best passive income investments in the philippines
Investing
The Best Passive Income Investments You Can Make for This Year (2022)
Do you want to make some extra money without having to do much work? Ever imagine sleeping at night, and yet money still comes in? If so, you’re in luck! There are moneysmart ways to earn passive income in the Philippines. Passive income means that you receive money even if you don’t do anything. In…
6 days ago
financial new year resolutions 2022
Saving
5 Financial New Year’s Resolutions Filipinos Should Make for 2022
There’s no better time to start making resolutions than at the beginning of a new year. While getting in shape and spending more time with loved ones are always popular goals, there are a few financial resolutions that Filipinos should make, too. Whether you spent more on ‘budol’ items on Shopee and Lazada last year or…
7 January 2022
most affordable sim only plans in the philippines
Lifestyle
Globe, Smart, PLDT, and SunCellular — The Most Affordable Sim Only Plans in the Philippines (2022)
The Mobile Number Portability Act allows subscribers to retain their mobile number even if they switch to another network. It won’t be a hassle for you to change your existing provider, especially if you have a poor signal in your location. So, do you want to keep your current cellphone number without having to buy a…
6 January 2022
credit-card-installment-plans-in-the-philippines1
Borrow Money
What You Need to Know About Credit Card Installment Plans in the Philippines – Is It For You?
Credit card installment plans allow you to break up your total balance or a one-time straight payment into smaller monthly payments, making it more manageable. But is an installment plan right for you? A credit card can make you a wise spender or an irresponsible borrower. There’s nothing wrong with using credit cards, but how…
27 December 2021
0% installment plans in the philippines 2022
Credit Card
The Best 0% Interest Installment Plans in the Philippines (2022)
Planning to buy a big-ticket item? Well, if you’re like most people, you’re always looking for ways to save money. One of the most important is ensuring that you’re getting the best deal on every purchase, whether it’s a small one or a big one. That’s why finding the best 0% interest installment plans in the…
23 December 2021
holiday shopping tips 2021
Shopping
Holiday Shopping Tips 2021: 10 Ways to Avoid Impulse Buying (and Spend Less)
It’s that time of year again. The holiday season is around the corner, and with it comes all the joys of giving gifts to loved ones. But if you’re on a tight budget this year or are trying to avoid impulse buying altogether, there are some things you want to keep in mind before your…
20 December 2021
how to spot a phishing email in the philippines
Lifestyle
How to Spot a Phishing Email in the Philippines
Phishing emails are all over the internet, and they can be challenging to spot. They often look like legitimate emails from banks, retailers, or other trusted sources. If you regularly check your inbox, you probably received one in the past few months. Are you one of those people who gets several phishing emails every day?…
18 December 2021
security bank next titanium credit card
Credit Card
Security Bank Next Titanium Mastercard – MoneySmart Review 2022
Installment credit card is rare as most banks in the Philippines have rewards cards, cashback credit cards, and air miles credit cards. But did you know Security Bank is already offering one? Say hello to Next Titanium Mastercard. If you are an existing depositor, the bank might offer this for free, especially if you have…
17 December 2021
signs you are financially prepared to get married in the philippines
Lifestyle
10 Signs That You Are Financially Prepared to Get Married
Like most people, getting married is a huge financial commitment. Unless you are both wealthy, there’s no way to get around the fact that joining your lives together will require some planning and preparation on the financial front. Although if you’re not careful, those preparations can quickly become a source of contention and stress in…
16 December 2021
how to cancel credit card in philippines
Credit Card
Your Ultimate Guide: How to Cancel Your Credit Card (and Why)
Some people often get credit cards for the wrong reasons – to help them spend money they don’t have or because they are lured in by a flashy sign-up bonus or a welcome gift. But if you’re not using your credit card responsibly, it can do more harm than good. Do you think you’re ready…
15 December 2021
Best Credit Card Promos for Year End Online Shopping
Shopping
Best Credit Card Promos for Year-End Online Shopping (2021)
The holidays are fast approaching, and it means the start of online shopping for many budget-savvy people. The shipping cost can take a toll on your wallet – not to mention all the other expenses associated with big-ticket items. Online shopping is in full swing with the 12.12 shopping festival, other year-end sales, and Christmas…
13 December 2021
Smishing: Scam Alerts You Should Know and How to Avoid Them
Lifestyle
Smishing: Scam Alerts You Should Know and How to Avoid Them
You have probably received a text message that says you won millions of pesos from a raffle draw. Another text message could have been a gift from a company, and you need to claim it as soon as possible. Lately, there are also unsolicited messages offering job opportunities. Well, if you randomly received any of…
6 December 2021
Metrobank Rewards Plus Visa Card MoneySmart Review 2021
Credit Card
Metrobank Rewards Plus Visa Card – MoneySmart Review 2021
Looking for a rewards card for more points? Here comes the Metrobank Rewards Plus Visa card that offers double (2x) rewards points whenever you spend on gadgets, transportation, telecommunications, and online purchases. Whether you are a first-time credit card holder or you are considering applying for a second card, this article will provide you with…
3 December 2021
RCBC Bankard Flex Visa Rewards MoneySmart Review 2021
Credit Card
RCBC Bankard Flex Visa Rewards – MoneySmart Review 2021
Are you a millennial looking for the best credit card that has flexible features? Look no further. We got you covered. It can be daunting to browse all the pages of credit cards from several banks that offer great rewards and perks. Finally, there’s the RCBC Bankard Flex Visa Rewards card, allowing you to control…
2 December 2021
how to spend your 13th month pay wisely in the phillipines 2021
Smart Money
How to Spend Your 13th Month Pay Wisely in 2021
Every year, you always look forward to the 13th-month pay or your supposed bonus pay. You have probably imagined where and how to spend it this year, whether it’s a new gadget, home appliance, or an out-of-town trip, since the community alert levels have become lenient for the past few months. Of course, there’s nothing…
1 December 2021
how to tell if an investment is a scam
Investing
How to Tell if an Investment is a Scam in the Philippines?
