How Many Credit Cards Should I Have (2025)
Raise your hand if you’ve ever stared at your BPI Blue Classic or EastWest Classic card and wondered: “Can ...
22 April 2025
5 Credit Card Hacks from Kaskasan Buddies Facebook Group (And Should You Follow Them?)
Credit cards have been vilified by personal finance experts like Dave Ramsey. For example, Ramsey often ...
30 November 2024
What Is an Effective Interest Rate (EIR)?: Why It Matters to Credit Cardholders
Credit cards have become more than just a convenient payment method—they’re also key to financial management ...
13 November 2024
10 Best Credit Cards in the Philippines
Credit cards unlock the door to discounts, perks, and flexible payment options like 0% installment and ...
18 October 2024
Security Bank Cashback Platinum Mastercard (Updated 2024)
One of the best things about having a cashback credit card is earning cash rebates on your spending. If ...
27 May 2024
What is Cash Advance and Should You Use this Credit Card Feature?
Imagine you just checked your credit card mobile app and saw that your bank increased your credit limit ...
19 April 2024
How to Cancel a Credit Card in the Philippines (2024)
That shiny plastic card inside the mailing envelope can make or break your finances. Some credit cardholders ...
10 April 2024
BPI Amore Cashback Card – MoneySmart Review 2024
In a world where change remains constant, managing finances requires discipline and smart choices. Rising ...
1 January 2024
What is a Credit Card Utilization? Why Cardholders Should Care About It
Credit cards can be overwhelming for new cardholders due to the financial lingo and terms involved. But ...
20 November 2023
Security Bank Next Titanium Mastercard – MoneySmart Review 2023
Most credit cards in the Philippines are categorized as rewards cards, cashback cards, and airmiles credit ...
1 November 2023
Gadget Loans in the Philippines: Should You Get One?
Are you considering a new laptop for work or school? Reality check — gadgets have become essential to our ...
1 October 2023
Atome Buy Now Pay Later App in Philippines: Is It Legit?
Online shopping is booming in the Philippines as more Filipinos flock to e-commerce for a wide range of ...
25 August 2023
ZALORA Credit Card: Earn Rewards and Cashback When You Shop Online
Are you looking for an easy way to shop on ZALORA and save simultaneously? Look no further than the RCBC ...
9 August 2023
Good Debt vs Bad Debt: Understanding These Principles to Stay on Top of Your Finances
Debt. We know it’s not exactly a thrilling topic, but the lack of knowledge is a recipe for disaster. It’s ...
29 July 2023
Home Equity Loan in The Philippines: How to Use It to Your Advantage?
Are you feeling the sting of the 8.7% inflation rate in the Philippines? If so, you might need help to ...
28 June 2023
Can Debt Consolidation Help In Managing Debts?
Debt can overwhelm struggling consumers, whether with piled-up bills or personal loans. According to Banko ...
27 April 2023
The Best Secured Credit Cards in the Philippines
Looking for a way to increase your spending power without the risk of falling into credit card debt? If ...
27 April 2023
Buy Now Pay Later Philippines: Atome, Billease, and HomeCredit – Which is Better?
Are you looking for ways to buy an item via installments without a credit card? Well, Buy Now Pay Later ...
10 April 2023
The Best Credit Cards for Women in the Philippines – Online Shopping, Rewards, and Other Perks (2023)
Calling all smart and savvy ladies! If you’re on the hunt for a new credit card, now’s your chance to compare ...
15 March 2023
Everything You Need to Know About Credit Card Rates in the Philippines 2023
Goodbye to the 2% credit card interest charge. If you’re an existing credit cardholder, chances are, you ...
1 March 2023
How to Pay Off Debt Faster in 2023: 6 Powerful Tips Worth Remembering
Are you looking for a way to pay off your debts faster in 2023? Struggling with high interest loans, large ...
2 February 2023
12 Best Cashback Credit Cards in the Philippines (2023)
Excited about how much you will earn from a cashback credit card? Before you get your hopes high, know ...
8 December 2022
The Credit Card Substitutes Millennials Can Get Today
Many millennials today prefer speed and efficient processes. Whether it’s buying a cute dress or ordering ...
3 November 2022
The Top 8 Common Mistakes People Make in Personal Finance
There’s always some new financial advice out there to follow — save more, spend less, invest here, don’t ...
26 October 2022
UnionBank Cashback Gold Mastercard – MoneySmart Review 2022
Do you frequently shop online? Are you looking for ways to get cashback from your purchases? Worry no more. ...
19 September 2022