Lifestyle
26 Mother’s Day Gift Ideas for Supermoms (2023)
It’s that time of the year again to celebrate our beloved mommies. If you’re looking for the perfect gift to make your supermom feel extra special this Mother’s Day, you’ve come to the right place. We know how hard it is to think of great ideas, so we put together a comprehensive guide with gifts…
10 May 2023
Borrow Money
Can Debt Consolidation Help In Managing Debts?
Debt can overwhelm struggling consumers, whether with piled-up bills or personal loans. According to Banko Sentral ng Pilipinas, consumer debt is surging to 30%, particularly with credit card loans. One thing’s for sure — anyone into multiple debts would like to get out of them sooner. But can debt consolidation provide another avenue for relief?…
27 April 2023
Credit Card
The Best Secured Credit Cards in the Philippines
Looking for a way to increase your spending power without the risk of falling into credit card debt? If you’re one of the applicants who can never get an approved credit card, secured credit cards are the best option. This is also an excellent way to build a credit score and history, especially if you’re…
27 April 2023
Investing
Earned Income vs Passive Income: The Power of Diversification
Building wealth and ensuring financial security for the future is everyone’s wish list. If money grows on trees, how easy would it be to pluck bills without working? But that’s not the case, and that’s why adding a new layer of understanding on earned and passive income is a moneysmart way to get started. Both…
19 April 2023
Borrow Money
Buy Now Pay Later Philippines: Atome, Billease, and HomeCredit – Which is Better?
Are you looking for ways to buy an item via installments without a credit card? Well, Buy Now Pay Later (BNPL) services are your answer. BNPL provides customers with short-term funding and zero to low interest payments that prioritize flexibility and convenience. Atome, Billease, and HomeCredit are three of the most popular BNPL service providers…
10 April 2023
Property
PAG-IBIG vs Bank Loan – Which Is Better? 4 Things to Know Before You Commit
Planning to purchase your ultimate dream home? Choosing the right housing loan could be a dilemma as financing is complicated and confusing to some. But it shouldn’t be if you research and compare interest rates and offers. You could also take the in-house financing option, but the interest rates are higher. Another option is to…
5 April 2023
Smart Money
How to Beat Impulse Buying: Save Now, Enjoy Later
It’s hard to resist the seductive lures of impulse buying. Scrolling through online shops and landing on a must-have item at an unbeatable price can excite our hearts. The sense of joy may be short-lived, especially when the financial consequences – from mounting credit card bills to empty wallets – become a reality. Fortunately, there…
3 April 2023
Career
5 Clever Ways On How To Write A Resume To Stand Out
As a job seeker, you race against time to stand out from the crowd. The key to winning it is a top-notch resume. Your resume is the most powerful tool to showcase your professional history, qualifications, education, and skills to potential employers. Make every second count, even how you present your resume. Why? It’s because…
1 April 2023
Business
Is Franchising Profitable in the Philippines? A Beginners Guide on How to Get Started
Franchising can be an attractive venture for any aspiring entrepreneur. You can access a well-established brand, an existing support system, and a targeted customer base. If you’re considering this route, you’ve come to the right place. This article will discuss the basics of franchising and others things to do as a franchisee. Are you willing…
30 March 2023
Travel
7 Travel Tips to Get the Best Deals On Your Next Summer Vacation
Do you dream of a well-deserved summer vacation but worry it won’t fit your budget? Good news: you don’t have to be a travel expert or spend all your savings to make the most of your next summer getaway. While traveling is good for your mental health, you want to ensure it won’t cause stress…
29 March 2023
Career
Career Planning: Key Steps To Consider In Creating A Career Development Plan
Are you ready to take control of your career path? A well-thought, strategic career development plan will help you target new opportunities, track your progress, and establish realistic and achievable goals. Whether you’re a fresh graduate or a young professional beginning to explore different job possibilities, taking the necessary steps in designing your career development…
25 March 2023
Credit Card
The Best Credit Cards for Women in the Philippines – Online Shopping, Rewards, and Other Perks (2023)
Calling all smart and savvy ladies! If you’re on the hunt for a new credit card, now’s your chance to compare and score some of the best deals around. With capped interest rates at 3.00% per month and low flat fees on cash withdrawals, there are plenty of awesome options — each offering different overlimit…
15 March 2023
Business
Is a Leasing Business for You? 7 Hard Truths You Need to Know
