Best Credit Card Promotions (July 2019) – Free Luggage, Flights, Gift Certificates & More

best credit card promotions july 2019 philippines

Nearly half a year has gone by, and now it’s time to think about the many ways you can reward yourself for all your hard work!

If you’re thinking of getting a new credit card to buy the best mid-year treat for yourself, check out the best credit card promotions in this article.

You can get free flights, free luggage, and other vouchers you can use for dining, shopping, or pampering.

Credit Card Promotion Minimum Spend (Single or Accumulated) Expiry
Citibank PremierMiles & Prestige Cards Free round trip tickets to Japan  P40,000 October 31, 2019
HSBC Platinum Visa & Premier Mastercard Free round trip ticket to Hong Kong via PAL P10,000 July 31, 2019
BDO Visa Gold Free Delsey backpack or luggage P75,000 (backpack)

P130,000 (carry-on luggage)

June 30, 2019
BDO Visa Platinum – Free Samsonite Luggage (Orfeo Spinner Luggage)

– 2-piece Samsonite Orfeo Spinner Luggage Set

– P300,000

– P600,000

September 30, 2019
Diners Club International

Diners Club Premier

1,000 Bonus Miles

2,000 Bonus Miles 



August 31, 2019
Union Bank Cebu Pacific GetGo Credit Card or Platinum  8,000 GetGo points for Cebu Pacific Air P20,000 July 7, 2019
BDO UnionPay Card Up to P10,000 cash rebate when you shop at SM Retail Stores

Up to P25,000 cash rebate for overseas spending


P20,000 to P200,000 

July 31, 2019
BDO Visa Platinum 5% rebate or up to P15,000; P150,000 July 31, 2019
BDO JCB Cards Up to 8% rebate P20,000 December 31, 2019
Shell Citi® Card P5,000 Shell fuel rebates P20,000 October 31, 2019
Mercury Drug Citi® Card P5,000 Mercury Drug Store rebates P20,000 October 31, 2019
Citi Rewards Card P5,000 Welcome eGC (Choose from Uniqlo, Nike, or T.G.I. Fridays) P20,000 October 31, 2019
UnionBank CashBack Mastercard P2,000 Under Armour eGC P20,000 August 31, 2019
Bank of Commerce Classic Mastercard

Gold Mastercard

Platinum Mastercard or World Mastercard

P2,500 Watch GC

P3,000 Watch GC

P7,000 Watch GC




August 31, 2019

Citibank credit card promotion 2019

Apply for a new Citi credit card and choose which freebies you want to receive as your welcome gift. You must be a new Citi credit cardholder to qualify.

Enjoy these welcome eGCs and rebates if you apply now until June 30, 2019.

Qualify for Prestige and PremierMiles cards to get free trips to Japan. 120,000 ThankYou points are credited to your approved Citi Prestige card with a minimum spend of P40,000 for two (2) round trip tickets.

30,000 ThankYou points are credited to your PremierMiles with a minimum spend of P40,000 for one (1) round trip ticket.

HSBC credit card promotion 2019

HSBC offers new credit cardholders three types of cards. Whether you want to collect more bonus points, cash rebates, or air miles, there’s a card that’s right for you.

If you apply now until August 15, 2019, via their online portal, you have a chance to join the waived annual fee for life promo. To qualify, you must be a new credit cardholder and meet the requirements.

Eligible cards for waived annual fees:

  • HSBC Red Mastercard
  • HSBC Gold Visa Cashback
  • HSBC Platinum Visa

You must be a new customer and spend at least P10,000 upon card activation to qualify for the free Hong Kong trip. This promo is valid if you apply now until July 31, 2019.

HSBC offers the Premier Mastercard to existing Premier customers. The annual minimum income requirement for a Platinum Visa card is P500,000. You should also be an existing credit cardholder of another bank for at least 12 months.

BDO credit card promotion 2019

Who wants a new backpack? How about a Delsey carry-on or travel kit? If you apply for any of the eligible BDO credit cards as a new cardholder, you can qualify for these promos.

Aside from welcome gifts, you can also qualify to receive cash rebates and bonus miles.

Eligible cards for free luggage and travel kit welcome gifts:

  • BDO Visa Gold
  • BDO Visa Platinum
  • BDO Mastercard

Eligible cards for cash rebates and bonus miles:

  • BDO Diners Club International
  • BDO Diners Club Premier
  • BDO UnionPay
  • BDO JCB cards

Of course, to receive these gifts or rewards, you must meet the minimum spend.

To get free carry-on luggage, expect a higher minimum spend requirement ranging from P75,000 to P600,000. Work on your cash flow now to make sure you meet these requirements!

It would be unwise to get these premium credit cards just for the sake of getting free gifts. If you’re not a heavy spender or a frequent traveller, there are still other credit card options, like entry-level BDO credit cards with low annual minimum income requirements.

Union Bank credit card promotion 2019

Thinking of buying a new pair of Under Armour shoes or a new set of training clothes?

Apply now until June 30, 2019, for a new UnionBank CashBack Mastercard to receive a P2,000 Under Armour electronic gift certificate.

Apply for a new Cebu Pacific GetGo credit card from now until July 7, 2019, and receive 8,000 GetGo points for free flights.

Cashback credit cards are ideal for cardholders who have a predictable monthly expenditure. If you meet the minimum spend requirement, cash rebates are credited to your account.

Union Bank Cashback credit card offers 1.5% cashback on everything you spend.
Both promos mentioned require you to spend at least P20,000 upon card activation.

Bank of Commerce credit card promotion 2019

Apply for any of the Bank of Commerce credit cards below and receive up to P7,000 worth of Watch electronic gift certificates as your welcome gift.

Each credit card requires a minimum spend to qualify. Hurry now because this promotion runs only until August 31, 2019.

Eligible cards for electronic gift certificates:

  • Classic Mastercard (P2,500 Watch electronic gift certificates)
  • Gold Mastercard (P3,000 Watch electronic gift certificates)
  • Platinum Mastercard or World Mastercard (P7,000 Watch electronic gift certificates)

Which of these credit card promotions best suit your spending habits and lifestyle? Let us know in the comments below.