When it comes to money and investments, we’d take all the help and information that we can get to help us save or grow our money. Which is why we’re giving you this list of financial blogs and websites to help you become better and wiser with your money. If you want to become more…

Peer to peer lending, also known as P2P, brings regular people together to participate in one transaction as borrower and lender. Borrowers go to P2P platforms to apply for a loan, and investors or lenders show up to fund these loans and receive a potentially higher than average return on their investments. Both lenders and…

How premier is HSBC Premier? Is this priority banking service worth having, and what sets it apart from other banks’ priority banking services? In this MoneySmart article, we’ll list down all the perks and privileges that HSBC Premier clients in the Philippines can enjoy. A quick glance of HSBC Premier benefits Your very own relationship…

If you still do a lot of over-the-counter transactions in the bank, you’ve surely experienced queuing up for a long time. And while waiting, you’ve probably also wondered what that nice little area in the bank is for. There’s always a bank officer on standby in this area, even if there’s no queue most of…

If you have a substantial amount of money in the bank, the thought of what would happen to your money should the bank close down has probably crossed your mind once or twice. We can’t blame you if you think about this scary scenario more often than just once or twice, though. That’s your hard-earned…

When someone says investment portfolio, you immediately think of stocks, shares, or real estate. These are very good and sound investments and a great option for many Filipinos. But did you know that sneakers can be a great investment, too? There are sneakers out there that are raking in the money in just a short…

  With the rising costs of just about everything these days, the future seems so terrifying. But if you prepare for it the right way, there’s no need to worry. An option that you may consider is an endowment plan. Read on and find out how it works. What is an endowment plan? An endowment…

If you have a young son or daughter and want to teach them the value of money, one of the ways you can achieve that is by opening a kids’ savings account for them. Kids’ savings accounts only require a small initial deposit and usually have a low maintaining balance. The requirements are very easy…

Nobody likes paying for it, but it’s a necessary expense that you should pay monthly, quarterly, semi-annually, or annually (depending on your plan). We’re talking about insurance premiums. The most straightforward way is to pay for it in cash. But if you are a credit cardholder, you can also charge your insurance premiums and earn…

Wondering how you can settle your bills with your credit card and still earn rebates? Read up on these cashback credit cards if you’re planning to apply for a new credit card. Moneysmart folks will go for a credit card that will help them manage their expenses. If this sounds a lot like you, then…

Thinking of where to go next or how you can travel without breaking the bank? The later months of the year are the busiest months in the Philippines, but these are also the months that you can find great deals for holiday bookings! Moneysmart folks often browse on travel aggregators to get the best rates.…

China Bank is well-known for offering competitive rates on housing and auto loans. But when it comes to China Bank credit cards, you only have five to choose from, whether it’s for daily spending, shopping, or travelling. Now here’s a new entry-level cash back credit card that’s lenient with minimum spend requirements for earning rebates.…

Citi Simplicity+ card is an entry-level interest-back credit card that allows you to get 10% interest back on interest charges. So far, this is the only credit card in the Philippines that offers this. What’s more – you don’t need to worry about your annual fees because they are free for life. Aside from these…

Do you have a sweet spot for rebates? The Citi Cash Back Card offers up to 6% rebate on supermarket purchases and more. It’s recommended for day-to-day spending for moneysmart folks who love to receive rebates instead of rewards. We explored the best cashback credit cards in the Philippines and listed down the highest cashback…

Fluctuating fuel prices in the Philippines spark worry in motorists. Thankfully, fuel rebates offered by credit cards help in easing this worry. Each rebate, no matter how small, goes a long way! We came up with this list of the best credit cards in the Philippines that offer up to 5% of Caltex fuel rebates.…

If you have a family vacation coming up or planning a getaway in the coming year, this article can be handy in finding out which type of Filipino traveller you are and which travel credit cards are best for you. #1 The “What’s In It For Me?” Traveler This type of Filipino traveler does not…

One of the most important decisions a married couple can make is whether to manage their money separately or as a joint asset. Tradition dictates that married couples should keep their money in one account because what’s his becomes hers, and vice versa. Most financial experts would say that the stakes are high, and it’s…

KrisFlyer is Singapore Airlines Group’s frequent flyer programme that offers members exclusive partner offers, flying privileges, and special deals. If you aren’t a member yet, sign up for your KrisFlyer membership first. It’s free and only takes a few minutes. How do you earn KrisFlyer miles? Whenever you fly on participating airlines, your booking class…

If you often fly to different countries via Singapore Airlines, being a KrisFlyer member will certainly put those air miles to good use. The KrisFlyer miles that you will earn can help you keep your travel costs down in the future. But you don’t need to be a frequent flyer of Singapore Airlines or its…

HSBC’s Home Loan allows you to purchase your dream home, construct it just the way you dreamed it, or refinance your existing mortgage so that you can lighten your financial load and enjoy more savings. Read on to learn more about it. What can you get from HSBC Home Loan? Flexible repayment options You can…

An amortization provides borrowers with a clear picture of how much they will pay during the entire repayment period of their loan. Read on to learn more about how your home loan’s amortization works. What is amortization and how does it work? Amortization is the process of spreading out a loan into several fixed payments…

A lot of Filipinos choose to have a cash back credit card that offers tangible and uncomplicated benefits. As a credit cardholder, wouldn’t you like to receive cash back every month from all your credit card spending, too? But not all cash back credit cards work the same way. Most of them have a minimum…

If you’re looking for cash back credit cards, make sure to choose one that does not complicate the process of earning cash back. Most credit cards have confusing and rotating categories, as well as tiered earning levels. Earn cash back with your spending minus the fuss with these credit cards that have no minimum spend…

Looking for an entry-level credit card that offers rewards? Take a look at China Bank Prime Mastercard key features and start building a good credit history. China Bank isn’t as aggressive compared to other banks when it comes to sign-up bonuses for new cardholders. But when you check their promotions, you will find that they…

Maybank’s credit cards are categorised into Classic/Standard, Gold, and Platinum. There’s also a special credit card that caters to Manchester United fans. Here are some of the things that you need to know about their features and benefits. Maybank Credit Card Annual Fee / Monthly Interest  Maybank Standard Mastercard First year is free; 1,000 PHP…