how to pay off debts faster
Borrow Money
How to Pay Off Debt Faster in 2023: 6 Powerful Tips Worth Remembering
Are you looking for a way to pay off your debts faster in 2023? Struggling with high interest loans, large balances, and late payments? You’re not alone — consumer debt has been a massive trend over the past year. According to the research, debt has affected seven out of 10 Filipinos and is also a…
2 days ago
hiring a yaya or kasambahay in 2023
Lifestyle
A Practical Guide on Hiring a Yaya or Kasambahay (2023)
Finding a reliable and trustworthy kasambahay and yaya is no small feat. It’s because juggling a career, children’s needs, and household responsibilities can sap all your energy and patience. So, where do you start? Whether it’s your first time or looking to change existing arrangements, make sure you’re prepared, too. Remember that an extra mouth…
28 January 2023
plan your dream wedding on a budget
Lifestyle
8 Top Ways To Plan Your Dream Wedding On a Budget
Saying ‘I do’ is a momentous occasion and nothing compares to getting married when you’re head-over-heels in love. Unfortunately, the stress of planning a fantastic day can sometimes be overwhelming. But rest assured: whether it’s luxury or keeping things on a budget, your union with your special someone should shine bright no matter how big…
27 January 2023
8 Top Tips For Freelancers: How To Survive In The Freelancing World
Earn Money
8 Top Tips For Freelancers: How To Survive In The Freelancing World
The pandemic has changed how people work. The hybrid setup is optional, and the work isn’t compartmentalized in the four-walled offices. Remote work offers limitless opportunities for anyone who would like to earn a living from the comfort of their home. The Philippines is third in the world, after the United States and India, in…
27 January 2023
sim-card-registration-philippines-guide
Lifestyle
SIM Card Registration Philippines: Step-by-Step Guide
Heads up if you’re an active mobile user. As you know, the SIM Card Registration Act is now implemented, and this legislative measure requires all consumers to register their personal information with telecommunications companies. The good news is that telcos like Globe and Smart have an online portal where you can register for free. Here’s…
21 January 2023
5 Trending Business Ideas To Invest In 2023
Business
5 Trending Business Ideas To Invest In 2023
Working a full-time job can be exhausting, especially when you top it off with the stress of daily commutes. With the rising inflation rate, one can’t help but think of ways to earn extra income. Who would have thought that a kilo of onions would cost ₱600 or $10.90 today? Times are changing. But Filipinos…
20 January 2023
make your 2023 best year ever
Smart Money
10 Ways to Make 2023 Your Best Financial Year
Some of you may have experienced financial turbulence these past few years, and with 2023 in full swing, 2022 is behind us. But if you want to start the year right — looking forward to making 2023 their best financial year yet, it’s not too late to do so. There are plenty of things that…
10 January 2023
How to Turn Your Hobby Into a Profitable Business
Business
How to Turn Your Hobby Into a Profitable Business
Making money from something you’re passionate about sounds like an exciting opportunity — and it can be. However, turning a fun pastime into a profitable enterprise takes effort and dedication. With proper planning and strategy, there’s no reason why anyone can’t make money from their hobbies. If you want to become an entrepreneur but need…
5 January 2023
5 Criteria For Long-Term Business Success
Business
5 Criteria For Long-Term Business Success
Do you want to succeed in business? Being a successful entrepreneur takes more than just having an idea. Certain criteria have been proven time and time again for businesses that achieve long-term success. Knowing what these criteria are can give you an edge when it comes to starting and running your own company. Let’s get…
16 December 2022
how to switch to another network without changing number
Lifestyle
How to Switch to Another Network Without Changing Mobile Number (2023)
Changing to another telco or mobile network operator for better services and more affordable plans is a moneysmart way to manage expenses. While only three major companies – Smart, Globe, and DITO – monopolize the services, good coverage is a huge factor before making the switch. Plus, if you’re like most Filipinos, you want to…
16 December 2022
10 best christmas gifts that don't create clutter
Lifestyle
10 Best Christmas Gifts That Don’t Create Clutter
It’s that time of year again when your inbox is full of ads for the latest gadgets or appliances. Even your cabinets are stuffed with items you haven’t used for ages. It’s tempting to go on a shopping spree this holiday season. But remember that not all gifts should come in a wrapped box with a…
16 December 2022
best cashback credit cards in the philippines
Credit Card
12 Best Cashback Credit Cards in the Philippines (2023)
Excited about how much you will earn from a cashback credit card? Before you get your hopes high, know the nitty-gritty behind the promos and terms and conditions (T&Cs). Cashback credit cards are your best bet if you prefer to avoid fiddling with rewards points or air miles. After all, money doesn’t grow from trees.…
8 December 2022
minimalist can affect your finances
Lifestyle
How Embracing a Minimalist Lifestyle Can Affect Your Finances
