Are you looking for a way to pay off your debts faster in 2023? Struggling with high interest loans, large balances, and late payments? You’re not alone — consumer debt has been a massive trend over the past year. According to the research, debt has affected seven out of 10 Filipinos and is also a…

Finding a reliable and trustworthy kasambahay and yaya is no small feat. It’s because juggling a career, children’s needs, and household responsibilities can sap all your energy and patience. So, where do you start? Whether it’s your first time or looking to change existing arrangements, make sure you’re prepared, too. Remember that an extra mouth…

Heads up if you’re an active mobile user. As you know, the SIM Card Registration Act is now implemented, and this legislative measure requires all consumers to register their personal information with telecommunications companies. The good news is that telcos like Globe and Smart have an online portal where you can register for free. Here’s…

Some of you may have experienced financial turbulence these past few years, and with 2023 in full swing, 2022 is behind us. But if you want to start the year right — looking forward to making 2023 their best financial year yet, it’s not too late to do so. There are plenty of things that…

Making money from something you’re passionate about sounds like an exciting opportunity — and it can be. However, turning a fun pastime into a profitable enterprise takes effort and dedication. With proper planning and strategy, there’s no reason why anyone can’t make money from their hobbies. If you want to become an entrepreneur but need…

Changing to another telco or mobile network operator for better services and more affordable plans is a moneysmart way to manage expenses. While only three major companies – Smart, Globe, and DITO – monopolize the services, good coverage is a huge factor before making the switch. Plus, if you’re like most Filipinos, you want to…

It’s that time of year again when your inbox is full of ads for the latest gadgets or appliances. Even your cabinets are stuffed with items you haven’t used for ages. It’s tempting to go on a shopping spree this holiday season. But remember that not all gifts should come in a wrapped box with a…

Excited about how much you will earn from a cashback credit card? Before you get your hopes high, know the nitty-gritty behind the promos and terms and conditions (T&Cs). Cashback credit cards are your best bet if you prefer to avoid fiddling with rewards points or air miles. After all, money doesn’t grow from trees.…

Concerning finances, the more you keep your spending under control, the better. But can embracing a minimalist lifestyle help? You have probably stumbled upon this buzzword. Spoiler alert: it doesn’t mean living in a tin can or giving up all your worldly possessions – it’s being more mindful of the things you own. While this…

Moms are known for multitasking. But it can be too much to juggle caring for a baby and managing your household. Having a yaya and a helper or kasambahay will lighten the load. You might be having second thoughts because of your limited budget. With a set of hands comes an additional mouth to feed.…

Digital banks are redefining banking. You can open an account without visiting a branch. You also don’t need to wait in line to pay your bills because you can directly pay merchants and companies using the mobile app. Unsurprisingly, even traditional banks are introducing their own digital banks. For instance, Maybank has iSave, while BPI…

The word best is subjective when choosing a credit card. What’s best for you may not be the best option for others. That’s why selecting one isn’t easy. Your spending habits are major considerations as you compare the cards and their features. You also want to know the reward types and benefits you can get.…

There’s always some new financial advice out there to follow — save more, spend less, invest here, don’t invest there. It can be challenging to keep up and more difficult to figure out which one is worth following. To save you the trouble, we have compiled a list of the top eight common mistakes people make…

Looking for ways to grow your hard-earned money? What if we told you there’s a local bank that offers 5.00% per annum interest? Say hello to the SeaBank Peso savings account. SeaBank is a rural bank with digital banking features. It means you can open a savings account without visiting a branch. Let’s take a…

The internet has made information more accessible than ever. This is especially true for those looking to learn new skills and gain knowledge. Countless websites and platforms offer free online courses. You can access them anytime and learn at your own pace. Online courses are a great way to learn new skills, stay up-to-date on…

Do you frequently shop online? Are you looking for ways to get cashback from your purchases? Worry no more. You might want to check UnionBank Cashback Gold Mastercard that lets you earn cashback without limit. Whether you’re planning to get your first credit card or want to apply for another one, here’s a helpful review…

Ever heard of BNPL? If you ever shop online, you must have encountered it. It’s an acronym for Buy Now, Pay Later, an agreement where a store lets you buy now and pay for your purchase over time. It’s like getting a loan, but without having to go through the hassle of applying for one.…

If you’re new to using credit cards, you’re in for a pleasant surprise. That mostly coveted plastic card provides plenty of opportunities to rack up rewards. But there are also a few things you need to be aware of before indulging yourself with a new pair of kicks or the latest iPhone model. A credit…

Does the possibility of earning rewards get your heart racing? Let’s take a look at the HSBC Red Mastercard. This rewards card offers up to 4x bonus points when you use it for online transactions, shopping, dining, and overseas transactions. Rewards cards are ideal for spenders who love to redeem merchandise items, cash vouchers, or…

Did you know that the Social Security System (SSS) in the Philippines offers a handful of benefits to its members? It’s not just the pension you get once you retire. If you’re a first-time member, or even if you’ve been a member for years, it’s important to know what they are. When in need, you…

The pandemic has changed how we buy products and services. Thanks to Grab app, you can now shop for groceries online or order food — all in just a few clicks. What’s more, you can enjoy discounts and free shipping on certain days, saving you money as a loyal user. One thing’s for sure, now…

Have you ever wondered if there was a way to invest in something that you love and also make a profit? Well, luxury handbags may be the answer. In recent years, the world of high-end fashion has seen a surge in popularity, with designer brands becoming increasingly sought-after. This has led to a corresponding increase…

When it comes to credit cards, there is no one-size-fits-all solution. The best credit card for you will depend on your individual financial situation and spending habits. Having one is not just a privilege but also a huge responsibility. With proper handling of purchases, you can actually build your credit score. To help you out,…

As a solo parent, you are familiar with the challenges of juggling work and family responsibilities independently. Let’s face it. You need all the help you can get. Thankfully, here’s some good news. The Expanded Solo Parents Welfare Act was passed to provide benefits, privileges, and financial assistance. This article will discuss its benefits and…

In these tough economic times, being mindful of your spending is more important than ever. But let’s face it, keeping track of every peso can be a real pain. If you’re spending on fuel regularly, news about price rollbacks gives you that sense of relief. But what if there’s an app that lets you save…