best passive income investments in the philippines
7 Best Passive Income Ideas to Explore in 2024
Make money work for you. This is typical financial advice from veteran investors, but it’s easier said than done. Imagine making a singular investment and witnessing cash flow without lifting a finger. While passive income serves as a delightful reward for minimal effort, it’s crucial to note that constructing this income stream demands both time…
17 February 2024
teaching kids about saving money
Smart Money
7 Expert-Backed Tips on Teaching Kids About Saving Money
Discussing finances with young individuals isn’t always an enjoyable subject. However, acknowledging the importance of addressing money matters, especially the concept of saving, which is crucial for developing essential life skills. This challenge isn’t exclusive to adults; even they grapple with it, resorting to retail therapy as a coping mechanism for life’s daily stresses—ultimately leading…
5 February 2024
best investment and personal finance books to read
Top 15 Best Investment and Personal Finance Books Every Filipino Should Read in 2024
As a voracious reader, I believe that reading books about investments, personal finance, and real estate is the best way to become financially literate. Unfortunately, not all of us have the luxury of the late billionaire Charlie Munger, who spends up to ten hours a day reading books, newspapers, and journals. So, whether you’re starting…
3 February 2024
Image of a woman reviewing her finances
Smart Money
Forget About New Year’s Resolutions: Personal Finance Habits You Should Do Now
The concept of new beginnings is exciting for many people, fostering a sense of enthusiasm to embark on fresh projects, hobbies, or activities, particularly at the start of a new year. Among the commonly chosen New Year’s resolutions, saving money stands out. According to a Discover Happy Habits study, 49% of participants had identified saving…
17 January 2024
how to make your finances inflation-proof
Smart Money
How to Make Your Finances Inflation-Proof in the Philippines
Inflation is an unavoidable presence in any economy. Like a persistent fly, it can multiply despite efforts to swat it down. Embrace it as one of life’s constants, alongside taxes and death. Living costs are escalating each year, and inflation rates in the Philippines have hovered between 1.25% and 5.21% over the past seven years.…
16 January 2024
PERA retirement voluntary program
Smart Money
What Is PERA Voluntary Retirement Program: How to Get Started?
Retirement might be the least you have in mind in your 20s and 30s. But if there’s one thing you can do to secure your future, prepare for it as soon as possible. Time is of the essence when it involves compounding interests. Reality check: In 2023, the Philippines has around 7.6 million citizens aged…
3 January 2024
A women holding a cashback credit card
Credit Card
BPI Amore Cashback Card – MoneySmart Review 2024
In a world where change remains constant, managing finances requires discipline and smart choices. Rising prices and growing family needs make finding extra money or side hustle a life goal. The right credit card in your pocket can be a helpful tool for financial flexibility. When it comes to cashback cards, the most exciting part…
1 January 2024
how to spend your 13th month pay wisely in the philippines
Smart Money
How to Spend Your 13th Month Pay Wisely
Looking forward to your annual 13th-month pay or bonus? Wondering how to spend it this year? Whether it’s a new gadget, a home appliance, a luxury bag, or an exciting trip to Japan or South Korea, the possibilities are endless. Of course, there’s nothing wrong with spending your hard-earned money. According to a JobStreet survey,…
20 December 2023
tips on buying condo in the philippines
8 Tips on Buying a Condo in the Philippines: A First-Timer’s Guide
A Facebook ad on your feed promises a zero downpayment option and a monthly amortization of ₱15,000 for a 2-bedroom condo unit in the city center. In a perfect world, you simply contact the agent, sign the papers, and pay your monthly due. Imagine your dream of buying a home is one call away. Apparently,…
30 November 2023
Image of a woman scammed from a mobile app
Smart Money
7 Online Scams in the Philippines to Watch Out for in 2024 and Beyond
Access to the Internet is a privilege, yet it’s also a responsibility as online scammers are elevating their tactics to lure unsuspecting netizens. From phishing attempts on your emails to questionable financial offers, there is no shortage of security threats online — in fact, the Philippines has seen a significant rise in different online scams,…
30 November 2023
How to make money on Airbnb in the philippines
How to Make Money on Airbnb in the Philippines (And Is It Profitable?)
I can imagine your eyebrows are raised while reading the title of this article. Perhaps, you’re already asking this burning question: So, how much can I earn from Airbnb per month? I can’t promise to give you exact figures since several factors contribute to the income. But one thing’s for sure: Airbnb hosting in the…
28 November 2023
Image of a woman holding a credit card and happy
Credit Card
What is a Credit Card Utilization? Why Cardholders Should Care About It
Credit cards can be overwhelming for new cardholders due to the financial lingo and terms involved. But it’s important to approach credit card usage with awareness. Resist the temptation to mindlessly swipe the shiny plastic card, even if your monthly paycheck provides a sense of security. Knowing your credit limit doesn’t mean you can freely…
20 November 2023
Ways to Grow Your Baby's Savings: Image of an expecting family
Smart Money
5 Ways to Grow Your Baby’s Savings Aside from Putting Them in a Piggy Bank
Welcoming a baby brings immense joy and responsibility. As parents, planning for their future — from medical needs to education expenses — is vital. Besides traditional savings methods, where else can you grow your hard-earned money? Besides piggy banks, there are moneysmart ways for Filipino savers to build long-term wealth. But sadly, 30.2% of household…
9 November 2023
gotyme bank review
GoTyme Bank Philippines Peso Savings Account – MoneySmart Review 2023
Saving money requires discipline to achieve your goals. You may be surprised by an unexpected expense or emergency, and it’s tempting to tap into savings during tough times. By developing solid financial habits, you can grow your savings over time. Opening a bank account is more accessible than ever with digital banks. You don’t need…
5 November 2023
GCash eWallet Review: What’s New in 2023?
