great business ideas and side hustles in the philippines
Side Job
7 Great Business Ideas and Side Hustles for Full-time Employees
Are you looking to supplement your income while keeping a full-time job? If so, you’re far from alone. Whether you’d like to have a side hustle in your spare time or simply have some extra funds in case of an emergency, we have great news: a handful of options available for employees wanting to make…
1 day ago
best food apps in the philippines
7 Best Food Apps in 2023 To Try Out: Get the Best Deals and Discounts
If you’re frugal by nature, getting the best food deals is your cup of tea. Of course, we want to ensure you have access to these, so we decided to evaluate the best food apps in the Philippines in 2023. On top of that, you’ll also find tips on how to get the most value…
10 September 2023
money saving tips before the baby arrives in the philippines
5 Money Saving Tips Before the Baby Arrives: Are You Financially Ready?
Congratulations on your upcoming bundle of joy. With all the excitement and anticipation, we hope you have taken the time to ensure that you are financially ready for the baby’s arrival. On average, the cost of giving birth in the Philippines ranges from ₱25,000 to ₱60,000 for normal delivery in a hospital. That doesn’t include…
9 September 2023
7 Startups in the Philippines - featured image
7 Startups in the Philippines: Inspiring Stories and Making an Impact
If you’re considering starting a business, you don’t need to be a millionaire. If you have read Chris Guillebeau’s $100 Startup (more or less ₱5,500), you can reinvent how you make money. Today, many successful startups in the Philippines had their fair share of humble beginnings. And yet they are making an impact, not just…
1 September 2023
Atome app review in the Philippines: image of women scrolling on a moble app
Borrow Money
Atome Buy Now Pay Later App in Philippines: Is It Legit?
Online shopping is booming in the Philippines as more Filipinos flock to e-commerce for a wide range of products and services. As of March 2023, there are 74.91 million monthly online shoppers, most of whom shop for electronics, personal care, and household goods. With this trend, new payment alternatives such as Atome have emerged. Atome…
25 August 2023
emergency kit typhoons in the philippines
What to Include in an Emergency Kit This Typhoon Season in the Philippines
The Philippines is located in a region where typhoons are frequent and intense. With the rainy season that starts in June and lasts until November, it’s crucial to have an emergency kit that is well-stocked and ready in case of calamities. While heatwaves are unlikely to happen this time, according to the Philippine Atmospheric, Geophysical…
22 August 2023
Zalora credit card review
Credit Card
ZALORA Credit Card: Earn Rewards and Cashback When You Shop Online
Are you looking for an easy way to shop on ZALORA and save simultaneously? Look no further than the RCBC co-branded credit card, ZALORA Mastercard. This rewards card offers multiple benefits to make shopping more enjoyable than ever: great deals and discounts, free shipping, contactless payments, and much more. Whether you’re a family of savers…
9 August 2023
good debt vs bad debt in the philippines
Borrow Money
Good Debt vs Bad Debt: Understanding These Principles to Stay on Top of Your Finances
Debt. We know it’s not exactly a thrilling topic, but the lack of knowledge is a recipe for disaster. It’s essential to understand the difference between good debt and bad debt to take control of your finances. In fact, 70% of Filipinos are stressed because of debt. But of course, we’re not here to bore…
29 July 2023
grabpay philippines review
GrabPay Review: Your E-Wallet on the Go
Mobile wallets are becoming a staple in our lives. They have made life more convenient, from buying groceries online to settling bills with just a few taps. With a few notable mobile wallet options available, you want to ensure you’re in the know with the latest ones. Notably, GrabPay Philippines offers beyond just a convenient…
12 July 2023
pasalo or assume balance
What Is Pasalo or Assume Balance and Why Need to be Cautious About It
Pasalo or assume balance is a term that has become popularized among those seeking to transfer ownership of cars, homes, and other properties through online platforms, especially in the Philippines. But with this newfound popularity comes cautionary tales of fraudulent schemes and scams that have left many unsuspecting individuals in financial ruin. To help you…
12 July 2023
10 Business Mistakes You Never Want To Make
10 Business Mistakes You Never Want To Make
A journey from rags to riches can become a reality through hard work. But it’s not always easy. Like a roller coaster ride, when you put up a business, it has its ups and downs. For aspiring entrepreneurs or established business owners, the goal is to keep the same principle: learn from your mistakes and…
30 June 2023
home equity loan in the philippines
Borrow Money
Home Equity Loan in The Philippines: How to Use It to Your Advantage?
