. Borrowers go to P2P platforms to apply for a loan, and investors or lenders show up to fund these loans and receive a potentially higher than average return on their investments. Both lenders and…
6 December 2019
HSBC Premier – Benefits & Preferential Rates (2019)
Saving
HSBC Premier – Benefits & Preferential Rates (2019)
How premier is HSBC Premier? Is this priority banking service worth having, and what sets it apart from other banks’ priority banking services? In this MoneySmart article, we’ll list down all the perks and privileges that HSBC Premier clients in the Philippines can enjoy. A quick glance of HSBC Premier benefits Your very own relationship…
6 December 2019
Priority Banking Benefits in the Philippines (2019) & How to Join
Saving
Priority Banking Benefits in the Philippines (2019) & How to Join
If you still do a lot of over-the-counter transactions in the bank, you’ve surely experienced queuing up for a long time. And while waiting, you’ve probably also wondered what that nice little area in the bank is for. There’s always a bank officer on standby in this area, even if there’s no queue most of…
6 December 2019
Deposit Insurance Scheme Under PDIC: What Does It Cover?
Saving
Deposit Insurance Scheme Under PDIC: What Does It Cover?
If you have a substantial amount of money in the bank, the thought of what would happen to your money should the bank close down has probably crossed your mind once or twice. We can’t blame you if you think about this scary scenario more often than just once or twice, though. That’s your hard-earned…
6 December 2019
Investing in Sneakers in the Philippines: How to Flip Exclusive Sneakers to Make Profits?
Investing
Investing in Sneakers in the Philippines: How to Flip Exclusive Sneakers to Make Profits?
When someone says investment portfolio, you immediately think of stocks, shares, or real estate. These are very good and sound investments and a great option for many Filipinos. But did you know that sneakers can be a great investment, too? There are sneakers out there that are raking in the money in just a short…
6 December 2019
Endowment Plans In the Philippines 2019 – How To Choose One And Why
Insurance
Endowment Plans In the Philippines 2019 – How To Choose One And Why
  With the rising costs of just about everything these days, the future seems so terrifying. But if you prepare for it the right way, there’s no need to worry. An option that you may consider is an endowment plan. Read on and find out how it works. What is an endowment plan? An endowment…
6 December 2019
Choosing the Best Kids’ Savings Account to Grow Your Child’s Money in 2019
Saving
Choosing the Best Kids’ Savings Account to Grow Your Child’s Money in 2019
If you have a young son or daughter and want to teach them the value of money, one of the ways you can achieve that is by opening a kids’ savings account for them. Kids’ savings accounts only require a small initial deposit and usually have a low maintaining balance. The requirements are very easy…
20 November 2019
Best Credit Cards For Paying Insurance Premiums in the Philippines 2019
Credit Card
Best Credit Cards For Paying Insurance Premiums in the Philippines 2019
Nobody likes paying for it, but it’s a necessary expense that you should pay monthly, quarterly, semi-annually, or annually (depending on your plan). We’re talking about insurance premiums. The most straightforward way is to pay for it in cash. But if you are a credit cardholder, you can also charge your insurance premiums and earn…
20 November 2019
Should You Open a Joint Account With Your Spouse? Pros & Cons
Saving
Should You Open a Joint Account With Your Spouse? Pros & Cons
One of the most important decisions a married couple can make is whether to manage their money separately or as a joint asset. Tradition dictates that married couples should keep their money in one account because what’s his becomes hers, and vice versa. Most financial experts would say that the stakes are high, and it’s…
1 October 2019
KrisFlyer Miles Redemption (2019) – Beginner’s Guide to Playing the Miles Game
Travel
KrisFlyer Miles Redemption (2019) – Beginner’s Guide to Playing the Miles Game
