UnionBank-Lazada-Mastercard-Rewards-Card-Review-2021
Credit Card
UnionBank Lazada Mastercard Rewards Card Review 2021
Heads up to all the shopaholics and points collectors out there! UnionBank Lazada rewards card gives you access to great deals, discounts, and promos when you shop online. Get more points and save more from monthly double-digit shopping deals like 5.5 and 6.6 and payday sales on Lazada, Shopee, and other online stores. This article…
28 May 2021
8-Ways-to-Protect-Your-Credit-and-Debit-Card-Transactions-When-Shopping-Online
Shopping
8 Ways to Protect Your Credit and Debit Cards When Shopping Online
Fraudsters and scammers are always on the lookout for opportunities to deceive consumers. As cashless payments become part of the new normal, adding extra layers of security to your credit and debit card transactions will reduce the chances of being victims of these predators. Credit card fraud is inevitable, but you can take action now…
15 May 2021
The-Best-Credit-Cards-for-Women-in-the-Philippines-Online-Shopping-Rewards-and-Other-Perks-2021
Credit Card
The Best Credit Cards for Women in the Philippines – Online Shopping, Rewards, and Other Perks (2021)
To all the ladies in the house, heads up. If you’re planning to apply for a new credit card, here are the best credit cards for women you can compare online. As of this writing, the interest rates are capped at 2.00% per month and a flat fee of P200 for cash withdrawals, but each…
22 April 2021
5-Digital-Banks-in-The-Philippines-That-Lets-You-Open-an-Account-Online
Saving
5 Digital Banks in the Philippines That Let You Open Savings Accounts Online
Do you want to open a savings account without having to go to the bank? Luckily for you, there are banks in the Philippines that leverage the power of technology, allowing clients to open bank accounts via a mobile app or a desktop browser. Digital banks like ING Philippines and CIMB Bank let you open…
16 March 2021
how-to-open-a-checking-account-in-the-philippines-moneysmart-guide-2020-2021
Smart Money
How to Open a Checking Account in the Philippines – MoneySmart Guide 2020
Are you thinking of opening a checking or current account? In case you’re planning to do so, here’s a simple guide to walk you through the steps — including how checking accounts work, what to consider before opening one, and its advantages and disadvantages. What is a checking account and how does it work? Primarily,…
29 December 2020
The Best Video Conferencing Platforms – MoneySmart 2020
Lifestyle
The Best Video Conferencing Platforms – MoneySmart 2020
During this pandemic, video conferencing platforms have made it possible for everyone to keep face-to-face interactions alive and businesses running. Anyone who’s working remotely can tap into all the great benefits of these video conferencing providers. There are several options available out there, and each comes packed with great features. For the uninitiated, it can…
8 December 2020
Don’t Let That Life Insurance Policy Lapse ― Here’s Why (MoneySmart 2020)
Insurance
Don’t Let That Life Insurance Policy Lapse ― Here’s Why (MoneySmart 2020)
As a policyholder, your main responsibility is to pay off your insurance premiums on time. But there are certain events in life that you can’t control, like this pandemic, or getting laid off. As a result, you are unable to pay your premium until your insurance policy lapses. In this Moneysmart article, find out what…
7 December 2020
These Insurance Companies Offer Acts of God / Acts of Nature Coverage
Insurance
These Insurance Companies Offer Acts of God / Acts of Nature Coverage
Filipinos are no strangers to natural calamities. In the Philippines, if it’s not an earthquake or volcanic eruption, it’s a typhoon or a flash flood. This is why vehicle owners are advised to be prepared whenever they travel on the road. Even if it’s not typhoon season, a short heavy downpour can quickly flood roads,…
7 December 2020
You Need Acts of God Coverage ASAP and Here’s Why
Insurance
You Need Acts of God Coverage ASAP and Here’s Why
Earlier this year, the Taal Volcano erupted and spewed ash as high as 14 kilometers in the air. The eruption caused damage to thousands of homes and properties and affected the lives of residents and business owners in neighboring towns. Just this November, the Philippines was battered by typhoons Rolly and Ulysses, the world’s most…
7 December 2020
BDO Installment Card – Moneysmart Review 2020
Credit Card
BDO Installment Card – Moneysmart Review 2020
If you’re looking for a credit card that can convert your credit limit to cash and allows you to pay in easy installments of up to 36 months, you don’t need to look too far. The BDO Installment Card offers financial flexibility and accessible cash whenever you need it. Learn more about its features and…
7 December 2020
13 Moneysmart Ways to Spend Your 13th Month Pay (2020)
Lifestyle
13 Moneysmart Ways to Spend Your 13th Month Pay (2020)
There’s a ray of sunshine for employed Filipinos in this otherwise dark and difficult year ― the 13th month pay. The Department of Labor and Employment have declared that all workers in the Philippines will be receiving their 13th month this year, even employees of distressed companies or companies that have folded up. They are…
7 December 2020
EastWest Dolce Vita Titanium Mastercard – MoneySmart Review 2020
Credit Card
EastWest Dolce Vita Titanium Mastercard – MoneySmart Review 2020
Are you ready for your life to get a lot sweeter? With the EastWest Dolce Vita Titanium Mastercard, you can enjoy the most exciting deals and offers and get the sweetest rewards that are tailor made just for you. Learn more about it in this Moneysmart review. EastWest Dolce Vita Titanium Mastercard at a glance…
7 December 2020
Are You Financially Overextended? Here Are The Signs (2020)
Smart Money
Are You Financially Overextended? Here Are The Signs (2020)