Are you feeling the sting of the 8.7% inflation rate in the Philippines? If so, you might need help to fund big-ticket items or long-term goals you’ve been dreaming of. Enter home equity loan. This financing option allows homeowners to borrow their property’s market value. With this type of loan, you can fund medical bills,…
28 June 2023
10 best savings accounts with life insurance in the Philippines
10 Best Savings Accounts with Free Life Insurance in the Philippines – MoneySmart Review 2023
Saving money requires self-control, focus, and commitment. Whether you’re a student, young professional, or parent, planning your finances is like walking on a tightrope. But life will also surprise you with unexpected events, whether a job loss, medical emergency, or accident. It’s just a matter of when. Nothing beats being prepared for these situations. What…
7 June 2023
gcash alternatives
GCash Alternatives Worth Exploring for Cashless Transactions
Are you one of the many Filipinos who rely on GCash for your cashless transactions? You may have seen the recent news about unauthorized transactions and hacking issues, causing alarm and frustration among users. According to a recent statement by GCash, all affected e-wallets have been adjusted as of 4:00 pm on May 9th. However,…
13 May 2023
26 Mother’s Day Gift Ideas for Supermoms (2023)
26 Mother’s Day Gift Ideas for Supermoms (2023)
It’s that time of the year again to celebrate our beloved mommies. If you’re looking for the perfect gift to make your supermom feel extra special this Mother’s Day, you’ve come to the right place. We know how hard it is to think of great ideas, so we put together a comprehensive guide with gifts…
10 May 2023
Borrow Money
Can Debt Consolidation Help In Managing Debts?
Debt can overwhelm struggling consumers, whether with piled-up bills or personal loans. According to Banko Sentral ng Pilipinas, consumer debt is surging to 30%, particularly with credit card loans. One thing’s for sure — anyone into multiple debts would like to get out of them sooner. But can debt consolidation provide another avenue for relief?…
27 April 2023
The Best Secured Credit Cards in the Philippines
Credit Card
The Best Secured Credit Cards in the Philippines
Looking for a way to increase your spending power without the risk of falling into credit card debt? If you’re one of the applicants who can never get an approved credit card, secured credit cards are the best option. This is also an excellent way to build a credit score and history, especially if you’re…
27 April 2023
Earned Income vs Passive Income: The Power of Diversification
Building wealth and ensuring financial security for the future is everyone’s wish list. If money grows on trees, how easy would it be to pluck bills without working? But that’s not the case, and that’s why adding a new layer of understanding on earned and passive income is a moneysmart way to get started. Both…
19 April 2023
buy now pay later philippines
Borrow Money
Buy Now Pay Later Philippines: Atome, Billease, and HomeCredit – Which is Better?
Are you looking for ways to buy an item via installments without a credit card? Well, Buy Now Pay Later (BNPL) services are your answer. BNPL provides customers with short-term funding and zero to low interest payments that prioritize flexibility and convenience. Atome, Billease, and HomeCredit are three of the most popular BNPL service providers…
10 April 2023
pag-ibig or bank loan which is better
PAG-IBIG vs Bank Loan – Which Is Better? 4 Things to Know Before You Commit
Planning to purchase your ultimate dream home? Choosing the right housing loan could be a dilemma as financing is complicated and confusing to some. But it shouldn’t be if you research and compare interest rates and offers. You could also take the in-house financing option, but the interest rates are higher. Another option is to…
5 April 2023
how to beat impulse buying save now enjoy later
Smart Money
How to Beat Impulse Buying: Save Now, Enjoy Later
It’s hard to resist the seductive lures of impulse buying. Scrolling through online shops and landing on a must-have item at an unbeatable price can excite our hearts. The sense of joy may be short-lived, especially when the financial consequences – from mounting credit card bills to empty wallets – become a reality. Fortunately, there…
3 April 2023
5 Clever Ways On How To Write A Resume To Stand Out
5 Clever Ways On How To Write A Resume To Stand Out
As a job seeker, you race against time to stand out from the crowd. The key to winning it is a top-notch resume. Your resume is the most powerful tool to showcase your professional history, qualifications, education, and skills to potential employers. Make every second count, even how you present your resume. Why? It’s because…
1 April 2023
Is Franchising Profitable in the Philippines? A Beginners Guide on How to Get Started
Is Franchising Profitable in the Philippines? A Beginners Guide on How to Get Started
Franchising can be an attractive venture for any aspiring entrepreneur. You can access a well-established brand, an existing support system, and a targeted customer base. If you’re considering this route, you’ve come to the right place. This article will discuss the basics of franchising and others things to do as a franchisee. Are you willing…
30 March 2023
7 Travel Tips to Get the Best Deals On Your Next Summer Vacation
7 Travel Tips to Get the Best Deals On Your Next Summer Vacation
Do you dream of a well-deserved summer vacation but worry it won’t fit your budget? Good news: you don’t have to be a travel expert or spend all your savings to make the most of your next summer getaway. While traveling is good for your mental health, you want to ensure it won’t cause stress…
29 March 2023
career planning
Career Planning: Key Steps To Consider In Creating A Career Development Plan
Are you ready to take control of your career path? A well-thought, strategic career development plan will help you target new opportunities, track your progress, and establish realistic and achievable goals. Whether you’re a fresh graduate or a young professional beginning to explore different job possibilities, taking the necessary steps in designing your career development…
25 March 2023