Concerning finances, the more you keep your spending under control, the better. But can embracing a minimalist lifestyle help? You have probably stumbled upon this buzzword. Spoiler alert: it doesn’t mean living in a tin can or giving up all your worldly possessions – it’s being more mindful of the things you own. While this…
7 December 2022
10 Signs You Should Get a Yaya or Kasambahay
Lifestyle
10 Signs You Should Get a Yaya or Kasambahay
Moms are known for multitasking. But it can be too much to juggle caring for a baby and managing your household. Having a yaya and a helper or kasambahay will lighten the load. You might be having second thoughts because of your limited budget. With a set of hands comes an additional mouth to feed.…
28 November 2022
komo bank savings account review
Smart Money
Komo Peso Savings Account – MoneySmart Review 2022
Digital banks are redefining banking. You can open an account without visiting a branch. You also don’t need to wait in line to pay your bills because you can directly pay merchants and companies using the mobile app. Unsurprisingly, even traditional banks are introducing their own digital banks. For instance, Maybank has iSave, while BPI…
21 November 2022
10 best credit cards in the philippines
Credit Card
10 Best Credit Cards in the Philippines
The word best is subjective when choosing a credit card. What’s best for you may not be the best option for others. That’s why selecting one isn’t easy. Your spending habits are major considerations as you compare the cards and their features. You also want to know the reward types and benefits you can get.…
21 November 2022
how to open a savings account as a student in the philippines
Lifestyle
How to Open a Savings Account in the Philippines as a Student
Traditional piggy banks look cute. But having a savings account as a student is still one of the best ways to keep your funds safe. If you’re away from your family, chances are, you need a convenient way to receive your monthly allowance. This scenario is a common dilemma for college students who left their…
10 November 2022
gotyme bank review
Saving
GoTyme Bank Philippines Peso Savings Account – MoneySmart Review 2022
Anyone who has tried to save money knows it takes discipline to reach your goals. Unexpected expenses always seem to pop up, and it can be tempting to dip into savings when times are tough. However, building good financial habits makes it possible to grow your money over time. One way to do this is…
8 November 2022
credit card substitutes for millennials
Credit Card
The Credit Card Substitutes Millennials Can Get Today
Many millennials today prefer speed and efficient processes. Whether it’s buying a cute dress or ordering their favorite pizza. Items should be delivered and paid instantly. No wonder brands are also offering next-day delivery in their online stores. Credit cards are handy when you want speed. Whenever you shop online or at a retail store,…
3 November 2022
common mistakes people make in personal finance
Borrow Money
The Top 8 Common Mistakes People Make in Personal Finance
There’s always some new financial advice out there to follow — save more, spend less, invest here, don’t invest there. It can be challenging to keep up and more difficult to figure out which one is worth following. To save you the trouble, we have compiled a list of the top eight common mistakes people make…
26 October 2022
how to apply for a job 5 job hunting mistakes to avoid
Career
How to Apply for a Job: 5 Job Hunting Mistakes to Avoid
Did you know hiring managers spend six to seven seconds reviewing a resume? You only have a limited time to make an impression. Landing a good job is more challenging than you think. After graduating with a bachelor’s degree, it won’t guarantee a job right away. Searching for open positions, customizing your resume and cover…
18 October 2022
seabank philippines review
Saving
SeaBank Philippines Peso Savings Account – MoneySmart Review 2022
Looking for ways to grow your hard-earned money? What if we told you there’s a local bank that offers 5.00% per annum interest? Say hello to the SeaBank Peso savings account. SeaBank is a rural bank with digital banking features. It means you can open a savings account without visiting a branch. Let’s take a…
14 October 2022
5-Digital-Banks-in-The-Philippines-That-Lets-You-Open-an-Account-Online
Saving
8 Digital Banks in the Philippines That Let You Open Savings Accounts Online
Do you want to open a savings account without going to the bank? Thanks to digital banks like CIMB Bank, Tonik, and Maya Bank (formerly PayMaya), they let you open an account through their mobile apps. You can even submit the required documentation in real time. Even traditional banks like Maybank, UnionBank, and RCBC have…
8 October 2022
Security Bank Home Loan Review Philippines 2022 – Comparing the Most Affordable Home Loan Rates from Security Bank
Property
Security Bank Home Loan Review Philippines 2022 – Comparing the Most Affordable Home Loan Rates from Security Bank
A stable roof over your head provides not only physical security but also emotional stability – something that every family needs, especially in these uncertain times. This article is for you if you plan to take out a home loan in the next few years. Owning your place is a big step towards financial security…
7 October 2022
best websites for online courses
Business
Top 10 Best Websites for Free Online Courses in the Philippines
The internet has made information more accessible than ever. This is especially true for those looking to learn new skills and gain knowledge. Countless websites and platforms offer free online courses. You can access them anytime and learn at your own pace. Online courses are a great way to learn new skills, stay up-to-date on…
6 October 2022