Calling all smart and savvy ladies! If you’re on the hunt for a new credit card, now’s your chance to compare and score some of the best deals around. With capped interest rates at 3.00% per month and low flat fees on cash withdrawals, there are plenty of awesome options — each offering different overlimit…

Have you considered starting a leasing business, but you’re not sure if it’s for you? It can be tempting to jump into a new venture — after all, it’s a dream come true to be the boss and earn passive income. But before taking that leap, there are some hard truths about owning and operating…

Are you a fan of luxury bags but intimidated by the hefty price tag or feeling guilty of paying too much? This guide will give you all the tips needed to find that designer bag of your dreams for less. Luxury bags can quickly become an addiction. Some even buy to invest and sell them…

Goodbye to the 2% credit card interest charge. If you’re an existing credit cardholder, chances are, you have already received a notification from your issuer about the interest rate adjustments. Yes, and it’s back to the 3% monthly interest rate. Banko Sentral ng Pilipinas has already released Circular No. 1165, which contains an advisory on…

Are you looking for ways to balance your budget now that you have a baby? Navigating the financial aspects of parenthood can be tricky because, primarily, the baby’s expenses go beyond diapers and formula milk. You must consider your little one’s well-being and provide them everything they need, from clothing, food, toiletries, and checkups. It…

No one likes to think about it, but insurance should be a priority. It’s not just about protecting your house, car, or livelihood. Life happens, and any big financial setback can get you off track in building wealth. Protecting yourself from potentially crippling debt should be part of your financial planning. Fortunately, many types of…

Millennials are often stereotyped as members of a “spend now, worry later” generation. Although they have more disposable income than ever before, many still struggle with their savings accounts. Forty-eight percent said they had spent money they didn’t have to keep up with friends. Check out these proven methods millennials everywhere should consider as part…

Are you looking for a way to pay off your debts faster in 2023? Struggling with high interest loans, large balances, and late payments? You’re not alone — consumer debt has been a massive trend over the past year. According to the research, debt has affected seven out of 10 Filipinos and is also a…

Finding a reliable and trustworthy kasambahay and yaya is no small feat. It’s because juggling a career, children’s needs, and household responsibilities can sap all your energy and patience. So, where do you start? Whether it’s your first time or looking to change existing arrangements, make sure you’re prepared, too. Remember that an extra mouth…

Saying ‘I do’ is a momentous occasion and nothing compares to getting married when you’re head-over-heels in love. Unfortunately, the stress of planning a fantastic day can sometimes be overwhelming. But rest assured: whether it’s luxury or keeping things on a budget, your union with your special someone should shine bright no matter how big…

The pandemic has changed how people work. The hybrid setup is optional, and the work isn’t compartmentalized in the four-walled offices. Remote work offers limitless opportunities for anyone who would like to earn a living from the comfort of their home. The Philippines is third in the world, after the United States and India, in…

Heads up if you’re an active mobile user. As you know, the SIM Card Registration Act is now implemented, and this legislative measure requires all consumers to register their personal information with telecommunications companies. The good news is that telcos like Globe and Smart have an online portal where you can register for free. Here’s…

Working a full-time job can be exhausting, especially when you top it off with the stress of daily commutes. With the rising inflation rate, one can’t help but think of ways to earn extra income. Who would have thought that a kilo of onions would cost ₱600 or $10.90 today? Times are changing. But Filipinos…

Some of you may have experienced financial turbulence these past few years, and with 2023 in full swing, 2022 is behind us. But if you want to start the year right — looking forward to making 2023 their best financial year yet, it’s not too late to do so. There are plenty of things that…

Making money from something you’re passionate about sounds like an exciting opportunity — and it can be. However, turning a fun pastime into a profitable enterprise takes effort and dedication. With proper planning and strategy, there’s no reason why anyone can’t make money from their hobbies. If you want to become an entrepreneur but need…

Do you want to succeed in business? Being a successful entrepreneur takes more than just having an idea. Certain criteria have been proven time and time again for businesses that achieve long-term success. Knowing what these criteria are can give you an edge when it comes to starting and running your own company. Let’s get…

Changing to another telco or mobile network operator for better services and more affordable plans is a moneysmart way to manage expenses. While only three major companies – Smart, Globe, and DITO – monopolize the services, good coverage is a huge factor before making the switch. Plus, if you’re like most Filipinos, you want to…

It’s that time of year again when your inbox is full of ads for the latest gadgets or appliances. Even your cabinets are stuffed with items you haven’t used for ages. It’s tempting to go on a shopping spree this holiday season. But remember that not all gifts should come in a wrapped box with a…

Excited about how much you will earn from a cashback credit card? Before you get your hopes high, know the nitty-gritty behind the promos and terms and conditions (T&Cs). Cashback credit cards are your best bet if you prefer to avoid fiddling with rewards points or air miles. After all, money doesn’t grow from trees.…

Concerning finances, the more you keep your spending under control, the better. But can embracing a minimalist lifestyle help? You have probably stumbled upon this buzzword. Spoiler alert: it doesn’t mean living in a tin can or giving up all your worldly possessions – it’s being more mindful of the things you own. While this…

Moms are known for multitasking. But it can be too much to juggle caring for a baby and managing your household. Having a yaya and a helper or kasambahay will lighten the load. You might be having second thoughts because of your limited budget. With a set of hands comes an additional mouth to feed.…

Digital banks are redefining banking. You can open an account without visiting a branch. You also don’t need to wait in line to pay your bills because you can directly pay merchants and companies using the mobile app. Unsurprisingly, even traditional banks are introducing their own digital banks. For instance, Maybank has iSave, while BPI…

The word best is subjective when choosing a credit card. What’s best for you may not be the best option for others. That’s why selecting one isn’t easy. Your spending habits are major considerations as you compare the cards and their features. You also want to know the reward types and benefits you can get.…

Traditional piggy banks look cute. But having a savings account as a student is still one of the best ways to keep your funds safe. If you’re away from your family, chances are, you need a convenient way to receive your monthly allowance. This scenario is a common dilemma for college students who left their…

Anyone who has tried to save money knows it takes discipline to reach your goals. Unexpected expenses always seem to pop up, and it can be tempting to dip into savings when times are tough. However, building good financial habits makes it possible to grow your money over time. One way to do this is…