KrisFlyer is Singapore Airlines Group’s frequent flyer programme that offers members exclusive partner offers, flying privileges, and special deals. If you aren’t a member yet, sign up for your KrisFlyer membership first. It’s free and only takes a few minutes. How do you earn KrisFlyer miles? Whenever you fly on participating airlines, your booking class…
1 October 2019
Earn KrisFlyer Miles Fast – Best Credit Cards Promotions in the Philippines
Credit Card
Earn KrisFlyer Miles Fast – Best Credit Cards Promotions in the Philippines
If you often fly to different countries via Singapore Airlines, being a KrisFlyer member will certainly put those air miles to good use. The KrisFlyer miles that you will earn can help you keep your travel costs down in the future. But you don’t need to be a frequent flyer of Singapore Airlines or its…
1 October 2019
HSBC Home Loan Review Philippines 2019 – Comparing the Most Affordable Home Loan Rates from HSBC
Property
HSBC Home Loan Review Philippines 2019 – Comparing the Most Affordable Home Loan Rates from HSBC
HSBC’s Home Loan allows you to purchase your dream home, construct it just the way you dreamed it, or refinance your existing mortgage so that you can lighten your financial load and enjoy more savings. Read on to learn more about it. What can you get from HSBC Home Loan? Flexible repayment options You can…
1 October 2019
How Amortization Works – The MoneySmart Guide for Filipinos
Property
How Amortization Works – The MoneySmart Guide for Filipinos
An amortization provides borrowers with a clear picture of how much they will pay during the entire repayment period of their loan. Read on to learn more about how your home loan’s amortization works. What is amortization and how does it work? Amortization is the process of spreading out a loan into several fixed payments…
1 October 2019
Cashback That’s Unlimited? – The Best Credit Cards in the Philippines for Unlimited Cash Back
Credit Card
Cashback That’s Unlimited? – The Best Credit Cards in the Philippines for Unlimited Cash Back
A lot of Filipinos choose to have a cash back credit card that offers tangible and uncomplicated benefits. As a credit cardholder, wouldn’t you like to receive cash back every month from all your credit card spending, too? But not all cash back credit cards work the same way. Most of them have a minimum…
30 September 2019
Best No Minimum Spend Cash Back Credit Cards in the Philippines 2019
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Best No Minimum Spend Cash Back Credit Cards in the Philippines 2019
If you’re looking for cash back credit cards, make sure to choose one that does not complicate the process of earning cash back. Most credit cards have confusing and rotating categories, as well as tiered earning levels. Earn cash back with your spending minus the fuss with these credit cards that have no minimum spend…
30 September 2019
Best Maybank Credit Cards in the Philippines – Credit Card Reviews 2019
Credit Card
Best Maybank Credit Cards in the Philippines – Credit Card Reviews 2019
Maybank’s credit cards are categorised into Classic/Standard, Gold, and Platinum. There’s also a special credit card that caters to Manchester United fans. Here are some of the things that you need to know about their features and benefits. Maybank Credit Card Annual Fee / Monthly Interest  Maybank Standard Mastercard First year is free; 1,000 PHP…
22 September 2019
BDO Visa Gold – MoneySmart Review 2019
Credit Card
BDO Visa Gold – MoneySmart Review 2019
Looking for a credit card that will reward you for your dining, shopping or traveling expenses? Check out BDO Visa Gold and learn about the many exciting features that it offers. BDO Visa Gold at a Glance Principal Card Annual Fee Free on the first year 2,400 PHP per year, or free for life if…
22 September 2019
RCBC Home Loan Review Philippines 2019 – Comparing the Most Affordable Home Loan Rates from RCBC
Property
RCBC Home Loan Review Philippines 2019 – Comparing the Most Affordable Home Loan Rates from RCBC
With an RCBC Home Loan, you can purchase your dream home, build it from the ground up, or renovate it. You can also opt for refinancing or reimbursement, as well as a home loan take-out. Thinking about taking the next step in your property journey? Here’s what you need to know. What your RCBC Home…
3 September 2019