Google Pay vs Apple Pay vs Alipay – What’s the Difference for a Filipino?
Smart Money
Google Pay vs Apple Pay vs Alipay – What’s the Difference for a Filipino?
If you’re a smartphone user, you’ve probably heard of Google Pay, Apple Pay, and Alipay. What exactly are they, and how do you use them? Can they even be used here in the Philippines? Google Pay It’s currently available in 31 countries, although the Philippines is not one of them. However, it can be expected…
24 June 2019
Best Philippine Credit Cards for Overseas And Foreign Currency Spending 2019
Credit Card
Best Philippine Credit Cards for Overseas And Foreign Currency Spending 2019
If you’re looking for the best credit cards for overseas and foreign currency spending, you’ve come to the right place. We have picked out credit cards in the Philippines that you can use whenever you fly to an international destination and decide to splurge on shopping, dining, or entertainment. These credit cards can help you…
24 June 2019
Refinancing Your Home Loan in the Philippines: How To Save On Your Mortgage in 2019
Property
Refinancing Your Home Loan in the Philippines: How To Save On Your Mortgage in 2019
Refinancing your home loan in the Philippines is not as simple as calling the bank and informing them that you want to do so as soon as possible. It can be complicated because there are a lot of factors to consider. However, with a little bit of research and this trusty guide, it’s not that…
24 June 2019
Visa vs Mastercard vs American Express – Which is Best in the Philippines?
Credit Card
Visa vs Mastercard vs American Express – Which is Best in the Philippines?
Wherever you look, you can see the Visa, Mastercard, and American Express logos. Suffice it to say, there’s no shortage of debit and credit cards in the Philippines.   But how are these three cards different, what makes them so great, and which one is the best to own? The first thing that we need…
24 June 2019
Best American Express Credit Cards Philippines Review (2019)
Credit Card
Best American Express Credit Cards Philippines Review (2019)
In this review of the best American Express Credit Cards in the Philippines, we will get familiar with this prestigious brand and help you decide which Amex card is right for your needs. Whether you’re looking for great rewards or easy air miles, there’s an American Express credit card that will suit your lifestyle and…
24 June 2019
Best Credit Cards for Entertainment in the Philippines 2019
Credit Card
Best Credit Cards for Entertainment in the Philippines 2019
Are you looking for the best credit cards for entertainment in the Philippines? There are quite a lot to choose from, but we have rounded up a few to help you choose one. Whether your idea of entertainment is shopping online, or going on a road trip, or spending a whole day outdoors perfecting your…
24 June 2019
Should You Pick Fixed or Floating Interest Rates in the Philippines?
Property
Should You Pick Fixed or Floating Interest Rates in the Philippines?
Should you pick fixed or floating interest rates given the rising rates of housing loans in the Philippines? Which is better for homeowners on a budget? Which is more economical in the current market conditions? Read on to find out more. What is Fixed Interest Rate? It’s also sometimes referred to as fixed-rate mortgage. The…
24 June 2019
best rewards cards in the philippines
Credit Card
The 7 Best Rewards Cards in the Philippines (2019)
What could be more rewarding than redeeming points from every peso you spend using your credit card? No wonder rewards cards are one of the popular credit card types in the Philippines. If you love collecting rewards points and exchanging them for vouchers or merchandise and even cash rebates, you’re in the right place. Who…
14 June 2019
best credit cards for dining in the philippines
Credit Card
5 Best Credit Cards for Dining in the Philippines (2019)
Eating is part of Filipino culture. It’s not just about savouring the food but eating together – your dining experience wouldn’t be complete without your friends and family. So, whether you just recently got promoted at work, received a huge commission, or you want to celebrate a family milestone, make sure you get the most…
13 June 2019
Best payWave Debit and Cash Back Credit Cards, and Other Cashless Payments in the Philippines
Lifestyle
Best payWave Debit and Cash Back Credit Cards, and Other Cashless Payments in the Philippines
Dreaming about cashless payments when shopping? While cash is still the preferred mode of payment in the Philippines, there’s still hope! The journey to becoming a cashless society is still a way in the Philippines. However, the collaboration of commercial banks and fin-tech companies are unlocking the opportunities for Filipinos to enjoy the convenience of…
13 June 2019
best debit cards in the philippines
Smart Money
The Best Debit Cards in the Philippines (2019)
Online shopping, gaming, and subscriptions are shaping the digital and buying habits of Filipinos. While cash remains the “King of the Hill” when paying merchants (especially in wet markets and flea markets), debit cards offer convenience for online transactions and while shopping at larger brick-and-mortar shops. You can open an account, whether savings or checking,…
12 June 2019
citi rewards review
Credit Card
Citi Rewards Card Review – Shopaholics Delightful Treats
The Citi Rewards Card is a shopper’s delightful treat, offering 3x points when you use it to shop, dine, or book a ticket via Cebu Pacific Airlines. You earn (1) point for every P30 you spend. Citi Rewards also offers a generous Welcome e-gift for new cardholders, which you redeem once you meet the minimum…
5 June 2019
