
Smart Money
Best RCBC Time Deposit Promotions & Rates in the Philippines – MoneySmart Review 2020
Disappointed with the low-interest rates you get from your regular savings account? You can still grow your hard-earned money from time deposits, whether it’s for a short or long-term holding period. The longer you hold off your money, the higher the interest rate you get, depending on the type of time deposit account. We’ve already…
26 February 2020

Smart Money
Best China Bank Time Deposit Promotions & Rates in the Philippines – MoneySmart Review 2020
If you’re not satisfied with the interest rates you’re getting from your savings account, you may want to explore interest rates from time deposits. We have already compared BDO and Maybank’s time deposit promotions and rates. Whether you’re a short-term or long-term investor and wouldn’t mind holding off your money for a year or so,…
20 February 2020

Investing
Gold vs Silver Prices – Is It Worth Investing in Silver?
Sometimes referred to as the ‘poor man’s gold,’ you will be surprised to know that silver is more than just an affordable gold proxy. They say that its intrinsic value makes it appealing to investors in the event of a sudden economic crisis. But is silver worth investing in? Read on to find out more…
15 February 2020

Saving
Security Bank All Access Checking Account – MoneySmart Review 2020
Security Bank’s All Access account won The Asian Banker’s Philippine Country Awards in 2017 for Deposit Product of the Year. Read on to find out more about this award-winning savings and checking account. It might be just the savings or checking account that you need. All Access Checking Account at a glance It’s a savings…
15 February 2020

Saving
Security Bank Build Up Savings Account – MoneySmart Review 2020
Are you looking to level up your savings game this year? Why not open a savings account with Security Bank? If you have 5,000 PHP or 50,000 PHP to spare, you can go and open a Regular or Premium Build Up Savings Account. Read on to find out more. Build Up Savings at a glance…
15 February 2020

Saving
Citibank Peso Bonus Saver Account MoneySmart Review 2020
Do you want a savings account that rewards you for saving? You might want to check out Citibank’s Peso Bonus Saver Account. Enjoy high bonus interests that will help you meet your financial goals faster. Citibank Peso Bonus Saver at a glance Minimum balance of 50,000 PHP Increase your Peso Bonus Saver account balance by…
15 February 2020

Saving
PSBank Savings Accounts – MoneySmart Review 2020
These days, there are many options available to Filipinos to save money. You can go to different banks and financial institutions or browse through their websites to find out which products are best for your savings goals and earning capacity. With the many options available out there, there are still savings accounts that are traditional,…
15 February 2020

Saving
First Jobbers, Which Savings Account Should You Save With? — 3 Factors To Consider
Receiving your salary from your first job is truly an incredible feeling. The sense of pride and accomplishment will make you want to splurge on yourself for your hard work and on your loved ones for helping you reach this point in your life. But you don’t need to spend your entire salary every time…
15 February 2020

Saving
BPI Peso Savings Account – MoneySmart Review 2020
Start the year right with good habits. Start saving for 2020 and make it your top priority. To encourage you to save more and help build your future, let’s explore the different types of BPI Peso Savings accounts. Then you can decide where to put your hard-earned money. What are the types of BPI Peso…
14 January 2020

Credit Card
The Best Valentine’s Day Credit Card Promotions in the Philippines 2020
For singles, it’s the most dreaded date in the calendar. For people who are happily in a relationship, it’s a day they can be cheesy, sweet, and romantic to the person they love. Regardless of your current relationship status, Valentine’s Day is still worth celebrating because of the many hotel deals and restaurant offers that…
11 January 2020

Credit Card
Phoenix RCBC Bankard Mastercard – MoneySmart Review 2019
If you gas up at Phoenix stations frequently, we recommend that you get a credit card that offers savings and rewards. There are not a lot of credit cards that offer exclusive perks and privileges for Phoenix Petroleum customers. Although we’ve only got the Phoenix RCBC Bankard Mastercard, it’s packed with great features. Phoenix RCBC…
11 January 2020

Investing
How to Invest in Luxury Watches & ROI of Top Watch Brands Like Rolex, Patek Philippe and Omega
Over the years, luxury watches have proven to be a very smart and profitable investment. You need a significant amount of money to collect and invest in luxury watches, but having millions of pesos in the bank is not necessary to start investing. Before parting with your hard-earned money for this type of investment, it’s…
11 January 2020

