Refinancing your home loan in the Philippines is not as simple as calling the bank and informing them that you want to do so as soon as possible. It can be complicated because there are a lot of factors to consider. However, with a little bit of research and this trusty guide, it’s not that…

Wherever you look, you can see the Visa, Mastercard, and American Express logos. Suffice it to say, there’s no shortage of debit and credit cards in the Philippines.   But how are these three cards different, what makes them so great, and which one is the best to own? The first thing that we need…

In this review of the best American Express Credit Cards in the Philippines, we will get familiar with this prestigious brand and help you decide which Amex card is right for your needs. Whether you’re looking for great rewards or easy air miles, there’s an American Express credit card that will suit your lifestyle and…

Are you looking for the best credit cards for entertainment in the Philippines? There are quite a lot to choose from, but we have rounded up a few to help you choose one. Whether your idea of entertainment is shopping online, or going on a road trip, or spending a whole day outdoors perfecting your…

Should you pick fixed or floating interest rates given the rising rates of housing loans in the Philippines? Which is better for homeowners on a budget? Which is more economical in the current market conditions? Read on to find out more. What is Fixed Interest Rate? It’s also sometimes referred to as fixed-rate mortgage. The…

What could be more rewarding than redeeming points from every peso you spend using your credit card? No wonder rewards cards are one of the popular credit card types in the Philippines. If you love collecting rewards points and exchanging them for vouchers or merchandise and even cash rebates, you’re in the right place. Who…

Eating is part of Filipino culture. It’s not just about savouring the food but eating together – your dining experience wouldn’t be complete without your friends and family. So, whether you just recently got promoted at work, received a huge commission, or you want to celebrate a family milestone, make sure you get the most…

Dreaming about cashless payments when shopping? While cash is still the preferred mode of payment in the Philippines, there’s still hope! The journey to becoming a cashless society is still a way in the Philippines. However, the collaboration of commercial banks and fin-tech companies are unlocking the opportunities for Filipinos to enjoy the convenience of…

The Citi Rewards Card is a shopper’s delightful treat, offering 3x points when you use it to shop, dine, or book a ticket via Cebu Pacific Airlines. You earn (1) point for every P30 you spend. Citi Rewards also offers a generous Welcome e-gift for new cardholders, which you redeem once you meet the minimum…

Cash from a credit card? You’re not dreaming, though. If you “swipe wisely” you can earn a meaningful amount every month. Here’s a summary of cashback credit cards in the Philippines. Credit Card Minimum Annual Income Requirement Spending Category HSBC Gold Visa Cash Back Credit Card P200,000 Dining & Others Citi Cashback Card P250,000 Utility…

Are you ready for a huge financial commitment this year? This guide will help you navigate the process of acquiring a home loan in the Philippines. The type of property, location, income, principal amount, and tenure of your loan are significant factors to consider. There are also questions you need to ask yourself – for…

Paying in cash is common among Filipinos when refuelling the tank. But as a motorist travelling in and out of Metro Manila, you’d consider paying using your credit card as long as you know how to maximise the rebates and discounts. Knowing which credit cards offer fuel rebates and discounts on toll fees and car…

If it’s your first time applying for a credit card, you may not be aware that banks have stringent requirements when it comes to credit card applications. Here’s a simple guide on how to successfully apply as well as how to maximise your first credit card as a principal holder. Just make sure you don’t…

It may seem a daunting task at first but the process of selling your car in the Philippines isn’t as complicated as you think. Want to know how to sell a used car? The secondhand car selling process involves many tedious steps, but it’s all worth it if you get it right. Here’s a rundown…

Thinking how to grow your hard-earned money? Investing in properties is one of the wisest ways to create a stable income. Real estate investments in the Philippines offer opportunities for you to explore different types of assets which you can buy and sell. Property developers are also aware of the demands of Filipinos, especially those…

Unlike buying a brand-new car, opting for a preloved one can be tricky and you will likely need a fair amount of knowledge in order to get the best deal. You obviously want to buy a car in the best condition possible at the lowest price. Just because you’re looking for a preloved car, doesn’t…

Whether you bought it second-hand or a brand new, there’s that joy and excitement on your face when you’ve just purchased a car. You’re probably thinking of your next vacation and how you’re going to drive all the way to Baguio or Tagaytay. But reality will strike after a few months (especially if you bought…

If you’re planning to invest in foreign exchange trading, you really need to read do your research. This article will act as your starting point. We’ll give you an overview of what FOREX is, how it works, the pros and cons, and we’ll help you decide on if it’s really for you. If you decide…

If you’re going to meet a potential real estate broker, it’s important that you pay attention – you’re effectively leaving your property dreams in their hands so making sure they’re the right partner is incredibly important. Here are the four main factors you should pay attention to. #1 Experience and Knowledge in the Industry Ask…

Are you tired of your 8-5 job? Do you want to be your own boss? Here are the best small business ideas for 2019. Having a business is everyone’s dream because you are the boss and no one tells you what to do. You have total control over the business, how much to invest and…

Bitcoin (BTC) has been associated with scams and illegal transactions across the web, but Bitcoin itself isn’t a scam. How people sell it and the platforms—websites and tools—that store this digital currency can be used to defraud or scam people. Whether you’re still researching about Bitcoin or you’re planning to invest in a few coins, you’ll…

Moving into Metro Manila and wondering where to stay? Budget is obviously a huge consideration. If you’re going to rent an apartment in Metro Manila, the rental costs vary depending on the location. In this article, you’ll learn how much it’ll cost based on an average salary of P30,000 per month as an employee in…

Landing a job in the Philippines can be daunting and exhausting – it can be even harder if you plan on working overseas. However, with the desire of Filipinos to search for a good life in greener pastures, working abroad remains a popular avenue for many job hunters. Having said that, before making any big…

According to a survey conducted by Philamlife, only 23% of Filipinos are able to finish college because of financial problems. And this is not a very surprising result since college education in the Philippines is not really cheap. Regular colleges usually cost around 50,000 to 100,000 Pesos a year. But if you want to study…

The rising inflation in the Philippines is one of the biggest issues that the whole country faced this year. The change in prices shocked everyone and got people asking: “What is happening?” If you compare the prices of goods from the last few years with the prices in the Philippine market right now, you’ll see…