best cash back credit cards in the philippines
Credit Card
3 Things to Watch Out When Choosing a Cash Back Credit Card
Cash from a credit card? You’re not dreaming, though. If you “swipe wisely” you can earn a meaningful amount every month. Here’s a summary of cashback credit cards in the Philippines. Credit Card Minimum Annual Income Requirement Spending Category HSBC Gold Visa Cash Back Credit Card P200,000 Dining & Others Citi Cashback Card P250,000 Utility…
3 June 2019
pag-ibig or bank loan which is better
Property
PAG-IBIG vs Bank Loan – Which Is Better? 4 Things to Know Before You Commit
So, you want to live your ultimate dream and buy a home. But choosing the right housing loan could be a dilemma for you. Which one should you choose? You could take the in-house financing option, but the interest rates are higher. You can also apply for a home loan with the commercial banks, but…
31 May 2019
property loans in the philippines
Property
Home Loans in the Philippines – The Complete Guide to Property Loans
Are you ready for a huge financial commitment this year? This guide will help you navigate the process of acquiring a home loan in the Philippines. The type of property, location, income, principal amount, and tenure of your loan are significant factors to consider. There are also questions you need to ask yourself – for…
30 May 2019
best credit cards for fuel rebates in the Philippines
Credit Card
6 Best Credit Cards for Fuel Rebates and Auto Services in the Philippines
Paying in cash is common among Filipinos when refuelling the tank. But as a motorist travelling in and out of Metro Manila, you’d consider paying using your credit card as long as you know how to maximise the rebates and discounts. Knowing which credit cards offer fuel rebates and discounts on toll fees and car…
28 May 2019
best credit cards in the philippines
Credit Card
7 Best Credit Cards in the Philippines
The word “best” is subjective when choosing a credit card. What’s best for you may not be best for others – therefore, selecting the best credit cards isn’t easy. You need to take into account your own spending habits, as well as the rewards and the potential benefits you’ll receive. Note, some cards offer low…
27 May 2019
how to apply for credit cards in the Philippines
Credit Card
How to Apply for Credit Cards in the Philippines
If it’s your first time applying for a credit card, you may not be aware that banks have stringent requirements when it comes to credit card applications. Here’s a simple guide on how to successfully apply as well as how to maximise your first credit card as a principal holder. Just make sure you don’t…
27 May 2019
How To Sell A Used Car In The Philippines | The Ultimate Guide
Automotive
How To Sell A Used Car In The Philippines | The Ultimate Guide
It may seem a daunting task at first but the process of selling your car in the Philippines isn’t as complicated as you think. Want to know how to sell a used car? The secondhand car selling process involves many tedious steps, but it’s all worth it if you get it right. Here’s a rundown…
21 May 2019
how to invest in a condominium in the philippines
Investing
How to Invest in a Condominium in the Philippines
Thinking how to grow your hard-earned money? Investing in properties is one of the wisest ways to create a stable income. Real estate investments in the Philippines offer opportunities for you to explore different types of assets which you can buy and sell. Property developers are also aware of the demands of Filipinos, especially those…
20 May 2019
Buy A Used Car In The Philippines | The Ultimate Guide
Automotive
Buy A Used Car In The Philippines | The Ultimate Guide
Unlike buying a brand-new car, opting for a preloved one can be tricky and you will likely need a fair amount of knowledge in order to get the best deal. You obviously want to buy a car in the best condition possible at the lowest price. Just because you’re looking for a preloved car, doesn’t…
19 May 2019
how to save money with auto servicing in the philippines
Smart Money
How to Save Money with Your Auto Servicing in the Philippines
Whether you bought it second-hand or a brand new, there’s that joy and excitement on your face when you’ve just purchased a car. You’re probably thinking of your next vacation and how you’re going to drive all the way to Baguio or Tagaytay. But reality will strike after a few months (especially if you bought…
14 May 2019
how to invest in foreign exchange trading
Investing
How to Invest in Foreign Exchange in the Philippines
If you’re planning to invest in foreign exchange trading, you really need to read do your research. This article will act as your starting point. We’ll give you an overview of what FOREX is, how it works, the pros and cons, and we’ll help you decide on if it’s really for you. If you decide…
8 May 2019
selecting the right real estate broker in the philippines
Property
Selecting the Right Real Estate Broker in the Philippines
If you’re going to meet a potential real estate broker, it’s important that you pay attention – you’re effectively leaving your property dreams in their hands so making sure they’re the right partner is incredibly important. Here are the four main factors you should pay attention to. #1 Experience and Knowledge in the Industry Ask…
7 May 2019
best small business ideas
Business
9 Best Small Business Ideas You Can Invest In The Philippines
Are you tired of your 8-5 job? Do you want to be your own boss? Here are the best small business ideas for 2019. Having a business is everyone’s dream because you are the boss and no one tells you what to do. You have total control over the business, how much to invest and…
6 May 2019