Investing
Philippine REITs (2019) – MoneySmart Guide to Investing in REITs
If you’ve been looking to diversify your investment portfolio, you may have heard something about REITs. Invest in commercial real estate and be paid off as an investor. Sounds good? Here’s what we know so far about REITs in the Philippines. What are REITs? A Real Estate Investment Trust or REIT can be a public…
11 January 2020

Credit Card
Citi Priority – Benefits and Preferential Rates (2019)
With Citi Priority, you can simplify your banking and create your wealth with the help of an expert team. Enjoy global access and get a taste of privilege. Read on to find out more about this priority banking service that Citibank has to offer. Why Citi Priority? Citi Priority offers a tailored suite of products…
11 January 2020

Saving
BPI Preferred – Benefits and Preferential Rates (2019)
For high net worth Filipinos who often make big transactions at BPI, get rewarded and enjoy more benefits by being a BPI Preferred client. Here’s what you need to know to be one. BPI Preferred benefits at a glance Enjoy highly personalized service as a BPI Preferred client. You will have your very own Relationship…
11 January 2020

Saving
Security Bank’s Gold Circle – Benefits & Preferential Rates (2019)
Take your banking to the next level with Security Bank’s Gold Circle, a product bundle that offers their clientele with higher account balances and some of the most exclusive perks and privileges. A quick glance of Security Bank’s Gold Circle benefits As a member of the Gold Circle, you get preferential rates on loans and…
11 January 2020

Saving
China Bank Peso Savings Account – MoneySmart Review 2020
Thinking about where to put your hard-earned money? Start the year right and build good financial habits by saving your money. Check out China Bank’s Peso Savings Accounts and see whether they fit your money-saving goals. What are the types of China Bank Peso Deposit Accounts? China Bank offers 4 types of Peso Deposit Accounts…
6 January 2020

Saving
BDO Peso Savings Account – MoneySmart Review 2020
Are you looking for a savings account that can help you build good habits for the long-term? Nothing beats having good financial habits. Saving money is a way to invest in yourself. It’s certainly a great way to start your 2020, too. Check out our review of the BDO Peso Savings account and see if…
1 January 2020

Credit Card
The Best Hotel Buffet & Dining Credit Card Promotions in the Philippines (2019)
“Food is life” is an adage for every Filipino. From buffets to Samgyeopsal meals and unlimited rice, one thing’s for sure: Filipinos love to eat. As the holiday season kicks in and the 13th (and even 14th month) bonuses get credited, you may want to check these hotel buffet dining credit card promotions. Treat your…
10 December 2019

Smart Money
10 Philippine Investment Blogs, Websites & Resources to Follow
When it comes to money and investments, we’d take all the help and information that we can get to help us save or grow our money. Which is why we’re giving you this list of financial blogs and websites to help you become better and wiser with your money. If you want to become more…
6 December 2019

Investing
P2P Lending Philippines: What Is It & Which Peer to Peer Lending Platforms Should You Choose?
Peer to peer lending, also known as P2P, brings regular people together to participate in one transaction as borrower and lender. Borrowers go to P2P platforms to apply for a loan, and investors or lenders show up to fund these loans and receive a potentially higher than average return on their investments. Both lenders and…
6 December 2019

Saving
HSBC Premier – Benefits & Preferential Rates (2019)
How premier is HSBC Premier? Is this priority banking service worth having, and what sets it apart from other banks’ priority banking services? In this MoneySmart article, we’ll list down all the perks and privileges that HSBC Premier clients in the Philippines can enjoy. A quick glance of HSBC Premier benefits Your very own relationship…
6 December 2019

Saving
Priority Banking Benefits in the Philippines (2019) & How to Join
If you still do a lot of over-the-counter transactions in the bank, you’ve surely experienced queuing up for a long time. And while waiting, you’ve probably also wondered what that nice little area in the bank is for. There’s always a bank officer on standby in this area, even if there’s no queue most of…
6 December 2019

Investing
Investing in Sneakers in the Philippines: How to Flip Exclusive Sneakers to Make Profits?
When someone says investment portfolio, you immediately think of stocks, shares, or real estate. These are very good and sound investments and a great option for many Filipinos. But did you know that sneakers can be a great investment, too? There are sneakers out there that are raking in the money in just a short…
6 December 2019

Insurance
Endowment Plans In the Philippines 2019 – How To Choose One And Why
With the rising costs of just about everything these days, the future seems so terrifying. But if you prepare for it the right way, there’s no need to worry. An option that you may consider is an endowment plan. Read on and find out how it works. What is an endowment plan? An endowment…
6 December 2019