Mobile wallets like GCash and PayMaya have made it easier to send and receive money these days. Cashless payments have never been so essential, especially in our new normal. But while they offer ease and convenience, there are also transaction fees involved. Every centavo counts, so check out GCash and PayMaya’s transaction fees here and…

Opening a savings account isn’t as hard as you think. With digital banks, you don’t even have to visit the branch anymore, given that most of us would rather stay home these days. Yes, you still go through the same process of filling out forms and submitting the required documents. Only this time, it’s quick,…

The Department of Labor and Employment expects that by the end of this year, 4 million Filipinos will lose their jobs because of COVID-19. The numbers are staggering. However, retrenchment is not unheard of during economic crises and global pandemics like what we’re currently experiencing. After all, companies need to downsize and cut expenses to…

Everyone has been financially affected by the pandemic, so people are finding creative ways to get what they need without having to spend money. More and more people are joining online barter groups and posting things they no longer need in exchange for food or items. If you are decluttering and have items that you…

Parents are now considering homeschooling their children to keep them safe from coronavirus and ensure their continued learning amidst this pandemic. But what exactly is homeschooling, how do you get started, and is it ideal for everyone? In this MoneySmart article, we’ll talk about the basics of homeschooling, as well as its pros and cons.…

Because of the Covid-19 pandemic, engaged couples have to face the reality that their dream weddings will need to be put on hold or cancelled altogether. But some couples are also coming up with creative ways to make it happen while observing health safety protocols and practicing social distancing. While these quarantine or lockdown weddings…

It’s so easy to get distracted when working from home. Every space is your comfort zone after all. You can work on the kitchen counter, or even on your bed. There’s no boss looking over your shoulder and no coworkers who can see you. But as a result, you slack off or get distracted at…

Life insurance is an essential part of good financial planning, but not everyone enjoys talking about it. There’s not the usual excitement like when buying a house or a car. People usually brush off talks about it or simply put off buying one. Until a serious, unexpected, and devastating life event happens, and usually it’s…

This pandemic has certainly unleashed our creative and entrepreneurial sides. A lot of us are discovering other talents we didn’t think we had and exploring new hobbies we never thought we’d love! It’s definitely a healthy and fun way to while away the time when quarantined at home. Not only do they help us manage…

From asking for cellphone load to emailing you about your $10,000 prize money,  online scams are aplenty. Protect yourself from scammers and recognize the warning signs. Here are some important things you need to know so you won’t be a victim. What are the most common online scams in the Philippines? Internet Shopping Scams Shopping…

If you still have not discovered the wonders of e-wallet services, you’re missing out on a lot. They have definitely made banking and other financial transactions easy and convenient during this community quarantine. Check out Coins.ph, another mobile wallet service that you can download on your phone or computers to make a variety of financial…

Saving money takes a lot of discipline and making moneysmart choices, and having savings in the bank is a huge relief when you have unexpected expenses during uncertain times. Fortunately, opening a savings account is easy and can now be paperless, thanks to digital banking. It’s certainly worth exploring as we all embrace the new…

Opening a bank account these days can be a hassle because of the stay-at-home orders. Thankfully, digital banks like ING Philippines are offering convenient, branchless ways to do it. Instead of visiting a local branch where you are more likely to be exposed to people, you can do it on a mobile app. Digital banking…

Covid-19 has certainly ground everyone’s travel plans to a halt. For now, we can only make travel plans and pray that this pandemic will soon be over so that these plans can turn into reality. While we stay at home and get used to the new normal, why not learn about how travel insurance works?…

The Covid-19 pandemic has everyone all over the world in full crisis mode. While most Filipinos carry on with work-from-home setups, a lot of Filipinos are struggling  financially, especially those who receive wages on a daily basis. With their earning capacity severely affected by the Enhanced Community Quarantine, not all Filipinos are financially prepared to…

As days turn to weeks and weeks turn to months, more and more people are experiencing work from home burnout. You may be finding it hard to get up from bed to begin your work day. Maybe you just don’t have the desire to work at all. Or you may be having trouble logging off…

Even if commencement exercises were cancelled because of the Covid-19 pandemic, it’s not reason enough for you to sulk, feel angry, or forgo your celebrations at home. You’ve earned that diploma, and this milestone is something that merits a celebration! So go ahead and celebrate in your own way, graduate! And even if everyone is…

Utilizing your PhilHealth benefits is the last thing you want to do, mainly because no one wants to visit or stay at the hospital for injury or illness. But if you do get hospitalized, PhilHealth is a great thing to have because it will save you money on hospital expenses and doctor’s fees. This is…

Despite being on Enhanced Community Quarantine for almost two months now, we still have some semblance of normalcy in our lives. We can still do a lot of things online, like catch up with friends and loved ones, work with colleagues, stream a new TV series, buy groceries, and pay bills. Mobile wallets like PayMaya…

Online banking isn’t new to Filipinos. With most commercial banks continuously upgrading their systems, you can practically do all your banking transactions online. Why waste time queuing when you can just go online to transfer funds and pay bills, right? But online banking has its limitations, and this is where digital banking comes in. ING…

Digital banking almost shares the same concept as online banking. But full digital banking allows you to open a bank account without going to a branch. No long lines. No printed forms. Everything is online by registering on the mobile app. Let’s find out how useful digital banking is in the time of COVID-19 and…

Do you remember playing those cassette tapes in the ‘80 and the ‘90s? And then using a pencil to rewind them? Have you also downloaded mp3s and burned them in CDs? Now, you can effortlessly listen to all the music that you want on your gadgets, thanks to music streaming services. You can create all…

You are probably feeling the financial impact of the extended ECQ by now. It definitely has affected the way we earn money and how we find new earning opportunities, and not in a good way. Thankfully, the government is extending its financial support through its Social Amelioration Programs (SAP) under the mandate of the Republic…

With the Enhanced Community Quarantine still in place, online groceries and delivery services have never been more in demand. Not only is it quick and convenient, it also keeps us safe at home, right where we should be. Just add to your cart, set a delivery schedule, make your payment, and wait for your groceries…

Days before the government imposed the Enhanced Community Quarantine (ECQ) in NCR and across provinces in Luzon, a lot of Filipinos resorted to hoarding and panic buying. As COVID-19 cases increased, people also flocked to the supermarkets and drugstores for food and health supplies. Local government units began to work round the clock to ensure…