Smart Money
GCash eWallet Review: What’s New in 2023?
Speed and convenience are the favorite words of digitally savvy consumers who love using e-wallets. Whether buying a new pair of sneakers on Shopee or Lazada or satisfying your late-night ramen cravings at Hanamaruken, nothing beats getting things done in a snap. Imagine paying bills, transferring funds, requesting payments, buying cellphone loads, or investing in…
3 November 2023
security bank next titanium mastercard review
Credit Card
Security Bank Next Titanium Mastercard – MoneySmart Review 2023
Most credit cards in the Philippines are categorized as rewards cards, cashback cards, and airmiles credit cards. But Security Bank stands out among other banks with its installment credit card — Next Titanium Mastercard. Existing Security Bank depositors may receive this credit card for free — those with a good credit history and fat savings…
1 November 2023
Legit fully remote jobs in the Philippines that lets you earn money online
10 Popular Fully Remote Jobs in the Philippines: Legit Ways to Earn Money Online (+5 Job Sites)
With rising inflation and increasing prices, having an extra income is practical for meeting expenses. For example, the daily minimum wage in NCR is around ₱610 or ₱12,810 per month. While this may suffice for a single professional, it is insufficient for a family of four with kids and school expenses. In the Philippines, earning…
25 October 2023
Chiropractic care and prices in the Philippines - image of a chiro and a patient
Chiropractic Care and Costs in the Philippines: Is It Worth It? Everything You Need to Know
Filipinos have long relied on natural remedies like hilot, acupuncture, and back rubs to ease body pain and soothe sore muscles and joints. However, there is little awareness about chiropractic care in the Philippines. In recent years, the number of chiropractors has grown, making it a potential investment for individuals, from active professionals to seniors…
19 October 2023
things to do in manila during rainy season - featured image
Top 10 Things to Do in Manila During Rainy Season
Are you feeling the blues of the rainy season? It’s definitely not a great time for outdoor activities like going to beaches, playing sports, or traveling out of town, but there are still plenty of things to enjoy in the city. While it may be a downer for some who had grand plans for the…
5 October 2023
signs you are financially ready to buy a home in the philippines
8 Signs You Are Financially Ready to Buy a Home
Are you tired of renting a place and dreaming of owning a home? Whether it’s a house or a condominium unit, owning a property is a big decision that requires careful planning. Sure, you may have seen FOMO-induced advertisements of RFO (ready for occupancy) deals and pre-selling condos with low monthly payments, but have you…
3 October 2023
gadget loans in the philippines
Borrow Money
Gadget Loans in the Philippines: Should You Get One?
Are you considering a new laptop for work or school? Reality check — gadgets have become essential to our daily lives. However, buying new devices can be a significant financial burden to some. This is where gadget loans come in as a potential solution. Unsurprisingly, the number of downloads of online lending apps in the…
1 October 2023
investment brokerage in the philippines
How to Decide Which Investment Brokerage in the Philippines Is Best For You
Are you ready to take control of your financial future? Investing in the stock market is a great way to grow your wealth, and there are a handful of choices. So, how would you know which investment brokerage to choose? But before that, let’s get some facts about investments in the Philippines. In 2022, online…
29 September 2023
10 Most Convenient Online Shopping Portals in the Philippines 2023 for Big Discounts, Free Shipping, and Cashless Payments
10 Most Convenient Online Shopping Portals in the Philippines 2023 for Big Discounts, Free Shipping, and Cashless Payments
Did you know that online shopping is considered therapy for Filipinos? No wonder “add to cart” is not just a mere call to action button on an online shopping portal. It’s a way to pacify negative emotions. In addition, the smartphone penetration in the country has reached 68% at the start of 2022, making it…
28 September 2023
best debit cards in the philippines
Smart Money
The Best Debit Cards in the Philippines: Compare Features, Fees, and Perks
Shopee, Spotify, and Netflix are shaping how we pay for services, as you can do it online with GCash, Maya, or GrabPay. But while cash is still king in wet and flea markets, having a debit card for online shopping and in-store purchases is still convenient for those who prefer cashless transactions. In 2022, 126…
25 September 2023
great business ideas and side hustles in the philippines
Side Job
7 Great Business Ideas and Side Hustles for Full-time Employees
Are you looking to supplement your income while keeping a full-time job? If so, you’re far from alone. Whether you’d like to have a side hustle in your spare time or simply have some extra funds in case of an emergency, we have great news: a handful of options available for employees wanting to make…
20 September 2023