It can be hard to know if an investment is a scam or not. If you are new to investing, you might fall for some old tricks that will end up costing you money. One way to help you figure out which ones are legitimate is to research and ask someone who knows about them.…
18 November 2021
how to buy bitcoin ethereum and other crypto philippines
Investing
How to Buy Bitcoin, Ethereum, and Other Cryptocurrencies in the Philippines (2021)
The cryptocurrency market has been seeing rapid growth in the past few years, and it is only expected to grow with countries such as El Salvador, which recently accepted cryptocurrencies like Bitcoin as legal tender. When it comes to financial innovations and integrations, the Philippine government is adaptable. In fact, In 2019, the Security and…
15 November 2021
7-Things-You-Need-to-Know-About-Personal-Loans-Before-Getting-One
Borrow Money
7 Things You Need to Know About Personal Loans Before Getting One
A personal loan may seem like a lifesaver during an emergency, whether it’s unexpected confinement in the hospital, losing a job, or a broken car. However, while it’s the most likely immediate solution to your financial needs, there are pros and cons when borrowing money from banks and lending institutions. Access to personal loans is…
22 July 2021
UnionBank-Lazada-Mastercard-Rewards-Card-Review-2021
Credit Card
UnionBank Lazada Mastercard Rewards Card Review 2021
Heads up to all the shopaholics and points collectors out there! UnionBank Lazada rewards card gives you access to great deals, discounts, and promos when you shop online. Get more points and save more from monthly double-digit shopping deals like 5.5 and 6.6 and payday sales on Lazada, Shopee, and other online stores. This article…
28 May 2021
8-Ways-to-Protect-Your-Credit-and-Debit-Card-Transactions-When-Shopping-Online
Shopping
8 Ways to Protect Your Credit and Debit Cards When Shopping Online
Fraudsters and scammers are always on the lookout for opportunities to deceive consumers. As cashless payments become part of the new normal, adding extra layers of security to your credit and debit card transactions will reduce the chances of being victims of these predators. Credit card fraud is inevitable, but you can take action now…
15 May 2021
The-Best-Credit-Cards-for-Women-in-the-Philippines-Online-Shopping-Rewards-and-Other-Perks-2021
Credit Card
The Best Credit Cards for Women in the Philippines – Online Shopping, Rewards, and Other Perks (2021)
To all the ladies in the house, heads up. If you’re planning to apply for a new credit card, here are the best credit cards for women you can compare online. As of this writing, the interest rates are capped at 2.00% per month and a flat fee of P200 for cash withdrawals, but each…
22 April 2021
5-Digital-Banks-in-The-Philippines-That-Lets-You-Open-an-Account-Online
Saving
5 Digital Banks in the Philippines That Let You Open Savings Accounts Online
Do you want to open a savings account without having to go to the bank? Luckily for you, there are banks in the Philippines that leverage the power of technology, allowing clients to open bank accounts via a mobile app or a desktop browser. Digital banks like ING Philippines and CIMB Bank let you open…
16 March 2021
how-to-open-a-checking-account-in-the-philippines-moneysmart-guide-2020-2021
Smart Money
How to Open a Checking Account in the Philippines – MoneySmart Guide 2020
Are you thinking of opening a checking or current account? In case you’re planning to do so, here’s a simple guide to walk you through the steps — including how checking accounts work, what to consider before opening one, and its advantages and disadvantages. What is a checking account and how does it work? Primarily,…
29 December 2020
The Best Video Conferencing Platforms – MoneySmart 2020
Lifestyle
The Best Video Conferencing Platforms – MoneySmart 2020
During this pandemic, video conferencing platforms have made it possible for everyone to keep face-to-face interactions alive and businesses running. Anyone who’s working remotely can tap into all the great benefits of these video conferencing providers. There are several options available out there, and each comes packed with great features. For the uninitiated, it can…
8 December 2020
Don’t Let That Life Insurance Policy Lapse ― Here’s Why (MoneySmart 2020)
Insurance
Don’t Let That Life Insurance Policy Lapse ― Here’s Why (MoneySmart 2020)
As a policyholder, your main responsibility is to pay off your insurance premiums on time. But there are certain events in life that you can’t control, like this pandemic, or getting laid off. As a result, you are unable to pay your premium until your insurance policy lapses. In this Moneysmart article, find out what…
7 December 2020