Do you dread that time of the month when your utility and credit card bills come in? Because when you start doing the math, you realize that you will be short in cash again? The Covid-19 pandemic has brought this on to a lot of Filipinos. Jobs and businesses have been affected, so there will…
7 December 2020
Where Should Your Money Go in Your Thirties? MoneySmart Philippines (2020)
Lifestyle
Where Should Your Money Go in Your Thirties? MoneySmart Philippines (2020)
Being in your thirties will make you realize that it’s time to get your finances in order. Unlike in your twenties where you work to enjoy and reward yourself, your thirties are more focused on working to save up for the future and meet financial obligations. This is the time to figure out what kind…
7 December 2020
Do You Own Too Many Credit Cards? MoneySmart Philippines (2020)
Credit Card
Do You Own Too Many Credit Cards? MoneySmart Philippines (2020)
Should you have just one or several credit cards? If you’re the type of person to be swipe-happy whenever they go somewhere with anything for sale, whether online or offline, the answer is a hard no. But for everyone else who can keep their credit card spending in control, the answer may not come so…
7 December 2020
Reasons Why You Should Get a Prepaid Debit Card (MoneySmart 2020)
Smart Money
Reasons Why You Should Get a Prepaid Debit Card (MoneySmart 2020)
A prepaid debit card gives you the benefits of both a debit and a credit card,  but without the drawbacks. Just fund your debit card so that you can use it like a credit card. Cool, right? There are many more advantages to using a prepaid debit card, and we’ve listed them down in this…
7 December 2020
updated-credit-card-rates-fees-and-caps-in-the-philippines-2020-2021
Credit Card
Updated Credit Card Rates, Cap and Fees in the Philippines 2020 – 2021 by BSP
Heads up to all credit cardholders. Here’s an early Christmas gift for you. Banko Sentral ng Pilipinas (BSP) caps the annual interest rate of credit cards at 24%. That’s right ― credit card issuers will only charge you a monthly interest rate of 2% effective November 3, 2020. BSP will review this circular every six…
1 December 2020
time-deposits-vs-high-interest-savings-accounts-which-one-to-choose
Saving
Fixed Deposits or High Interest Rate Savings Accounts – Which One Should You Choose?
If you’re looking for a safe, low-risk investment option, a fixed deposit or time deposit can be one of your options. Alternatively, you can also grow your savings through digital banks like ING Philippines and CIMB Bank. They offer high-interest rate savings accounts, and opening an account is super easy via the mobile app. Fixed…
30 November 2020
how-to-use-your-credit-card-responsibly-during-pandemic
Smart Money
Use Your Credit Card Responsibly During a Pandemic – 7 Moneysmart Tips (2020)
Tough times allow you to recalibrate your finances. If you’re still acing it in discipline and stewardship when it comes to your credit card usage, then good for you. But if you’ve been struggling to pay your credit card bills since the pandemic started, it’s time to reassess how you’re using your credit card. Credit…
23 November 2020
how-to-invest-in-pag-ibig-mp2-savings-program-moneysmart-2020
Saving
How to Invest in PAG-IBIG MP2 Savings Program (Moneysmart Philippines 2020)
There are different ways to grow your hard-earned money. If you’re not satisfied with fixed deposit earnings or with investing in real estate, Bitcoin, or the stock market, then you may want to explore the PAG-IBIG MP2 Savings program. Did you know that with MP2 Savings, you can earn up to a 7.00% dividend rate?…
18 November 2020
quick-guide-virtual-pag-ibig-services-how-to-get-started
Smart Money
What is Virtual PAG-IBIG? (The MoneySmart Philippines Guide 2020)
The Home Development Mutual Fund, also referred to as PAG-IBIG, is often associated with affordable housing loans. But did you know active members also have access to other benefits beyond financing? PAG-IBIG has three types of programs: savings, loans, and insurance. Fortunately, you don’t have to go to a PAG-IBIG branch to access these services.…
15 November 2020
top-10-productivity-apps-to-keep-you-on-track-work-from-home
Career
10 Productivity Apps to Keep You On Track at Work, School or Home – MoneySmart Philippines 2020
Most companies and schools are still following work or study from home arrangements. While this saves everyone a lot of time and energy on travel, a lot of people are still having a hard time managing work, school, and home responsibilities. But don’t fret. Here’s a list of productivity apps (free and premium versions) to…
11 November 2020
prepaid-data-combos-promos-philippines
Lifestyle
Globe, Smart, SunCellular — The Most Affordable Prepaid Data Promos in the Philippines (2020)
Are you fed up with your slow internet when browsing on your mobile phone? Currently, there are only two major players in the telecommunications industry, which are Globe and Smart. Both also have their own subsidiary cellular service, TM and Sun Cellular, respectively. But even with limited options for subscribers, these telecommunication giants offer affordable…
8 November 2020
col-financial-online-brokerage-platform-beginners-guide
Investing
COL Financial – Beginner’s Guide to COL Financial Investment Platform
If you’re planning to invest in the stock market, then the name COL Financial should not be new to you. After all, for as low as P1,000, you can already start investing in their brokerage platform. But before you get too excited, make sure you know the basics of investing in stocks. It’s never risk-free.…
5 November 2020
Pocket Wi-Fi Devices in the Philippines – Which One Should You Use? (MoneySmart 2020)
Lifestyle
Pocket Wi-Fi Devices in the Philippines – Which One Should You Use? (MoneySmart 2020)
With most Filipinos now working or learning from home, the need for a strong and stable internet connection has never been more in demand. If internet application is proving to be a hassle or a challenge, check out these pocket Wi-Fi devices. Make a one-off payment and then just top up whenever you need to.…
2 November 2020