Have you considered starting a leasing business, but you’re not sure if it’s for you? It can be tempting to jump into a new venture — after all, it’s a dream come true to be the boss and earn passive income. But before taking that leap, there are some hard truths about owning and operating…
15 March 2023
Shopping
A Beginner’s Guide to Finding Luxury Bag Brands for Less
Are you a fan of luxury bags but intimidated by the hefty price tag or feeling guilty of paying too much? This guide will give you all the tips needed to find that designer bag of your dreams for less. Luxury bags can quickly become an addiction. Some even buy to invest and sell them…
15 March 2023
Credit Card
Everything You Need to Know About Credit Card Rates in the Philippines 2023
Goodbye to the 2% credit card interest charge. If you’re an existing credit cardholder, chances are, you have already received a notification from your issuer about the interest rate adjustments. Yes, and it’s back to the 3% monthly interest rate. Banko Sentral ng Pilipinas has already released Circular No. 1165, which contains an advisory on…
1 March 2023
Saving
10 Money-Saving Tips for First-Time Moms
Are you looking for ways to balance your budget now that you have a baby? Navigating the financial aspects of parenthood can be tricky because, primarily, the baby’s expenses go beyond diapers and formula milk. You must consider your little one’s well-being and provide them everything they need, from clothing, food, toiletries, and checkups. It…
1 March 2023
Insurance
8 Reasons Why Insurance Is Important Today
No one likes to think about it, but insurance should be a priority. It’s not just about protecting your house, car, or livelihood. Life happens, and any big financial setback can get you off track in building wealth. Protecting yourself from potentially crippling debt should be part of your financial planning. Fortunately, many types of…
18 February 2023
Saving
8 Clever Ways on How to Save Money for Millennials
Millennials are often stereotyped as members of a “spend now, worry later” generation. Although they have more disposable income than ever before, many still struggle with their savings accounts. Forty-eight percent said they had spent money they didn’t have to keep up with friends. Check out these proven methods millennials everywhere should consider as part…
6 February 2023
Borrow Money
How to Pay Off Debt Faster in 2023: 6 Powerful Tips Worth Remembering
Are you looking for a way to pay off your debts faster in 2023? Struggling with high interest loans, large balances, and late payments? You’re not alone — consumer debt has been a massive trend over the past year. According to the research, debt has affected seven out of 10 Filipinos and is also a…
2 February 2023
Lifestyle
8 Top Ways To Plan Your Dream Wedding On a Budget
Saying ‘I do’ is a momentous occasion and nothing compares to getting married when you’re head-over-heels in love. Unfortunately, the stress of planning a fantastic day can sometimes be overwhelming. But rest assured: whether it’s luxury or keeping things on a budget, your union with your special someone should shine bright no matter how big…
27 January 2023
Earn Money
8 Top Tips For Freelancers: How To Survive In The Freelancing World
The pandemic has changed how people work. The hybrid setup is optional, and the work isn’t compartmentalized in the four-walled offices. Remote work offers limitless opportunities for anyone who would like to earn a living from the comfort of their home. The Philippines is third in the world, after the United States and India, in…
27 January 2023
Lifestyle
SIM Card Registration Philippines: Step-by-Step Guide
Heads up if you’re an active mobile user. As you know, the SIM Card Registration Act is now implemented, and this legislative measure requires all consumers to register their personal information with telecommunications companies. The good news is that telcos like Globe and Smart have an online portal where you can register for free. Here’s…
21 January 2023
Business
5 Trending Business Ideas To Invest In 2023
Working a full-time job can be exhausting, especially when you top it off with the stress of daily commutes. With the rising inflation rate, one can’t help but think of ways to earn extra income. Who would have thought that a kilo of onions would cost ₱600 or $10.90 today? Times are changing. But Filipinos…
20 January 2023
Smart Money
10 Ways to Make 2023 Your Best Financial Year
Some of you may have experienced financial turbulence these past few years, and with 2023 in full swing, 2022 is behind us. But if you want to start the year right — looking forward to making 2023 their best financial year yet, it’s not too late to do so. There are plenty of things that…
10 January 2023
Business
How to Turn Your Hobby Into a Profitable Business
Making money from something you’re passionate about sounds like an exciting opportunity — and it can be. However, turning a fun pastime into a profitable enterprise takes effort and dedication. With proper planning and strategy, there’s no reason why anyone can’t make money from their hobbies. If you want to become an entrepreneur but need…
5 January 2023