BDO Peso Savings Accounts Reviews 2020
Saving
BDO Peso Savings Account – MoneySmart Review 2020
Are you looking for a savings account that can help you build good habits for the long-term? Nothing beats having good financial habits. Saving money is a way to invest in yourself. It’s certainly a great way to start your 2020, too. Check out our review of the BDO Peso Savings account and see if…
1 January 2020
The-Best-Hotel-Buffet-Dining-Credit-Card-Promotions-in-the-Philippines-2019
Credit Card
The Best Hotel Buffet & Dining Credit Card Promotions in the Philippines (2019)
“Food is life” is an adage for every Filipino. From buffets to Samgyeopsal meals and unlimited rice, one thing’s for sure: Filipinos love to eat. As the holiday season kicks in and the 13th (and even 14th month) bonuses get credited, you may want to check these hotel buffet dining credit card promotions. Treat your…
10 December 2019
10 Philippine Investment Blogs, Websites & Resources to Follow
Smart Money
10 Philippine Investment Blogs, Websites & Resources to Follow
When it comes to money and investments, we’d take all the help and information that we can get to help us save or grow our money. Which is why we’re giving you this list of financial blogs and websites to help you become better and wiser with your money. If you want to become more…
6 December 2019
P2P Lending Philippines: What Is It & Which Peer to Peer Lending Platforms Should You Choose?
Investing
P2P Lending Philippines: What Is It & Which Peer to Peer Lending Platforms Should You Choose?
Peer to peer lending, also known as P2P, brings regular people together to participate in one transaction as borrower and lender. Borrowers go to P2P platforms to apply for a loan, and investors or lenders show up to fund these loans and receive a potentially higher than average return on their investments. Both lenders and…
6 December 2019
HSBC Premier – Benefits & Preferential Rates (2019)
Saving
HSBC Premier – Benefits & Preferential Rates (2019)
How premier is HSBC Premier? Is this priority banking service worth having, and what sets it apart from other banks’ priority banking services? In this MoneySmart article, we’ll list down all the perks and privileges that HSBC Premier clients in the Philippines can enjoy. A quick glance of HSBC Premier benefits Your very own relationship…
6 December 2019
Priority Banking Benefits in the Philippines (2019) & How to Join
Saving
Priority Banking Benefits in the Philippines (2019) & How to Join
If you still do a lot of over-the-counter transactions in the bank, you’ve surely experienced queuing up for a long time. And while waiting, you’ve probably also wondered what that nice little area in the bank is for. There’s always a bank officer on standby in this area, even if there’s no queue most of…
6 December 2019
Deposit Insurance Scheme Under PDIC: What Does It Cover?
Saving
Deposit Insurance Scheme Under PDIC: What Does It Cover?
If you have a substantial amount of money in the bank, the thought of what would happen to your money should the bank close down has probably crossed your mind once or twice. We can’t blame you if you think about this scary scenario more often than just once or twice, though. That’s your hard-earned…
6 December 2019
Investing in Sneakers in the Philippines: How to Flip Exclusive Sneakers to Make Profits?
Investing
Investing in Sneakers in the Philippines: How to Flip Exclusive Sneakers to Make Profits?
When someone says investment portfolio, you immediately think of stocks, shares, or real estate. These are very good and sound investments and a great option for many Filipinos. But did you know that sneakers can be a great investment, too? There are sneakers out there that are raking in the money in just a short…
6 December 2019
Endowment Plans In the Philippines 2019 – How To Choose One And Why
Insurance
Endowment Plans In the Philippines 2019 – How To Choose One And Why
  With the rising costs of just about everything these days, the future seems so terrifying. But if you prepare for it the right way, there’s no need to worry. An option that you may consider is an endowment plan. Read on and find out how it works. What is an endowment plan? An endowment…
6 December 2019
Choosing the Best Kids’ Savings Account to Grow Your Child’s Money in 2019
Saving
Choosing the Best Kids’ Savings Account to Grow Your Child’s Money in 2019
If you have a young son or daughter and want to teach them the value of money, one of the ways you can achieve that is by opening a kids’ savings account for them. Kids’ savings accounts only require a small initial deposit and usually have a low maintaining balance. The requirements are very easy…
20 November 2019
Best Credit Cards For Paying Insurance Premiums in the Philippines 2019
Credit Card
Best Credit Cards For Paying Insurance Premiums in the Philippines 2019
Nobody likes paying for it, but it’s a necessary expense that you should pay monthly, quarterly, semi-annually, or annually (depending on your plan). We’re talking about insurance premiums. The most straightforward way is to pay for it in cash. But if you are a credit cardholder, you can also charge your insurance premiums and earn…
20 November 2019
cashback from bill payments in the philippines
Credit Card
Cashback From Bill Payments In the Philippines (2019) – Best Cards For Telco, Medical, and Utilities Bills
Wondering how you can settle your bills with your credit card and still earn rebates? Read up on these cashback credit cards if you’re planning to apply for a new credit card. Moneysmart folks will go for a credit card that will help them manage their expenses. If this sounds a lot like you, then…
8 November 2019
agoda credit card promo codes philippines 2019
Credit Card
Best Agoda Promo Codes & Credit Card Promotions in the Philippines (2019)
Thinking of where to go next or how you can travel without breaking the bank? The later months of the year are the busiest months in the Philippines, but these are also the months that you can find great deals for holiday bookings! Moneysmart folks often browse on travel aggregators to get the best rates.…
4 November 2019
china bank cash rewards review
Credit Card
China Bank Cash Rewards Credit Card Review 2019 – Get Rewarded with Your Daily Spend
China Bank is well-known for offering competitive rates on housing and auto loans. But when it comes to China Bank credit cards, you only have five to choose from, whether it’s for daily spending, shopping, or travelling. Now here’s a new entry-level cash back credit card that’s lenient with minimum spend requirements for earning rebates.…
23 October 2019
citi simplicity card review
Credit Card
Citi Simplicity+ Card Review 2019 – No Annual Fee Card for Life
Citi Simplicity+ card is an entry-level interest-back credit card that allows you to get 10% interest back on interest charges. So far, this is the only credit card in the Philippines that offers this. What’s more – you don’t need to worry about your annual fees because they are free for life. Aside from these…
17 October 2019
citi cash back review card 2019 philippines
Credit Card
Citi Cash Back Card Review 2019 – Get Rebates from Daily Dose of Expenses
Do you have a sweet spot for rebates? The Citi Cash Back Card offers up to 6% rebate on supermarket purchases and more. It’s recommended for day-to-day spending for moneysmart folks who love to receive rebates instead of rewards. We explored the best cashback credit cards in the Philippines and listed down the highest cashback…
8 October 2019
best credit cards for caltex fuel rebates
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Best Credit Card for Caltex Fuel Rebates in the Philippines – Which Credit Card is Best?
Fluctuating fuel prices in the Philippines spark worry in motorists. Thankfully, fuel rebates offered by credit cards help in easing this worry. Each rebate, no matter how small, goes a long way! We came up with this list of the best credit cards in the Philippines that offer up to 5% of Caltex fuel rebates.…
7 October 2019
best credit cards for travelers in the philippines
Credit Card
The Best Travel Credit Cards of 2019 and the 3 Types of Filipino Travelers Who Will Benefit From Them
If you have a family vacation coming up or planning a getaway in the coming year, this article can be handy in finding out which type of Filipino traveller you are and which travel credit cards are best for you. #1 The “What’s In It For Me?” Traveler This type of Filipino traveler does not…
6 October 2019
Should You Open a Joint Account With Your Spouse? Pros & Cons
Saving
Should You Open a Joint Account With Your Spouse? Pros & Cons
One of the most important decisions a married couple can make is whether to manage their money separately or as a joint asset. Tradition dictates that married couples should keep their money in one account because what’s his becomes hers, and vice versa. Most financial experts would say that the stakes are high, and it’s…
1 October 2019
KrisFlyer Miles Redemption (2019) – Beginner’s Guide to Playing the Miles Game
Travel
KrisFlyer Miles Redemption (2019) – Beginner’s Guide to Playing the Miles Game
KrisFlyer is Singapore Airlines Group’s frequent flyer programme that offers members exclusive partner offers, flying privileges, and special deals. If you aren’t a member yet, sign up for your KrisFlyer membership first. It’s free and only takes a few minutes. How do you earn KrisFlyer miles? Whenever you fly on participating airlines, your booking class…
1 October 2019
Earn KrisFlyer Miles Fast – Best Credit Cards Promotions in the Philippines
Credit Card
Earn KrisFlyer Miles Fast – Best Credit Cards Promotions in the Philippines
If you often fly to different countries via Singapore Airlines, being a KrisFlyer member will certainly put those air miles to good use. The KrisFlyer miles that you will earn can help you keep your travel costs down in the future. But you don’t need to be a frequent flyer of Singapore Airlines or its…
1 October 2019
HSBC Home Loan Review Philippines 2019 – Comparing the Most Affordable Home Loan Rates from HSBC
Property
HSBC Home Loan Review Philippines 2019 – Comparing the Most Affordable Home Loan Rates from HSBC
HSBC’s Home Loan allows you to purchase your dream home, construct it just the way you dreamed it, or refinance your existing mortgage so that you can lighten your financial load and enjoy more savings. Read on to learn more about it. What can you get from HSBC Home Loan? Flexible repayment options You can…
1 October 2019
How Amortization Works – The MoneySmart Guide for Filipinos
Property
How Amortization Works – The MoneySmart Guide for Filipinos
An amortization provides borrowers with a clear picture of how much they will pay during the entire repayment period of their loan. Read on to learn more about how your home loan’s amortization works. What is amortization and how does it work? Amortization is the process of spreading out a loan into several fixed payments…
1 October 2019
Cashback That’s Unlimited? – The Best Credit Cards in the Philippines for Unlimited Cash Back
Credit Card
Cashback That’s Unlimited? – The Best Credit Cards in the Philippines for Unlimited Cash Back
A lot of Filipinos choose to have a cash back credit card that offers tangible and uncomplicated benefits. As a credit cardholder, wouldn’t you like to receive cash back every month from all your credit card spending, too? But not all cash back credit cards work the same way. Most of them have a minimum…
30 September 2019
Best No Minimum Spend Cash Back Credit Cards in the Philippines 2019
Credit Card
Best No Minimum Spend Cash Back Credit Cards in the Philippines 2019
If you’re looking for cash back credit cards, make sure to choose one that does not complicate the process of earning cash back. Most credit cards have confusing and rotating categories, as well as tiered earning levels. Earn cash back with your spending minus the fuss with these credit cards that have no minimum spend…
30 September 2019